877-926-2544

Caller stated that they were with FMR and were a locator service.  They said they were trying to collect for Global Group Holding for a debt I owed since 2009.  They offered to settle with me for half the amount.  But no one ever offered to give me a copy of the statement or who I owed the money to.

got call from 877-926-2544

FMR sounds a lot like this group:
FORWARD MOVEMENT RECOVERY
Posted in:  https://800notes.com/forum/ta-be660b78e831623/forward-movement-recovery
https://800notes.com/Phone.aspx/1-877-731-2680#p874713673268622107
https://800notes.com/Phone.aspx/1-877-279-2186
https://800notes.com/Phone.aspx/1-877-350-2142

No web site found.
The address is a UPS store
They are not registered in New York as required to do business.
BBB page with a F rating and 16 complaints and 1 negative review (this was changed from a C+ rating and 7 complaints):  http://www.bbb.org/upstate-new-york/business- ... ca-ny-235977227

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site:  http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php

File a complaint at the NY State AG's Office here:  http://www.ag.ny.gov/

Also keep in mind the Global seems to have a bad reputation as well:
http://www.online-payday-loans.org/contact-info/global-group-holdings/
http://dfi.wa.gov/consumer/alerts/global-grou ... ed-payday-loans
http://www.bbb.org/pittsburgh/business-review ... gh-pa-71003413/