316-202-6700

They said they are "Pretrial and Procrssing, LLC" corporate office in Florida. For a payday loan debt from a company called The Seven Financial Group- they don't have a date, just a window. Nor do they have an original amount of loan. They say it has been with two collection agencies, but we have seen/heard nothing till now. They say I have three business days till it gets sent to county court- for a county we don't live in, but used to, but not at the alleged time of debt accrual....he offered to take close to half to settle "out of court." Said it isn't a debt collection agency, just a legal processing service....???

A phone call, email or text message from a supposed debt collector or sock puppet is not legally sufficient evidence of debt.

The Fair Debt Collection Practices Act (FDCPA) includes statements such as this:

* Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money.   ["Written" means snailmailed - US Mail ... not emailed or texted]

Source:
https://www.consumer.ftc.gov/articles/0149-debt-collection

Therefore, if that caller wants you to pay immediately, before you get the written validation notice via snailmail, or if the caller wants payment via green dot, Western Union, or other untraceable means, then the call is definitely not legitimate.

IF you wish to communicate with the supposed collector / creditor, visit  the following page, for example "Action Letters" to snailmail:
http://www.consumerfinance.gov/blog/debtcollection/

If you KNOW you owe no money, or believe the call was from a fake debt collector, please take the time to read this:
http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors

Received same call- had my bank name, last 4 digits of soc. security no. and knew where I worked. Said I owed a payday loan wich I do not. They said it was in 2012. Did not ask for money, said I would get a letter and have to go to court. Received this call on 2-19-2015. Said I was being sued for 1000$

Extortion Scam Related to Delinquent Payday Loans

Washington, D.C.
December 07, 2010  FBI National Press Office
(202) 324-3691

— filed under: Press Release

The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.

According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.

The fraudsters relentlessly call the victim’s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims’ relatives, friends, and employers.

Ignore them and block their calls.  Anytime someone cold-calls you and IDs themselves as "mediation" firm or "processing division" or some other such nonsense, you know it's a scammy debt collector.  Don't give them the time of day.

More nonsense.  If you were going to be sued, you' d know about it from the attorney for the other side,  There would be a serious of negotiations and the contacts would be mostly written.  They're be a paper trail.   You wouldn't find out about it from some scammy debt collector .  Legitimate attorneys do not cold call the other party and tell them they are going to be sued.  This is total scam operation.

It is extremely unlikely you will get anything in writing from this outfit.  You go to court after you have been properly served by a process server who is licensed to serve process in your state.   No debt collector would know or have anything to do with it.  Debt collectors are not generally licensed to practice law.

phone no.-316-202-6700 jennifer

claim owed payday loan and taking me to court and contacting employment

I got two calls from these losers, someone called Jennifer and they used a robotic voice to chant someone else's name into the voicemail... btw,... the phone call is untraceable of sorts... dunno where it supposedly goes, but it ain't hitting my phone anymore!

Yeah, I got five calls in one 6-minute stretch at work... no answer, though... Now that I look them up, I call them the BTK scammers from Wichita, Kansas...

Found out this Jennifer- Full name- Jennifer R. Harper Wichita, Kansas when googled her full name and Wichita kanas brings up a newspaper article- her and 3 others were caught for stealing mail out of a blue mail box and forging checks since 2012- she also did id theft. She is due to be sentenced in March and one of the guys got 16 mo. in prison. She is 34 yrs. old. The calls com from a cell phone. the address these calls are coming from is- 4426 Ellis st. google this article- read it for your self. Give them a cell phone in prison and they probably still continue to make these calls from their make believe company!