580-215-5700

Payday loan collection scam.  Caller claimed that I owed $500 on a loan I never took out.  Accused me of wire fraud, bank fraud, etc.  Said that there are criminal charges against me.  According to them, my "file" will be processed at the end of the day and sent to the Attorney General's office in my state.  I asked for their address and they gave me an address that doesn't even exist.  They also would not give me the phone number of the supposed loan company that I took out the loan with.  They said it's a conflict of interest and that they just wanted the name and address of my attorney to forward the file to.  Extremely sketchy.  Don't give them any information!  This is a scam!  You cannot have criminal charges filed against you for a bad debt.  If that was the case, our jails would be overflowing with people!  Wish these morons would get a real JOB!

I just had the same call 30 minutes ago.  Said they sent my information to an address I lived at 3 years ago.  When I asked to re-send it they guy started talking real fast and said I had until the end of the day to contact my lawyer.

I just received this same call about an hour ago. I was full of questions to "Donna" who called me from 580-215-5700. She refused to give me any info on who I owed and also had my former married name. I did not give out any of my info to her. She just said that I would be prosecuted and jailed. I also called her back to let her know that I have submitted a complaint with my local police department.

They call themselves NCG consultants.  Same deal I guess, just another pay day loan debt scam company.  I didn't answer, but they left a message.  Will be submitting to PrivacyStar as spam / autoblock.
https://www.privacystar.com/

Also, judging by the time stamps, they just got hooked up and have had a busy day.  I did notice in a reverse phone number search it is listed as a mobile phone, not L3 communications like most of these scumbags...

Just got a call/voicemail - said the same things others have mentioned. Will be blocking the number and definitely not calling back. Why can't these people put their energy toward something more productive??

Left a voice mail and Said they were calling from MTG consultants and my file would be processed... Didn't bother calling back

Called from this number 5802155700

Same here these people are resilient on calling daily.  I think they might getting phone numbers off craigs list and callng them. Scammers NCG.  I'm glad for websites like this, we can unite together and hopefully catch them.

This number called my mom and told her I had 2 charges against thst was being turned into the state's District attorney office. My mom was scared and nervous for me all day until she gave me the message. I immediately knew it was not true and told her to relax because it must be s mistake. Then I decided Google the number and found out this number has others who complained about it being fraudulent. I'm pissed because this could have resulted I unnecessary health issues with my mom!! I left them a message claiming to be scared and I'm waiting on their return call!! I have a few words for them!!!!!!!! #morons

I received the same about the names company NCG consultants. They only said about having a complaint about me and if i don't reply immediately they would file. Didn't answer the phone due to NOT knowing the number provided or did I have any friends or family in that time zone. No connections at all. I did call back back and left me hanging so i hung up. Know it is a scam. If it was serious, pretty sure they would have sent me a formal metter stating what it's about, etc. Phony!

This number has been calling me all week. I answered and asked to speak to Ms. Jennings, who they said had sealed my case and they said she was gone for the day. They also said this investigation has been going on for 2 1/2 years and had me served at an address I haven't been at in over 2 years. Also said I would be getting criminal charges filed against me for malicious intent.

NCG Consultants are definitely scammers...I wonder what their personal lives or like...second thought, NO I do not.  Sad, because I know there are better jobs out there....goes to figure...most likely minimum education is the problem...if any at all.
Considering the state of the country, war, etc.   this is SAD.

RoseW
southern California

These people  have been calling me for a couple of weeks around lunch time everyday so I finally answered it the other day and they transferred to someone and they asked me again for my name which I replied "yes this him speaking how can I help you?" and they immediately hung up and didn't call back? What is the point of what they are doing exactly I don't get it? They maybe the lamest scammers ever! LOL

These [***] called me looking for a Paul Johns.  They had the audacity to leave an automated message about a "complaint" and a "file". I told them that I had been hearing quite a bit about Mr Johns lately. (Between the two other calls looking for him and the texts prompting him to go to websites to get out of having his wages garnished for payday loans) I told them his not paying is debts are not my problem and to take me off their call list immediately. These people are a scam artist group or a partially legit collection agency going after anyone recklessly whether they are the actual debtor or not. Scumbags either way. I pay my debts and don't write bad checks so don't need to be harassed.

