951-398-0006

Sent email saying that I had committed fraud on a loan from ace cash services, a loan in which I never received/yet alone even applied for....then said I could settle out of court for a little less than a thousand

I just received the same email. Telling me i received a loan and neveI paid it back and the colleteral they received was no good. WTF I have never even heard of ace cash services.

A phone call, email or text message from a supposed debt collector is not legally sufficient evidence of debt.

The Fair Debt Collection Practices Act (FDCPA) includes statements such as this:

* Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money.   ["Written" means snailmailed ... not emailed or texted]

Source:
https://www.consumer.ftc.gov/articles/0149-debt-collection

Therefore, if that caller wants you to pay immediately, before you get the written validation notice via snailmail, or if the caller wants payment via green dot, Western Union, or other untraceable means, then the call is definitely not legitimate.

IF you wish to communicate with the supposed collector / creditor, visit  the following page, for example "Action Letters" to snailmail:
http://www.consumerfinance.gov/blog/debtcollection/

If you KNOW you owe no money, or believe the call was from a fake debt collector, please take the time to read this:
http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors

I know i do not owe this. The amount they are telling me i received have never been an amount that has sat in my bank account.

I also recieved an email stating i owed an absurd amount that i never applied for. The email stated that if i did not pay i would be charged with check fraud, among other things...

I also recieved an email stating i owed an absurd amount that i never applied for. The email stated that if i did not pay i would be charged with check fraud, among other things...

I received the same email.  I KNOW I never received money from them!

Same story. Email. Looked more legit than most. ACS. Obviously do not reply

I recieved same e-mail I never recieved a loan from Ace Cash Services I was turned down for the lian

I received an email  that they say they Going to collect money from my account,  for some loan that I never request.

this morning I received a threatening email from ACS Attorneys about a payday loan debt that I do not owe. When I tried to respond to the email, it was not deliverable to that address.  I called the number and demanded the name of the payday loan company.  I called the loan company and was told that I had no outstanding debt or loan with them.  Then I called ACS, told them that information and demanded to know their address.  All the person would say, in heavily accented Indian or Pakistani, was "Florida."  When I pushed for a mailing address, he hung up. About an hour ago, I received a voicemail from ACS.  The caller had such a poor command of the English language I could only catch the last four digits of the phone number I was to call.  All this information has been faxed to my state's attorney general office.

I received an email stating that I owed money on a payday advance which I know its not true. I tried calling the number and I only got a recording. Sent them an email to provide me the information of the company that according to them I owed money but never got a reply back.

You can attach the email to a complaint filed with IC3, the cyber crimes division of the FBI. For Extortion Scam Operations,  File reports with the FBI, your state attorney general and Department Of Justice,CFB,FTC & FCC..

http://www.nw3c.org/
http://www.ic3.gov/default.aspx
http://www.fbi.gov/
https://www.ftccomplaintassistant.gov/#&panel1-1
https://esupport.fcc.gov/ccmsforms/form1088.action
http://www.consumerfinance.gov/complaint/
http://www.fraud.org/
http://www.stopfraud.gov/report.html
Tip off FBI about this extortion attempt by filing form at: stips.fbi.gov/

Also see here:
https://800notes.com/arts/I2neMkbUAAo/where-to-report-phone-crime

Also read up on the laws and your rights:

https://800notes.com/arts/Jb8EW-eDhQA/harassi ... ou-need-to-know
See Residents post here also:
https://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
https://800notes.com/Phone.aspx/1-319-242-7350

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection

And see:
http://www.dfi.wa.gov/consumers/alerts/nationwide-debt-association.htm
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http://www.fbi.gov/scams-safety
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http://www.ic3.gov/media/2014/140627.aspx
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https://800notes.com/forum/ta-944ec1426a8bcbb ... service-attacks
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http://www.clarkhoward.com/news/clark-howard/ ... r-phones/ndF4c/
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http://www.net-security.org/article.php?id=1828
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https://800notes.com/forum/ta-86217073a9c8dad ... 077595690349410
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http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
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http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
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http://www.fdcpa.me/fake-process-server-injunction/
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https://800notes.com/forum/ta-9413b3202bc8b6c ... net%27s-tactics
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http://dfi.wa.gov/consumers/alerts/cashnet-payday.htm
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http://www.cashnetusa.com/consumer-notices
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Extortion Scam Related to Delinquent Payday Loans

Washington, D.C.
December 07, 2010  FBI National Press Office
(202) 324-3691

— filed under: Press Release

The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.

