213-805-7491

Here is the voicemail I received from this genius who thinks a debt collector will call you first without trying to send you letters.

"Yes, this message is for a ************. They used my maiden name that I haven't used in years. My name is Mister Goldstein calling on behalf of Northcrest Phoenix and Associates in regards to a situation maybe u.s. To responded your name and social security number has been attached to this case which was forwarded to my office for final review and processing. This matter is home to case number five. One two, nine six seven or your attorney still have a brief window of opportunity to address this matter with my office directly or provided final statement for the record in your defense. I can be reached at. 231-333-5705 my direct extension is 300 to 4. If your intentions is to avoid any further legal actions, I would strongly suggest contacting my office by the close of business today or immediately upon the receipt of this message. Thank you and have a blessed day."

Notice, they have a different number to have you call back. They left a totally different phone number when they talked to my husband about the same "case". They gave him 855-200-6701.  Even they can't find out which number to use when scamming people. You can hear other people in the background as if it was a call center so I knew it was a scam immediately! Somehow they are getting information on people. They phone number they called me on is a fairly new phone number that isn't tied to my maiden name so I'm not sure how they are getting this information. All that energy they are putting into trying to scam, people needs to be spent in a real legitimate job.  Enough with the bull already!

Addressing only this:

Quote:

Here is the voicemail I received from this genius who thinks a debt collector will call you first without trying to send you letters.

 Debt collectors are not legally required to send out a letter until after first contact.  They they are required to send one that is postmarked within 5 days of first contact that contains their name and address, the alleged creditor and the amount of the alleged debt, the mini Miranda, and a notification that you can dispute the debt in writing within 30 days of receipt of that dunning or "g" letter.

FDCPA:   https://www.ftc.gov/system/files/documents/pl ... actices-act.pdf