713-909-3131

Scam debt collecters for fake payday loans

I received a letter advising me, "Per our ["Nancy Stovall" of "Stovall & Assoc, 2600 S Loop W #802, Houston TX 77054, (713) 909-3131"] records we recently acquired your defaulted pay day loan." The letter is dated May 22, 2015, and it threatens "fines" and "incarceration" if I do not complete the "Settlement Offer" of "$840.00" on an "Accrued Balance" of "$2520.00" This letter "RE: Default Notice & Intent to Accelerate" is fraudulent and sent in an attempt to defraud and extort money by deceptive and fraudulent means. This letter was mailed from North Houston, TX. These acts are criminal in nature by the perps, illegal and punishable by law, to include FDCPA and FCRA violations, in addition to identity theft.

Anyone got any other info?

I took a look at the google maps and street view for this address, it appears to have medical offices in it.  Nothing turns up on google under the name except bankruptcy lawyers, Surveyors etc.  I didn't get any hots off her name included  even. Its possible the extortion scammers may have gotten a bit smarter..   But is pretty dumb to include threats that are illegal.  I would contact the Texas AG and yours - perhaps attaching a copy of this letter as well. Send a C&D via certified or return receipt USPS mail, even if it gets returned as undeliverable, it counts. ;)

You can also look here for the laws pertaining to payday loans, it will also give you other places to file complaints besides the other ones I will give you.

Payday loans
http://www.paydayloaninfo.org/state-information

To File complaints FDCPA/TCPA violations:
Your State Attorney General
Their State Attorney general
www.naag.org (you can find your state AG at this link).
https://www.ftccomplaintassistant.gov/#&panel1-1
http://www.consumerfinance.gov/complaint/
http://www.rcfp.org/reporters-recording-guide/state-state-guide
http://www.dmlp.org/legal-guide/recording-phone-calls-and-conversations
Also with the BBB and follow completely through with it.
http://www.consumer.ftc.gov/blog/haunted-phantom-debt
Seek a FDCPA/TCPA Attorney if need be.
***A company must be licensed in their state as well as the one they are trying to collect in if two different states are involved.

Some Tips:
*Keep all messages
*Take a picture of your Caller ID
*Keep any and all conversations recorded to your states recording laws, some require they be told, others do not. This can be transferred to a recording device.
*Keep a notebook handy for writing time,date, who you spoke with and what the conversation detailed.
*Check your SOL for your state as well.
*Attorneys need to be licensed as a DC to collect, all DC's must be licensed in their state as well as yours if different.
http://www.insideedition.com/investigative/93 ... debt-collectors

For Extortion Scam Operations,  File reports with the FBI, your state attorney general and Department Of Justice,CFB,FTC & FCC..  Emails can be attached to complaints filed with IC3, the cyber crimes division of the FBI.

http://www.nw3c.org/
http://www.ic3.gov/default.aspx
http://www.fbi.gov/
https://www.ftccomplaintassistant.gov/#&panel1-1
http://www.consumerfinance.gov/complaint/
https://esupport.fcc.gov/ccmsforms/form1088.action
http://www.fraud.org/
http://www.stopfraud.gov/report.html
Tip off FBI about this extortion attempt by filing form at: stips.fbi.gov/
http://www.consumer.ftc.gov/blog/haunted-phantom-debt

Also see here:
https://800notes.com/arts/I2neMkbUAAo/where-to-report-phone-crime
https://www.westernunion.com/us/en/fraudaware ... and-answer.html

Also read up on the laws and your rights:

https://800notes.com/arts/Jb8EW-eDhQA/harassi ... ou-need-to-know
See Residents post here also:
https://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
https://800notes.com/Phone.aspx/1-319-242-7350

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection

And see:
http://www.dfi.wa.gov/consumers/alerts/nationwide-debt-association.htm
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http://www.fbi.gov/scams-safety
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http://www.ic3.gov/media/2014/140627.aspx
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https://800notes.com/forum/ta-944ec1426a8bcbb ... service-attacks
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http://www.clarkhoward.com/news/clark-howard/ ... r-phones/ndF4c/
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http://www.net-security.org/article.php?id=1828
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https://800notes.com/forum/ta-86217073a9c8dad ... 077595690349410
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http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
https://800notes.com/forum/ta-b95e185ca7ca356 ... debt-collectors
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http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
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http://www.fdcpa.me/fake-process-server-injunction/
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https://800notes.com/forum/ta-9413b3202bc8b6c ... net%27s-tactics
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http://dfi.wa.gov/consumers/alerts/cashnet-payday.htm
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http://www.cashnetusa.com/consumer-notices
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Extortion Scam Related to Delinquent Payday Loans

Washington, D.C.
December 07, 2010  FBI National Press Office
(202) 324-3691

— filed under: Press Release

The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.

