844-688-3737

This person called asking for someone else. Left message to call back.

Don't know the number or the person they are calling.

They called and left a message about an urgent matter regarding legal action against me. They offered to settle an account I had with Chase Bank, they had my last four digits of my social. They sent me an email, that looked highly suspicious. I think it's an elaborate scam. They wanted money.

Attach the email to a complaint filed with IC3, the Cyber Crimes division of the FBI. Neither phone, fax or email are legal notification or validation of debt.  

For Extortion Scam Operations,  File reports with the FBI, your state attorney general and Department Of Justice,CFB,FTC & FCC..

http://www.nw3c.org/
http://www.ic3.gov/default.aspx
http://www.fbi.gov/
https://www.ftccomplaintassistant.gov/#&panel1-1
https://esupport.fcc.gov/ccmsforms/form1088.action
http://www.consumerfinance.gov/complaint/
http://www.fraud.org/
http://www.stopfraud.gov/report.html
Tip off FBI about this extortion attempt by filing form at: stips.fbi.gov/

Also see here:
https://800notes.com/arts/I2neMkbUAAo/where-to-report-phone-crime

Also read up on the laws and your rights:

https://800notes.com/arts/Jb8EW-eDhQA/harassi ... ou-need-to-know
See Residents post here also:
https://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
https://800notes.com/Phone.aspx/1-319-242-7350

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection

And see:
http://www.fbi.gov/scams-safety
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http://www.ic3.gov/media/2014/140627.aspx
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https://800notes.com/forum/ta-944ec1426a8bcbb ... service-attacks
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http://www.clarkhoward.com/news/clark-howard/ ... r-phones/ndF4c/
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http://www.net-security.org/article.php?id=1828
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https://800notes.com/forum/ta-86217073a9c8dad ... 077595690349410
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http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
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http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
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http://www.fdcpa.me/fake-process-server-injunction/
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https://800notes.com/forum/ta-9413b3202bc8b6c ... net%27s-tactics
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http://dfi.wa.gov/consumers/alerts/cashnet-payday.htm
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http://www.cashnetusa.com/consumer-notices
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Extortion Scam Related to Delinquent Payday Loans

Washington, D.C.
December 07, 2010  FBI National Press Office
(202) 324-3691

— filed under: Press Release

The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.

According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.

The fraudsters relentlessly call the victim’s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims’ relatives, friends, and employers.

I just rec'd call on my answering machine,  also stating a "legal action against me" ... It's a scam ... There's been nothing on my part for any type court deals ...  I don't owe anyone money .... They apparently want more personal info ... No way! ... Beware ... The call back number is 8446883737, but caller ID says UNKNOWN ... Real legal stuff would identify their number straight forward

Call me about a debt with HSBC that was incurred back in 2006.  The name if the company is Wilshire Group and Associates.  I was going to be serve.

The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:

•is seeking payment on a debt for a loan you do not recognize;
•refuses to give you a mailing address or phone number;
•asks you for personal financial or sensitive information; or
•exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.

If you think that a caller may be a fake debt collector:

•Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.

•Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.

•Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft – charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.

•Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.

•Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.

http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors

Yes they called for a credit card from 2009 and they have last 4 digits of your ss#. Claiming they are going to court.
844.688.3737. I only use debit cards. I hope they catch this man & woman.

The woman call from unknown number. And tell me to call back with a case number,what she is provide to me. They pretend what the Wells fargo bought all old account from Wachovia,and I do not have that account for years!!! They told me what I am overdruff that account and they going tomorrow for court,I suppost to pay some kind of money. They told me wrong address twice,they told me my day of birth,and kinda of bulsheet. Hope somebody will catch that scammer/

I received a voice mail from an unknown number; where a lady who referred to herself as "Kim Baker" asked me to call this number, asking me to call the "firm" who was handling my case and she left a case number for me to reference. She stated that a complaint had been forwarded to their office and was "pending legal action" filed against me and that I needed to call within 24 hours or they would be 'forced to make a decision without my consent'. When I called the above 844 number I spoke with a very rude woman demanding my social security number and full date of birth. She refused to disclose any information regarding a supposed account that had been turned over to them and said it was already turned over to go to court. I was immediately suspicious and refused to give any information. Then she started screaming at me...told me that I could verify who they were by looking at their website "Wilshire Group Associates" and calling her back and give her the information she was demanding.

Can you say, "Illegal scare tactic"!!! I have NO outstanding debt -- THIS IS A SCAM!!! ... They are illegally trying to get more information for fraudulent purposes. DO NOT fall for it!

