800-944-3828

We are getting called by 303-813-1601. The caller ID says it's Wyse Financial. I called them back. They're not looking for us. They're looking for someone with the same last name. I told them that person doesn't live here. I told them that they are waking me, and they indicated they will continue to harass us. I looked them up on the internet. We learned they're a collection agency. We are debt-free. I told them I can't give them any information, but that's not stopping them. I have health problems, and disrupting my sleep is harmful. I will complain to whomever I must to get them to stop. I already complained to the Better Business Bureau, and I will complain to the Colorado Attorney General.

WYSE Financial calls with a recorded message at different times each day.  I owe no one,  I have no bad debts and feel I am being harrassed.  I now check Caller ID# and won't answer but it is still maddening.

Calls many times every day and I know nothing about them.  This is a new home with a new phone number.  Trying to find a way to stop them

I have been receiving a call in my cell phone from wisy financial over 100 times for a person called Ashley. I repeatedly told the caller (Tracia, extention# 223)that she got the wrong number but still keeps on calling. It is very annoying and irritating. Is there a way to stop this person from calling me? Where should I report this harrassment? I appreciate your suggestion.
You can reach me at nibijoshi@yahoo.com

Joshi--

You have a slam dunk going against these idiots for MULTIPLE FDCPA and TCPA violations:

Under the TCPA, a consumer has a right to file a lawsuit and recover $500 for each call that violates the TCPA. The TCPA can also be used in conjunction with the Fair Debt Collection Practices Act in some situations.  

Generally, the TCPA does not apply to debt collectors making collection calls to debtors. However, if you are subjected to calls from a debt collector and you are not the debtor, you may file a lawsuit against the debt collector under the Fair Debt Collection Practices Act (FDCPA) and the TCPA.

This right was recently recognized by Judge Legrome D. Davis in a case called Watson v. NCO Group, Inc.  NCO Group is a debt collector that uses automated prerecorded collection calls.  In this case, Mr. Watson alleged he was getting hundreds of calls from NCO Group after he got a new phone number. Mr. Watson claimed he owed no debt to NCO Group, Inc.  Mr. Watson filed suit under both the FDCPA and TCPA.

David Israel, defense lawyer for NCO, argued that the TCPA should not apply to debt collectors.  Judge Davis rejected the argument made by David Israel. The judge ruled that Mr. Watson had a right to sue NCO Group Inc under the TCPA for $500 for each call.  Judge Davis wrote;

[The] Court is convinced that a non-debtor's rights are in fact violated when he is subjected to repeated annoying and abusive debt collection calls that he remains powerless to stop.

Judge Davis' ruling was based upon his interpretation that collection calls to non-debtors violate the privacy rights provided by the TCPA.  

So what can you do if you receive "wrong number" calls from debt collectors?

1. Sign up for the Do-Not-Call registry.
2. Save the calls captured by your voice mail or answering machine.
3. Contact a consumer lawyer.

http://consumerlawyer.typepad.com/blog/2008/02/the-do-not-call.html

Received a call from a guy  saying I owe thousands from a Well Fargo Visa card that I paid off 3+ years ago which I paid off.

He was <very, very> rude.

I've dealt with creditors before a few years ago and never dealt with someone as rude as this guy. He was very condescending.

Told him a paid this off over 3 years ago and there must be some mistake to which he replied "We're never wrong."

The amount he claimed I owed came to an <exact> dollar amount.  Which is suspicious in and of itself.

Phone number:  800-944-3828

Went directly to the back and gave them the check number and date I paid off my Wells Fargo debt.  They are investigating this and it will take a few days to get me a copy of the check.  

The guy said I have 24 hours to pay it off or they're taking me to court.

I'm not paying jack!

These people with no morals have harrassed me for over 2 yrs.  I do not even know the person they are looking for and have begged them to stop calling.  They refuse and are extremely rude.

No we don't suck!  And I bet you are a debtor also.   We simply are not equipped with a crystal ball or psychic abilities.   If we were we would never get involved with companies that use unscrupulous collection agencies.   As a matter of fact, under the Fair Debt Collection Practices Act, the original creditors can be held liable for the actions of the collection agency.  Perhaps a few suits against the original creditors will encourage them not to use unscrupulous agencies.   ..... yeah, that's the ticket.   We can ask before we make contracts what agency they use and choose to go elsewhere.

In some states they have less or more than 7 years to collect the debt.  Always check what the laws are in your state before you contact a creditor.  I was once served with papers by a lawyers office who should have known the statute for serving me had already run.   I checked at the law library, found a similar case, and though I wanted to pay the debt could not contact the lawyer without starting the time running again.  I filed an answer and motion to dismiss in magistrate court and won the judgement.  It also can depend upon the type of debt it is.  I should have had the lawyer disbarred.

I got a vaguely threatening message from Christina Martinez at this number. She was looking for someone else (not me) and said she would be "forced to make her recommendations". I have told them to stop harassing me but I keep getting calls. I am on the do not call list and do not have a prior (or any) relationship with them.
When I tried to call that number back to tell them to go away, I got a number disconnected message.

As you can see, "Slick" (appropriate name) is most likely an employee of WYSE, a company brought up on charges in the State of California.

Learn how to spell.  Oh, and shut up, Slick!!

Very nice info.  Thanks.  They called me looking for someone whom I don't know.  There message was ridiculous.  They tried to tell me that I can't listen to a message on MY answer machine for someone I don't know.  They called ME.  They left a message on a public answer machine.  I have every right to listen.  I just didn't want to waste my time this time.  Next time, however, .......

Not a SCAM, a Collection Agency. call & get it straightened out. Don't let something you forgot about (or someone else using your name) mess you later on.

They dont leave a company name because that the law