According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.

The fraudsters relentlessly call the victim’s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims’ relatives, friends, and employers.

Thank you, again. I have taken all those steps and contacted the Houston FBI, as well.

You are appreciated.

If you look carefully at the map of Houston, in map view, and go south as the bird flies from the pointer for that address, you will see the Social Security Administration building in the corner of on "West Bellfort" and "Lakes at 610 Dr"

How ironic, the scammers who steal Social Security Numbers or just use them are not far from the official SS government building.

That "address" is probably being used as a mail drop, and a "friend" agreed to accept any mail delivered and to hand it over to the scammer. Investigators call those "friends" mules, because they sometimes don't know something illegal is going on but get all the grief. Remember those emails that recruit people to accept incoming mail and forward it to other people, among other things? That might be one of those recruits.

Received a call 5/7/15 from 219-225-2889 at 10:10am, and voice operator told me to wait and talked about Department of Processing and a summons. Waited until after multiple rings, a lady answered "Department of Processing", asked for someone who is not me, then ended the call. It sounded as if I was being recorded. They actually e-mailed a letter with the name of a company called C P Investors LLC. I was told the payday loan was from 2009. I called this # which is also associated with 317 759 8799. Both # are for the same people! PLEASE BE AWARE!!!!!! SCAM alert.
Caller: Department of Processing
CP Investors LLC Contact Info
This entity may be related to CWB Services, LLC
Business Name:
CP Investors, LLC. / CPInvestorsGroup.com
Additional Business Names / Possibly Related Businesses
CP Investers / CP Investor’s (common misspellings)
CWB Services, LLC.
Insight Capital, LLC.
Tior Capital, LLC.
TTG Services, LLC.
Vandelier Group, LLC.
Vin Capital, LLC.
Warnings / Disclaimers
Phone:
1-855-502-2941 (CP Investors LLC / CWB Services LLC) (Confirmed August 25, 2013)
1-410-531-3805
1-866-584-3425
Fax:
1-800-686-2619 (CP Investors LLC / CWB Services LLC) (Confirmed August 25, 2013)
Address: (Confirmed August 25, 2013)
CP Investors, LLC.
12757 Folly Quarter Road,
Ellicott City, Maryland 21042-1240
Contacts:
Robert Meyers (Principal)
Ashley
Lisa
On May 1, 2013, we received the following allegations against CP Inverters (which we assume is a misspelling of CP Investors): “They sent me a loan even though I never completed the process. I never signed anything to receive the loan. When contacted about it, they just said they would debit it tomorrow.”
Request received on May 28, 2013: “Is there a direct web address? Where one could check any balance owed, attain account info in regards to any open loan with this company, etc.” Editor’s Note: They seem to be related to CWB Services AKA Vandelier Group.
On July 6, 2013, we received allegations against CP Investors: “I partially filled out a loan but I never signed it. I called and spoke to a rep and told him to cancel the application and he said OK I will do it right now. Now they are trying to get money out of my account and causing overdrafts. I think this is devious and I will get [legal] representation if it continues.”
On July 24, 2013, we received more allegations against this entity: “By far the rudest people ever. CP Investors and CWB Services are nothing but a joke and a scam. Horrible experience. They take more money than authorized and royally screw you. Watch out for these scammers!”
On July 26, 2013, we received the following allegations against CP Investors: “I received a deposit in my account today and I have not seen or signed loan documents from this company. Could you please send me an email or phone number so I can get ahead of this before it gets out of control?”
On July 27, 2013, we received the following allegations against CP Investors LLC / CWB Services LLC: “CWB Services LLC. Phone: 1-855-502-2941. Fax: 1-800-686-2619. I started receiving emails from this company saying that I could pay the loan in full or pay the interest. I wrote them back and told the guy that I never heard of their company and that I never requested a loan from them. I have no idea how they got my information, but I discovered that they had sent a deposit into an old banking account that I thought was closed almost a year ago; there hadn’t been any activity on that account until June when they sent money. I called the number they had on the e-mail and was told that they were sorry and that the money would be withdrawn that day. I called a few hours later and spoke with another individual and learned that the first person didn’t send a withdrawal request to the bank, so he said that he would make sure it was done while I was on the phone with him. Two weeks pass and I get a ‘restricted’ phone call and was told that I had to pay the money right then, plus interest or I would be turned in for check fraud. I told them again that I never asked them for a loan and that I wasn’t paying. They said that I was going to be served papers if I didn’t agree to pay them before noon that day. One person hung the phone up on me and I called again, the guy continued to threaten me, saying that they are giving me a chance to pay or go to court and pay court cost or risk jail for fraud. I still refused and told them that I would take my chances before the courts because I never requested any money from a payday loan since 2010, CashNet USA, which was paid in full. CashNet USA’s records were compromised and people with foreign accents were calling me and threatening me. I contacted the company and they explained that they’ve been trying to catch these people and they assured me that there was no way that my social security number was compromised because their records only listed the last four numbers. I’ve learned that is a lie because I received a threatening e-mail from someone who had broken English that listed my full social security number, stating that I needed to pay them $980 or be sent to collections and court, if I refused to pay. I am so frustrated with these payday loans and scam artists, constantly leaving messages on my phone and email address saying they have my loan approved. I call back and can’t get a call through because of an auto message that states, “the number you have dialed is not a working number.” I called back as soon as they hung up and get those sort of messages. I don’t know what will happen with CP Investors but I don’t owe them money. I just want to be left alone and don’t want them calling me anyone. They had no right to put money in an account that wasn’t requested from me.”
On August 25, 2013, we received these allegations against CP Investors LLC: “On July 31, 2013 the aforementioned company deposited $300.00 into my checking account. I never applied for a loan through this company, or any similar kind of online loan like this. I received an email stating that the loan would auto renew if written notice was not given 3 days prior to the due date. As I do not frequently check my email account, I had no idea of the happenings until after the due date.”
On August 28, 2013, we received these allegations against CP Investors: “I applied for a payday loan and received it. A couple of weeks later I started getting calls and attempts to collect money out of my account. I never applied for a loan from CP Investors. I don’t know who these people are. They have jacked my account with attempts to take money out of my account. I have paid a large sum of overdraft fees. I tried to contact them and received threats from a company called Landmark Legal. I called them and was told they are a law firm and are no way connected to this collection agency. They are calling my family and friends discussing a loan I know nothing about.”
Caller: CP Investors LLC
Call Type: Debt Collector

