302-387-0028

THIS IS A CAM I BELIEVE

I recieved a call and an email from the Legal Department of ACS Inc. They have threatned me with legal action if I do not pay them $4,000.00 and said that a case is being filed against me. I requested a statement from them and they said could not provide me one. Any legal business should be able to provide a statement to you if they are claiming that money is owed to them.

These people are idiots!!!  I have filed a complaint with the Federal Trade Commission against them.

Good for you for filing a complaint. I receive an e-mail threatening me also. Do they think that we are idiots to believe them? The reason they will not mail anything is because it is traceable and would be a federal offence.

Hi girls,  I got an e-mail from M & J Law Firm of Delaware using this number claiming I owe USA Pay Day Lenders $620.85. I'm glad you reported them  I was suspicious because I've never heard of those lenders nor this law firm and that firm claims I'm their customer.  I still get calls occasionally from scams either trying to collect on pay day loans I paid off years ago or trying to collect on loans I never had.  I have found that if your income becomes unsteady which mine has, such lenders do not really help--in fact usually you have to pay them off in a couple weeks with high interest and you are further in the hole. I also saw on ABC Nightline recently that guys like the ones who call are in the Dominican Republic (next to Haiti) and are going after people who order personal drugs on the Internet. They hounded one woman to suicide after she paid $1,900.  According to the Nightline report, the Justice Dept is trying to extradite these crazies to the US and if they do they face 20 years.  What else do you think we can do in the meantime?

I just got an email from an ACS services as well, so I looked up the number before I called and I just found this. This isn't the first time some "company" tries to collect money that they say I owe them. Last year or the year before I paid a company that said they would take me to court, they would call me every single day up to 10 times a day. I paid them, and what do you know? their number was then disconnected...

OMG, I just received the same e-mail yesterday.  I had a pay day loan but paid it off 2 yrs ago.  The loan amount in the e-mail is the same amount as yours.  I have attached a copy of my e-mail.

Thank you for being our customer. This is the last notification e-mail in reference to your account with USA Pay Day Lenders. This is to notify you that after several phone calls and e-mails we were not able to get hold of you regarding this account. So as if now, this account goes to the further step. It could cost us both a great deal of time and money; you can avoid this by taking care of this now.



Just to remind you, this account is associated with a Pay day advance that you achieved with the company, the company when tried to extract the funds from your bank account as a repayment, the transaction were declined due to non-sufficient funds. It seems that you are not at all interested in making this debt good.



As we have shared in the previous letters, we will not at all be responsible for any legal charges against your name and your social security number. You will be responsible for the following:

1)      Theft by deception.

2)      Collateral check fraud.

3)      And Violation of federal banking regulation.



The next step is clearly defined. The total outstanding balance is $620.85. If you wish to take care of this debt, do revert back in the next 2 business days and call us now on +1-302.387.0028  and one of the Account officer will be helping you in regards to this matter. If you do not respond to this account, we are going to download the legal case and once the case is processed, and you are found guilty you have to bear a lawsuit which will be five times of your total debt amount and that will be excluding your attorney charges, affidavit charges and the total outstanding amount.





Regards,



USA Pay Day Lenders

I got an email today from them today saying that I owe almost $800 in payday loan that I also payed off that is just messed up.

I just got the same e-mail today. Thanks for letting me read your post.

Have not received current calls but did in the past received a threatenting email also sending to USA Pay Day Lender which they claim I owe I have never taken a loan with this company.

I just got an email today April 23,2012 from ACS, Inc claiming I owe a payday loan but didn't state in the email who it is through. They claim I owe $890.34 so I emailed them with questions but have gotten nothing yet. They left the number +1-302-387-0028. They stated in the email they were downloading my case and making a federal case out of it and how I will have to pay all kinds of fees when this is said and done. What should I do this is freaking me out?

LMFAO the kind of crap they use lol theft by deception is fantastic ya I deceived them lololololololololololopolollllololol and to think you would be thrown in jail for a debt lol it's a civil matter not criminal guess everyone in pakistan has a third grade education lol email them back and tell them to stick the email up there butts lol or better yet tell them u cant wait to see them in court lol which will be never lol dumb [***] lol PEOPLE DONT BELIEVE ANYTHING FROM THESE [***].

I recieved the same e-mail, I was suspiscious, because of the " So as if now" in the email. It should have said, "So as of now".  I called the number and the gentleman was rude, had a very thick Middle Eastern  accent and told me he couldn't tell me which pay day loan company I  had a loan with, they were associated with over 300 different PDL comapnies. When I told him I was going to check into this further, he was very rude and said I should "pay up"  - not  very professional. I told him I was going to call the PDL comapny I had used and he said"Call whoever you want girl"  or something like that, I could hardly understand him, but I must say that his level of frustration, as I questioned him, was quite entertaining!  Super Scam!!

I also got a email to as well  telling me i owe them 629.00 i knew it was a scam  i tryed to call it but the num said leave a message

thats the same one i got  ecept mine was for 629.46  wow they were easy on you lol  dam scammers they are mess up they can't do anything legal other than steal from people .

these people are sick and poor also as united states citizens are smarter than them lol  [***] camel humpers  lol

Hey,
Just so you all know-these scammers are being investigated by the FBI.  I have never taken a payday loan but I did try to get some information on them when my dog needed surgery-I never received any funds what so ever-but regardless, once they have your information, you're completely screwed.  There was a tiny voice in my head saying dont do it!  Don't put that info in!  This was over two years ago-and I'm still receiving calls and just this morning, an email that is similar to the ones mentioned above only with a different $ amount owed.  After doing some research at the end of last year, I found a post that had the FBI's info on it and called-they are infact investigating this.  The number I called was in California-after speaking to an agent there that was extremely helpful, he let me know that the office in Michigan is actually taking the lead.
Please, we all work too hard for our money to let it get pilfered from us in some scam-do NOT give them one red AMERICAN cent!  Jackwagons!

Folks:  I just received this email from the scammers and I know for certain I DO NOT owe anyone by that name. Here's the email.

This is the last notification e-mail in reference to your account # 42028162, with ACS INC. This is to notify you that after several phone calls and e-mails we were not able to get hold of you regarding this account. So as if now, this account goes to the further step. It could cost us both a great deal of time and money; you can avoid this by taking care of this now.

Just to remind you, this account is associated with a Pay day advance that you achieved with the company, the company when tried to extract the funds from your bank account as a repayment, the transaction were declined due to non-sufficient funds. It seems that you are not at all interested in making this debt good.

As we have shared in the previous letters, we will not at all be responsible for any legal charges against your name and your social security number. You will be responsible for the following:
1)      Theft by deception.

2)      Collateral check fraud.

3)      And Violation of federal banking regulation.


The next step is clearly defined. The total outstanding balance is $866.34. If you wish to take care of this debt, do revert back in the next 2 business days and call us now on   +1-302.387.0028        and one of the Account officers will be helping you in regards to this matter. If you do not respond to this account, we are going to download the legal case and once the case is processed, and you are found guilty you have to bear a lawsuit which will be five times of your total debt amount and that will be excluding your attorney charges, affidavit charges and the total outstanding amount.

Thank you for being our customer.

Regards,
ACS INC.

i got the same one but total was 587.00

I just got the same email message like everybody else did but mine said I owed $630.56.  I emailed them back and told them I have never received any phone calls or emails from them and if they didn't stop, I was turning them in to the Federal Trade Commission.

i got the same email today, how do we stop these idiots