I received two calls from NCG 580-215-6861 and Patricia left a message stating a complaint has been filed. I needed to call back within two days or it would be processed. I tried phone reversal to find out who they were and BBB. I didn't obtain any helpful info. I called them and they wanted my attorneys info, I asked why I needed an attorney. Amber stated that a complaint had been filed and they wanted to process with going to court. I wanted to know who "they" were. She stated National paid day. They are filing with the findings of fraud. I told her I hadn't heard from them since 2012 when I asked for am itemized statement of my payments. Amber stated that she wasn't showing any statement and the company wants to pursue it. I explained I had no problems paying anyone I owe, but after the discrepancy on payments, not sending me an itemized payment Hx I just left it alone.
She stated that the stature of limitation had run out for me to file anything and if  found guilty I would have to pay up to 2,000.00 +  court cost or spend 30 days in jail. I explained again that I have always been willing to do my part, but as a singe mother of a special needs child I only has SSI and child support. Every payment that was made needed to be accounted for. And I would have to make payments. I stated that it will be Memorial Day on Monday so I will not be able to get proof on my payments until at least Tuesday. The bank I used at the time I closed at the end of 2012.
I am so freaked out, because some of it sounds legit, but I can't even find their address on the internet. All I can find is it's in Lawton, OK.
If anyone has ANY information  on these people please let me know. I cannot afford an attorney and I truly do not paying any debts, I just do not need to go to jail over it!  There's no one to take care of my kids... This is just CRAZY!

Please excuse my typos! I didn't proof read before I hit the submit button

In 2012 I had a very hard time financially and I did take out a loan with only ONE company but applied with many. I received this type of phone call about Bottom Dollar PayDay Loans back in Feb of this year, I did set up payment arrangements but I know I owed that. They said I was going to be served papers if I didnt set up payment plan blah blah blah and that it was illegal that I closed my bank account (I had read they were a scam so yes I closed it). So I did. $203.33 each month. I have 2 months left. But then today I get a call from NCG saying the same thing about National Payday loans. I am like I never got money from them. I applied but never got money. So then I did research and I found out that debt collectors CANNOT tell you they are taking legal action or talk legal jargon. So now I am wondering if there is anything I can do to get my $813.32 back that I have already given them since clearly what they have done to me in illegal.

Payday loans
http://www.paydayloaninfo.org/state-information

https://800notes.com/arts/Jb8EW-eDhQA/harassi ... ou-need-to-know
See Residents post here also:
https://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
https://800notes.com/Phone.aspx/1-319-242-7350

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection

And see:
http://www.dfi.wa.gov/consumers/alerts/nationwide-debt-association.htm
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http://www.fbi.gov/scams-safety
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http://www.ic3.gov/media/2014/140627.aspx
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https://800notes.com/forum/ta-944ec1426a8bcbb ... service-attacks
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http://www.clarkhoward.com/news/clark-howard/ ... r-phones/ndF4c/
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http://www.net-security.org/article.php?id=1828
***************
https://800notes.com/forum/ta-86217073a9c8dad ... 077595690349410
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http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
https://800notes.com/forum/ta-b95e185ca7ca356 ... debt-collectors
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http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
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http://www.fdcpa.me/fake-process-server-injunction/
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https://800notes.com/forum/ta-9413b3202bc8b6c ... net%27s-tactics
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http://dfi.wa.gov/consumers/alerts/cashnet-payday.htm
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http://www.cashnetusa.com/consumer-notices
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Extortion Scam Related to Delinquent Payday Loans

Washington, D.C.
December 07, 2010  FBI National Press Office
(202) 324-3691

— filed under: Press Release

The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.

According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.

The fraudsters relentlessly call the victim’s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims’ relatives, friends, and employers.
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To File complaints FDCPA/TCPA violations:
Your State Attorney General
Their State Attorney general
www.naag.org (you can find your state AG at this link).
https://www.ftccomplaintassistant.gov/#&panel1-1
http://www.consumerfinance.gov/complaint/
http://www.rcfp.org/reporters-recording-guide/state-state-guide
http://www.dmlp.org/legal-guide/recording-phone-calls-and-conversations
Also with the BBB and follow completely through with it.
http://www.consumer.ftc.gov/blog/haunted-phantom-debt
Seek a FDCPA/TCPA Attorney if need be.
***A company must be licensed in their state as well as the one they are trying to collect in if two different states are involved.