According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.

The fraudsters relentlessly call the victim’s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims’ relatives, friends, and employers.

I have just received the same kind of text  so is this [***] fraud. Hell I never gotten anything

I received a text from this Co also stating I owed on a payday loan. They stated they would sue me if I did not pat them 987.00.

Received a text from someone with no understanding of the nuances of the English language.  Stated that I owed some large sum from a loan; threatened me with action in the "County Courthouse"...same as the above writers talked about

This happened to me first I thought wth and then reached out to the police in regards to the first email...they first acted as Department of Justice with a Google email now they are posing as ACS ...I know how it happened there was A link which I clicked on and it provide my information to numerous loan agencies. The first email phone number was in Washington d.c. The guy was posing as a lawyer also had Pakistan or Indian accent was an individual with poor accent... Obviously a business even the government provide a number either local and has a 1-888 or 1-800 to call ...I hate I trusted a link it has given my information to these scums.... now I have my credit report being monitored to prevent abuse once these morons attempt to use my SSN or information the FBI and police will Take action to take them in. I hope justice prevails.

Received email from ACS claiming I committed fraud and I could pay to avoid legal action. Never heard of these folks and know this is a scam. I have referred this to the authorities since it is extortion obviously. People need to be wary of this email since this info has to be sent in the mail in the first place. Hopefully these scammers will be caught and punished.

OK. I tried the phone number and got an Indian sounding female voice stating "the person you are trying to reach is not available. Please Leave your name and number". My friend checked it further and the phone number seems to be Riverside, California. Anyway, my 26 year old daughter received this and totally freaked. I told her to disregard. They contacted her through her G MAIL account and there is no way to block e mail on g mail. A**holes! Scam artists. Good luck everyone.

Case File: 241103BB

Balance Amount: $963.86

Case File Transferred to ACS: - January 2015

Dear Customer,

Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for a fraud activity, ACS has decided to give you a chance to take care of this issue outside of the Court without you having a report on your Credit History and SSN. In order to avoid a lawsuit of $2873.81 against you, we request you to kindly pay the Court Restitution Amount which is $963.86. If you settle this matter today, you may be entitled to get some percentage of deduction on the restitution amount. You will have to send us a promissory note in order to hold your case file from being sent to the court house. On a case to case basis, you may be given the solution to pay 45-55% of the pending amount in the same month & a 30 days extension to settle the rest of the settlement amount as mutually agreed.

As we were unable to reach you so we are sending you this final notification through email. This legal matter will require your cooperation, so kindly get in touch with the department to make a payment and freeze down this case.

 As you are a defaulter on this credit, the following counts are likely to be represented against you at local County Courthouse:

(1)       VIOLATION OF FEDERAL BANKING REGULATION

(2)       COLLATERAL CHECK FRAUD

(3)       THEFT BY DECEPTION

 Once the court action is initiated and a Judgment / Decree  against you to recover the balance amount with the cost of law suit is received, we may need to ask the court to give one of the following order, should the debt remains unpaid:-

•                     Attachment of Earnings base (Earnings Arrestment).Deduction from your wage by your employer or arrestment of part of your salary to satisfy the debt.

•                     Warrant of Execution (Exceptional Attachment Order).Seizure and sale of movable non-essential assets / property by a County Court Bailiff /Sheriff Officer.

If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation .We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet and your SSN. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

The Factual Basis for the complaints are as follows:

You accepted to return the funds from this aforementioned pending loan.

And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.

At present, ACS INC is seeking either of the following remedies:-

All funds to be returned as per terms of initial contract.

Dear debtor, as we were investigating your profile credit bureau & social security administration we need some right answers from your side. Also we would like to know when you can pay the requested $963.86 to settle this case.

To resolve this issue contact us during the working hours Monday to Friday 09:00 AM to05:00 PM EDT on +1- 951-398-0006 or reply back to this email to get in touch with the representative.

NOTE: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS.

Yours sincerely

Collections & Legal Department

ACS Inc © 2015 | | Terms of Use | Careers | Complaints | Privacy Policy

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