402-848-0002

This harrassing call and threats are becoming a annoying.  They were saying that the police are going to serve me papers.  They wanted my attorney's number and when I press back, they hang up.

Please do file reports with the FBI, your state attorney general and Department Of Justice,FTC & FCC..

http://www.ic3.gov/default.aspx
http://www.fbi.gov/
https://www.ftccomplaintassistant.gov/#&panel1-1
https://esupport.fcc.gov/ccmsforms/form1088.action

Also read up on the laws and your rights:

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf

And see:

https://800notes.com/forum/ta-86217073a9c8dad ... 077595690349410
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http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
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http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
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Section 809 of the FDCPA http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf requires 3rd-party debt collectors to give debtors written notice of debt (the key word is *shall*) :
"§ 809. Validation of debts
(a) Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing—
(1) the amount of the debt;
(2) the name of the creditor to whom the debt is owed;
(3) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector;
(4) a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector; and
(5) a statement that, upon the consumer’s written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor."
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A Collection Agent May Not…

Here are the top 11 actions prohibited by the The Fair Debt Collection Practices Act:

Misrepresent Him or Herself

  A debt collector may not misrepresent himself as an attorney or law enforcement officer.

Use the Telephone to Annoy or Harass

  A collection agent may not cause a telephone to ring or engage any person in telephone conversation repeatedly or continuously with an intent to annoy, abuse, or harass anyone at the called number.

Threaten Arrest or Lawsuit

  A collection agent may not threaten a consumer with arrest. It may not threaten legal action that is either not permitted or not actually contemplated. In other words, a the threat of a lawsuit may be an empty one.

Use Abusive or Threatening Language

  A debt collector may no use abusive or profane language in the course of communication related to the debt.

Publish a Bad Debt List

  Publishing the consumer’s name or address on a "bad debt" list is prohibited.

Contact By Embarrassing Media

  A debt collector may not communicate with a consumer by post card. It may not use any language or symbol, other than the debt collector’s address, on any envelope when communicating with a consumer by use of the mails or by telegram. A debt collector may use its business name if such name does not indicate it is in the debt collection business.

Contact a Consumer at Work

  A collection agent may not communicate with consumers at their place of employment after being told this is unacceptable or prohibited by the employer.

Seek Unjustifiable Amounts

  A debt collector may not demand any amounts not permitted under an applicable contract or as provided under law.

Contact a Consumer Represented by an Attorney

  A collection agent may not contact a consumer after it learns the consumer is represented by a lawyer.

Communicate With a Consumer After Receiving a Validation Request

  If a consumer sends a written §1692g response within 30 days, the collection agent may not communicate with the consumer until it mails the consumer the requested verification of original creditor's name and address.

Communicate With Third Parties

  A debt collector may not reveal or discuss the nature of a consumer’s debts with third parties other than the consumer’s spouse or attorney. A collection agent may contact neighbors or co-workers only to obtain location information. It may contact a third party again if it has reason to believe the information the party provided previously is false.

Bills.com FDCPA FAQ

Below are questions Bills.com readers ask frequently:

Can a Collection Agent Call My Cell Phone?

  Yes. However, if you tell the debt collector it may not use that number because it is a cell phone, it may not contact you again at that number.

I Keep Receiving Dozens of Calls From Collection Agents. Is That Legal?

  No. Unscrupulous collection agents will use "block parties" or "office parties" where they contact a consumer, multiple neighbors, or co-workers telling them they need to reach the consumer on an urgent matter. This is not permitted under the FDCPA.

A Collector Says I Will Be Arrested if I Do Not Pay

  This was a true statement before the US Civil War, but has not been true since. People may be arrested if an aggressive judge files a bench warrant for a person who does not appear at a hearing relating to a lawsuit regarding a debt. However, in that case, the offense is the failure to respond to a court order, and not the existence of the debt. As stated above, it is illegal under the FDCPA to threaten a consumer with arrest if the consumer does not pay the debt.

Receiving harassing phone calls from this number from Mike Anderson claiming to be with a law firm but is a SCAMMER! I have put a trap on my phone and a message stating there is one and all calls will be traced.