Just got the same letter. I am letting ftc again about this letter.

It fake a address I went by only six floor at this address asked office neverof them  said iI for 2340.

I got the same exact letter. What is going on scammed Damn I wish they would lose my number

I received the identical letter dated  June 8 2015...same amount $2520 and settlement $840....no idea what this is all about

Report them:

http://www.consumerfinance.gov/Complaint/#debt-collection

http://www.consumer.ftc.gov/articles/0149-debt-collection  (Threatening arrest or criminal process in order to collect a civil debt is a clear violation of the Federal Fair Debt Collection Practices Act)

Also contact your local attorney general

Also, if you recieved this letter by US mail, make sure that you take a copy of it down to the local Post Office and have the postal inspectors take a look at it.

Take a copy of the letter to your local police station and make a report of an attempted extortion.

This is all I can find about them.  Clearly scam artists.  Report them!
BBB:
THIS BUSINESS IS NOT BBB ACCREDITED.
Stovall & Assoc
Phone: (713) 909-3131
2600 S Loop W #802, Houston, TX 77054
BBB® NR Rating
On a scale of A+ to F

requesting to send legal documentation

Some debt collector scam. "Is there someone who can accept legal papers for Cedrick Boyd"
Hung up when asked who was calling...

Very fishy phone call from 713-909-3131, Dynamic Locators in Houston Texas Message said to call 866# as I was being sued. Called #, 866. 315 0521 and was told I had a delinquent credit card - one I never had. Googled lawyer, no such person. Website given is generic, address is in riverside, ca. Google maps puts that address in a ups box store. Phone number is a mobile phone in Kansas. Called the credit card company and verified that they do not have a card in my name.
Caller: Ink and Assc
Call Type: Debt collector

Received a call from them a man who sounded foreign asked of anyone was available to receive legal papers. I just replied ive never had any loans and I know this is a scam and hung they been calling every other day. Lol

Seems I had a few typos should of proof read it. Lol

One more for the debt collection scam: "Are you able to accept legal papers for <someone I have never heard of>?"
At least they were polite when I said no.

Received a call asking if someone could receive legal documents on the behalf of "John (somebody)". They been calling me repeatedly over the last few weeks and I politely asked them to stop twice now.

They call daily.  I am at work.  I don't need a loan.  They are driving me crazy.  Please get them to stop calling.  When I returned the call it said