Some Tips:
*Keep all messages
*Take a picture of your Caller ID
*Keep any and all conversations recorded to your states recording laws, some require they be told, others do not. This can be transferred to a recording device.
*Keep a notebook handy for writing time,date, who you spoke with and what the conversation detailed.
*Check your SOL for your state as well.
*Attorneys need to be licensed as a DC to collect, all DC's must be licensed in their state as well as yours if different.
http://www.insideedition.com/investigative/93 ... debt-collectors

For Extortion Scam Operations,  File reports with the FBI, your state attorney general and Department Of Justice,CFB,FTC & FCC..  Emails can be attached to complaints filed with IC3, the cyber crimes division of the FBI.

http://www.nw3c.org/
http://www.ic3.gov/default.aspx
http://www.fbi.gov/
https://www.ftccomplaintassistant.gov/#&panel1-1
http://www.consumerfinance.gov/complaint/
https://esupport.fcc.gov/ccmsforms/form1088.action
http://www.fraud.org/
http://www.stopfraud.gov/report.html
Tip off FBI about this extortion attempt by filing form at: stips.fbi.gov/
http://www.consumer.ftc.gov/blog/haunted-phantom-debt

Also see here:
https://800notes.com/arts/I2neMkbUAAo/where-to-report-phone-crime
https://www.westernunion.com/us/en/fraudaware ... and-answer.html

A Collection Agent May Not…

Here are the top 11 actions prohibited by the The Fair Debt Collection Practices Act:

Misrepresent Him or Herself

  A debt collector may not misrepresent himself as an attorney or law enforcement officer.

Use the Telephone to Annoy or Harass

  A collection agent may not cause a telephone to ring or engage any person in telephone conversation repeatedly or continuously with an intent to annoy, abuse, or harass anyone at the called number.

Threaten Arrest or Lawsuit

  A collection agent may not threaten a consumer with arrest. It may not threaten legal action that is either not permitted or not actually contemplated. In other words, a the threat of a lawsuit may be an empty one.

Use Abusive or Threatening Language

  A debt collector may no use abusive or profane language in the course of communication related to the debt.

Publish a Bad Debt List

  Publishing the consumer’s name or address on a "bad debt" list is prohibited.

Contact By Embarrassing Media

  A debt collector may not communicate with a consumer by post card. It may not use any language or symbol, other than the debt collector’s address, on any envelope when communicating with a consumer by use of the mails or by telegram. A debt collector may use its business name if such name does not indicate it is in the debt collection business.

Contact a Consumer at Work

  A collection agent may not communicate with consumers at their place of employment after being told this is unacceptable or prohibited by the employer.

Seek Unjustifiable Amounts

  A debt collector may not demand any amounts not permitted under an applicable contract or as provided under law.

Contact a Consumer Represented by an Attorney

  A collection agent may not contact a consumer after it learns the consumer is represented by a lawyer.

Communicate With a Consumer After Receiving a Validation Request

  If a consumer sends a written §1692g response within 30 days, the collection agent may not communicate with the consumer until it mails the consumer the requested verification of original creditor's name and address.

Communicate With Third Parties

  A debt collector may not reveal or discuss the nature of a consumer’s debts with third parties other than the consumer’s spouse or attorney. A collection agent may contact neighbors or co-workers only to obtain location information. It may contact a third party again if it has reason to believe the information the party provided previously is false.

Bills.com FDCPA FAQ

Below are questions Bills.com readers ask frequently:

Can a Collection Agent Call My Cell Phone?

  Yes. However, if you tell the debt collector it may not use that number because it is a cell phone, it may not contact you again at that number.

I Keep Receiving Dozens of Calls From Collection Agents. Is That Legal?

  No. Unscrupulous collection agents will use "block parties" or "office parties" where they contact a consumer, multiple neighbors, or co-workers telling them they need to reach the consumer on an urgent matter. This is not permitted under the FDCPA.

A Collector Says I Will Be Arrested if I Do Not Pay

  This was a true statement before the US Civil War, but has not been true since. People may be arrested if an aggressive judge files a bench warrant for a person who does not appear at a hearing relating to a lawsuit regarding a debt. However, in that case, the offense is the failure to respond to a court order, and not the existence of the debt. As stated above, it is illegal under the FDCPA to threaten a consumer with arrest if the consumer does not pay the debt.