8446883737
Called my sister saying they tried serving me legal papers at home and was unsuccessful and I have 24 hours to that action so I called back and he said I owe money from 2007 to us bank and that I'm going to have to go to court and pay all this money and then I told him my financial situation and he said he will talk to his client about payment plan I then called back today and said it was a scam cuz I seen all these posts and he said he knows of all these blogs and to go on his Web site I said anyone can make a website they teach u that in school. It's funny when I call him it seems like he doesn't even know what I'm talking about if he's a lawyer then he should be more professional.

Got a call from that number. Can't tell if it's for real or scam. How do we find out?

Got a call from them on VM stating that i have 24 hours to call them back or legal action will be put against me. So they told me that i owe on a credit card from 1999 " REALLY" and that i was paying on it up to 2011 which is a BS lie i have a closet for my receipts going back to 2006 and not one is for a credit card and besides that the damn bank that they claim that they are suing me for has been out of business since 2004 sooo how the hell was i paying for the card again ?????? So i sent this company a letter of verification letter after i was told that they didnt want to send me one because they did not want to wait 30 days like the law grants me as a consumer.

did you get summon ? thats what they threatening me with.

Did you get served?

"So i sent this company a letter of verification letter after i was told that they didnt want to send me one because they did not want to wait 30 days like the law grants me as a consumer."

I would be willing to bet you will never hear from them again. Why? They don't want to fool with educated consumers who know the law. We have had the same experience with bottom feeders demanding money for unverified debts--only to see them ride off into the sunset when we demanded verification. It just isn't worth their time--not when they can easily coerce someone else into paying over the phone.

They CANNOT "serve" you (even if the debt were legitimate, and you know it's not), on a time-barred debt.

What should I do if I'm sued for a time-barred debt?

Defend yourself in court. If you're sued to collect on a time-barred debt, pay attention, and respond. Consider talking to an attorney. You or your attorney should tell the judge that the debt is time-barred and, as proof, provide a copy of the verification from the collector or any information you have that shows the date of your last payment. The lawsuit will be dismissed if the judge decides the debt is time-barred. In any case, don't ignore the lawsuit. If you do, the collector likely will get a court judgment against you, and possibly take money from your paycheck, bank account, or tax refund.

Assert your FDCPA rights. It's against the law for a collector to sue you or threaten to sue you on a time-barred debt. If you think a collector has broken the law, file a complaint with the FTC and your state Attorney General, and consider talking to an attorney about bringing your own private action against the collector for violating the FDCPA.

https://www.consumer.ftc.gov/articles/0117-time-barred-debts

Wilshire Group and Associates
BBB page has very little information:  http://www.bbb.org/central-california-inland- ... ide-ca-89073565
Their web site lists an address: http://wilshiregroupandassociates.com/contact.html
But a search of their address does not bring up their company name.  It does however bring up three lawyers, as well as numerous other businesses which makes it look like a virtual office:
http://www.bizapedia.com/addresses/11801-PIER ... E-CA-92505.html
http://www.bankruptcypower.com/office-locations/riverside/
http://www.avvo.com/attorneys/92505-ca-rogelio-morales-1955081.html
Note there was a third attorney but I could not get the page to open.
Note that Bizapedia list them as having been started in August of 2014 so it looks like they became criminals right from the start:
http://www.bizapedia.com/ca/WILSHIRE-GROUP-ASSOCIATES-LLC.html
Federal law (FDCPA) requires them to send you a letter within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of the date of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site:  http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office and the California Attorney Gerneral Here:
http://oag.ca.gov/
Also, since the BBB lists them as attorneys, file a complaint with the CA BAR:  http://calbar.ca.gov/Attorneys/LawyerRegulation.aspx

Absolute scam, did 10 minutes of due diligence and found holes in their story i could drive a bus through. I'll gladly pay the asking amount if they accept certified checks from Nairobi or Zimbabwe.. Idiots...

These fool call me from a restricted number and I ask them what was the call about the man said he didn't know, he said he only call to serve me a summond. Then he gave me the 844 number along with a case number. When I call the number they told me the last four digits of my social and name of the bank that I do business with and they claim that I owe Wachovia since 2006. I didn't even had any checking account with wachovia. Not only that Welsfargo took over so that's a red flag right there and they claim they send letters out to me regarding this matter and how they had my case since January 2015. What bank is going to allow anyone to over draft almost three grand. That's a red flag right there I can't wait for that man and that woman to get caught. Feel free to report them to any financial institution that you join so they can be aware of these scammed because what they do is pay to do a back ground check on people and then steel your personal information. They only know the last four digits of your social, so whatever you do don't let them know the other six digits. They will use your information to open line of credit and also have your bank do a credit monitoring  on your behave.

Same thing just happened to me... never even had a chase account