205-379-6018

No voice message left.  Don't have friends or relatives in Alabama.  Either a call made in error or telemarketers.

Same here bout 20 minutes ago...

debt collectors

Just called me too ...

T They must have just got our numbers.  They left no message of course.

Debt collector

Unwanted call

Just got this call did not answer no message left 8-14-15 430pm maybe debt collector

Whoever they are, really not impressed that they just called at 830 when im putting my kids to bed.

They just called, let it ring twice and hung up.  Had one yesterday with the following number and they did the same thing.  1-813-320-6177.   I have been getting these kinds of calls for over a year.  Some are portfolio recovery and some have no identity at all.

Didn't recognize the number, didn't answer it. They didn't leave a message. Thursday October 15 '15.

Had phone sex with them..
I got off and they hung up..

This is Portfolio Recovery Associates and they are debt buyer (collector).  They are bad folks and they call and call and call.

Just called back to back no message at all I don't answer numbers don't know

Calls all the time never leaves a message

Yup its Portfolio.   I owe them 10.000. Blocked now

How many numbers are Portfolio allowed to have? Geeze I've blocked 50 numbers already

They have 100's of numbers.

Portfolio:
http://consumerist.com/2015/05/19/jury-hits-d ... ogus-1130-debt/
https://800notes.com/forum/ta-ceba95f52112a47/cfpb-settles-cases

To File complaints FDCPA/TCPA violations:
Your State Attorney General
Their State Attorney general
www.naag.org (you can find your state AG at this link).
https://consumercomplaints.fcc.gov/hc/en-us
http://www.consumerfinance.gov/complaint/
http://www.rcfp.org/reporters-recording-guide/state-state-guide
http://www.dmlp.org/legal-guide/recording-phone-calls-and-conversations
Also with the BBB and follow completely through with it.
http://www.creditcards.com/credit-card-news/c ... ations-1282.php
http://www.consumer.ftc.gov/blog/haunted-phantom-debt
Seek a FDCPA/TCPA Attorney if need be.
***A company must be licensed in their state as well as the one they are trying to collect in if two different states are involved.

Some Tips:
*Keep all messages
*Take a picture of your Caller ID
*Keep any and all conversations recorded to your states recording laws, some require they be told, others do not. This can be transferred to a recording device.
*Keep a notebook handy for writing time,date, who you spoke with and what the conversation detailed.
*Check your SOL for your state as well.
*Attorneys need to be licensed as a DC to collect, all DC's must be licensed in their state as well as yours if different.
http://www.insideedition.com/investigative/93 ... debt-collectors
http://www.fair-debt-collection.com/debt-collectors-list.html

Follow the steps in what you need to know:
https://800notes.com/arts/Jb8EW-eDhQA/harassi ... ou-need-to-know
See Residents post here also:
https://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
https://800notes.com/Phone.aspx/1-319-242-7350

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection

Thousands of phone numbers owned by debt collectors are not cheap for them to own and that's what your high interest & settlement charges are going to pay. The longer you wait to pay them, the likelihood that they will continue bothering you reduces, and eventually the charge back which hurts your credit rating disappears. Just ride them out......