303-732-5219

Contacted by Mark Sloan "legal staff at DP Morgan Y Associates". The original number showed up as 303-732-5219. My caller ID showed the number calling from "Keenesburg, CO". He left a message saying that he was going to fax a request to summon me to court. He told me to give him a call back at 844-353-2274, so I did. I got in touch with a guy named Vincent Shapiro, Director of Mediation Services, who explained that I owed a debt from a payday lender.

I had borrowed money from a predatory payday lender years ago to pay for college and honestly thought maybe this was a real collection issue. If that was the case, I wanted to pay what I owed. So I asked Vincent to send me a verification letter - he flat out refused to send me a written letter in the mail (red flag) and said all they could do was send me an email with the information about what I owed. Then I asked for the company address and phone number, which he stated was: 340 s. Lemon ave Suite 6217, Walnut CA 91789. So I told him to send me the email and that I'd review it and I'd be happy to pay it as long as everything checked out. He explained that the email would contain information regarding my debt and settlement, that once I received the email and agreed to pay, he'd connect me with "Compattia Roccia Management Group" or "CRMG LLC", a bank in New York to make my payment. Red flag there. Made me a bit wary. But, still believing maybe it was a real debt, I had him send me the email anyways.

He sent me the email, which contained a web address for a bogus website: http://dpmorganfinancialg.wixsite.com/mysite, which lists DP Morgan's address as 340 s. Lemon ave Suite 542 Walnut CA 91789. Same address, different suite number. Another red flag. When I told him that I wanted to review the letter and call back to make a payment, Vincent got annoyed and said "A lot of people say that and never call back". I told him I wanted to have my attorney look over it before I gave out any personal information, including my credit card information, to someone I didn't know was legit. He got huffy and hung up on me. So I tried searching DP Morgan via California's Secretary of State Website. There's no active registered business under that name. Red flag after red flag. Pretty sure this is a scam. Be careful dealing with these guys.

I thought I recognized that name and address.  We have heard of them before.  That address is a mail store. What they don't realize is that the Post Office has all their information and can supply it.  Depending on the mood of the Postmaster, you might be able to get it without the subpoena.  Then you would have accurate information to report them and if you so desired, to sue them.

It is incumbent upon them under the law to prove that the debt exists and that you owe it, and that they have the legal right to collect it.  You are not obligated under the law to prove that you don’t owe or that it is paid.

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.

Read up on your rights here and also make a complaint at this government site:  http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general
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Thank you for your response. Because of all the red flags, I'm pretty sure these guys are scammers. Even if they aren't and they actually file a subpoena for me to appear in my local court, I've got an attorney to fight it. I never received a letter in the mail. Plus I requested a verification letter during my telephone call and they said they don't send letters because they have a completely digital system. Again, red flag.

LOL, a phone number from CO, address in CA, but pay a bank in NY.  Yeah, I don't think so.

My sentiments exactly. Any company that's above board would be happy to provide proof of their ligitimacy. So far, they haven't done that.