908-428-6270

I received multiple calls from this number and they also use a 630 number stating that they are a legal department called ASS or ASF. They have been taking me to court for 1 year, claiming I applied for a loan and they deposited to my bank. I looked up the lender they claim gave me funds called Green Quincy or something....I never applied for a loan, they sent me emails about the loan, they won't resend the information they claim they sent and thee company is nowhere to be found online.....SCAMMERS!

it was a women named peggy and something about fruad

Tammy Smith (typical phony last name) called from ASF. Asked me if the sheriff came to my residence yet. Said MBNA filed a civil suit against me. I settled with MBNA in 2008. I told her I have the documents to prove it. She asked me to fax the documents. Gave me 9162440421 fax #. Funny thing, 908 is a New Jersey area code, 916 is a California area code. I told her while we're at it, why doesn't she give me their address. She said, "oh, we don't give that out." I told her, " the law says you do." She hung up on me.

The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:

•is seeking payment on a debt for a loan you do not recognize;
•refuses to give you a mailing address or phone number;
•asks you for personal financial or sensitive information; or
•exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.

If you think that a caller may be a fake debt collector:

•Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.

•Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.

•Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft – charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.

•Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.

•Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.

http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors

I got this same exact call today.  Identical! I asked for paperwork to be sent to me home and she became very rude!  She hung up told me to get " Maria" who ever that is and hung up.  About 3 mins later she called back and told me she just saw I had a criminal record.  Nice scare tactic except I've never been arrested our in jail in my life!  She hung up on me again!  It's scary that they are doing background checks and have access to very personal information and are breaking every law and harassing people!  Give no information!  Steer  clear!

And she would give me no information about her or the ASF Associates company she claims to represent

I got a call from Agent Tammy Smith..she called my work and left me a message and then she also called my home and told me I had till noon today to call her.  I just called her and I followed the instructions above and I also asked her for her address and she gave me this address 155 N Lake Ave Suite 800 in Passidina Ca 91101...That is funny like the comment said before me a CA address not a New Jersey address and she had to put me on hold to get it.

I got a call from Ms Smith, wouldn't tell me her whole name.  From ASF financial services.  She said I had a loan with payday loan yes 12/20/2012.  I looked at my bank statement from then and only had a loan with easy cash online, which was settled.  Anyone actually have to go to court with these people?  They keep calling my job, have called three times today.

For Extortion Scam Operations,  File reports with the FBI, your state attorney general and Department Of Justice,CFB,FTC & FCC..

http://www.nw3c.org/
http://www.ic3.gov/default.aspx
http://www.fbi.gov/
https://www.ftccomplaintassistant.gov/#&panel1-1
https://esupport.fcc.gov/ccmsforms/form1088.action
http://www.consumerfinance.gov/complaint/
http://www.fraud.org/
http://www.stopfraud.gov/report.html
Tip off FBI about this extortion attempt by filing form at: stips.fbi.gov/

Also see here:
https://800notes.com/arts/I2neMkbUAAo/where-to-report-phone-crime

Also read up on the laws and your rights:

https://800notes.com/arts/Jb8EW-eDhQA/harassi ... ou-need-to-know
See Residents post here also:
https://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
https://800notes.com/Phone.aspx/1-319-242-7350

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection

And see:
http://www.fbi.gov/scams-safety
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http://www.ic3.gov/media/2014/140627.aspx
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https://800notes.com/forum/ta-944ec1426a8bcbb ... service-attacks
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http://www.clarkhoward.com/news/clark-howard/ ... r-phones/ndF4c/
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http://www.net-security.org/article.php?id=1828
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https://800notes.com/forum/ta-86217073a9c8dad ... 077595690349410
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http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
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http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
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http://www.fdcpa.me/fake-process-server-injunction/
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https://800notes.com/forum/ta-9413b3202bc8b6c ... net%27s-tactics
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http://dfi.wa.gov/consumers/alerts/cashnet-payday.htm
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http://www.cashnetusa.com/consumer-notices
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Extortion Scam Related to Delinquent Payday Loans

Washington, D.C.
December 07, 2010  FBI National Press Office
(202) 324-3691

— filed under: Press Release

The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.

According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.

The fraudsters relentlessly call the victim’s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims’ relatives, friends, and employers.
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One important thing to remember if these losers have any of your personal information such as your social security number, date of birth or drivers license make sure you register with identity protection notify the credit agencies as well as your banks!!
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credit reports:  Experian, Equifax, TransUnion
http://www.consumer.ftc.gov/articles/0155-free-credit-reports
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http://www.irs.gov/Individuals/How-Do-You-Rep ... aud-Activity%3F
go to the IRS.gov site and fill out the forms on this page that pertain to them, most likely form 14039
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How to see if your on the chex system list:
http://www.wikihow.com/See-if-You-Are-on-Chexsystems-List

I got 2 calls from this number today 4 minutes apart. In one message a woman named Tammy Smith said it was very important that I call her back regarding a my case she received on her desk. The second phone call was from the exact same woman but this time her name was Kaitlin Rogers. This has to be a scam how many names does this woman have?? She left no company name or what the "case" was about.

I received multiple calls from this company , Tammy smith and Catherine Rogers had screamed yelled at me threatened me with a 10,000 dollar bond and are taking my children away , I told them I dint have a job and that I am in welfare and food stamps,  Mrs Rogers proceeded to tell me sell my food stamps and pay them the money , I have 4 children and I'm a single parent , mrs Rogers proceeded to tell me to go work at mcdonalds or waffle house and that had an hour to come up with the money and to ask everyone I know for the money.  I'm distraught she was extremely rude and disrespectful,  didn't tell me where to pay or how to pay it and hung up on me twice. Please help

So... I get this phone call today for my husband, on my cell phone.  First clue.  The the lady from AFS proceeds to tell me that she is going to file papers with the XXXX county for fraud that he committed via the internet. I try to get details from her but she only tells me that the money for a payday loan that was deposited on 7/11/10 and that he made 2 payments and then closed the account.  She has an address on file that we haven't had in 9 years.  She gives me the name of the bank and the last four numbers of the account.  Funny thing is, we haven't had that bank account since 2007 so explain to me how he got a payday loan with a closed account 3 years later and 7/11/10 was Sunday so there is no way that money was deposited on a Sunday.  Right!  She has no information about the creditor, other than the name (Twin Bluff Financial) and won't send me any paperwork.  What a scam!  This is the type of thing that gets people, because they have partial correct information.  She said that she was going to call back in 24 hours to see if I was willing to settle this.  Not on your life scumbag!