This guy's have been calling me non stop the last week.  They call asking for my attorney's information telling me there is a case against me.  They do know the last four of my social.  I press back and tell them that if there is a case against me then they need to serve me.  Them calling me non stop is harassment.  The guy was very rude. Sounds like he  old be middle eastern.  I hung up he called back.  I'm sick of this.  

I just received a call from this number (whom I doubt has a real name of Mike Anderson if you have received the same call you know what I mean!)), they called me on my cell, and at work!! Who is this and where did they get this information! When someone tells you they need to hear from your attorney, its a little scary!!

I just had the same call at my work!!! They do not speak English well and asked me if I am ready to go to jail along with asking for my attorney's phone #. What is wrong with these people!!!!

Just received the same threating call.  Saying not to disregard and that if I did not call back good luck to me and all the jail time I will be serving.  I was also called from a different number last week sounded like the same person saying he was from the State Attorney Generals office.  This is a scam...went to the police department and they stated there was nothing they could do.  How do I make this stop??  I have changed my home and cell numbers, but now they are calling my work.  Scary!!

THIS GUY HAD ME SO PISSED OFF, SAID POLICE WHERE GONNA COME TO MY HOUSE AND TO MY WORK AND ARREST ME, I ASKED WHAT FOR... AND I HE SAID IT WAS SOMETHING ABOUT A PAYDAY LOAN I NEVER REPAIED, I TOLD HIM I NEVER RECIEVED A PAYDAY LOAN HE SAID EVERYTHING WAS ONLINE THEN he asked me if I was ready to go to jail but the phone sceptre getting disconnected IF HE CALLS BACK IM GONNA tell him to go f### himself. But he will hang up on me then call right back and get all pissy saying that I hung up on him

I recently received a call with the same information. They said that the sheriff would come to me job to arrest me. I went on Better Business Bureau and its definitely a scam. I'm going to get my credit score just to make sure no one else was using my information.

Received calls from some firm stating that I owe money for a pay day loan that I never received.  I could not entirely understand what they were saying because of their strong accent but the bits and pieces I did pick up were like, "you owe 500 plus dollars" and if we go to court there will be an 8000 dollar fine and police offers will come to your home with papers. I asked about previous notifications and they said they had sent like 30 notifications to my email but no reply. I checked email but no such notifications. I also asked for paperwork stating these accusations but said we would have to go to court first. Then they offered to settle out of court..I told them I would get back to them.

What do we do to get these people to stop calling me? they're saying the same stuff i've been reading on this blog. Its so annoying!! PLEASE HELP!??!

Last Thursday, Oct 24th, 2013 I received a call from this number saying they were a lawyers office (St Augustine Law Firm).  My call was basically the same call that "Wilson" (above)  received.
The call sounded like it was being read from a piece of paper.  The person on the call
acted liked he transferred me to someone else but I felt like I was speaking with the same person.
The call was disturbing to me knowing that I had not borrowed this kind of monies plus the attitude
of the person calling was very hateful and harassing  He told me I would be arrested and he would see me
in court and hung up on me when I tried to say anything back.  
Have no clue where all this came from.  I had never heard of their company or the company they said
I had borrowed from.  This is crazy.  This was very disturbing and upsetting to me.
Don't people have better things to do with their time?  They need to get a real job and quitting try to take from good honest people  

I need help they just called saying i'm going to get arrested and loose my job. I called to cancel my acct etc. these ppl are weird

Today, Oct 30th, 2013 I received a call from this number saying they were a lawyers office (St Augustine Law Firm).  My call was basically the same call that "Anna" (above)  received.
The call sounded like it was being read from a piece of paper.  The person on the call
acted liked he transferred me to someone else but I felt like I was speaking with the same person.
The call was disturbing to me knowing that I had not borrowed this kind of monies plus the attitude
of the person calling was very hateful and harassing  He told me I would be arrested and he would see me
in court and hung up on me when I tried to say anything back.  
Have no clue where all this came from.  I had never heard of their company or the company they said
I had borrowed from.  This is crazy.  This was very disturbing and upsetting to me.
Don't people have better things to do with their time?  They need to get a real job and quitting try to take from good honest people  Caller: St Augustine Law Firm

I just received the same type of call. Very annoying.  Very bad scripting, I might add. At least they wished me good luck. Called back and a big booming voice answered "LAW OFFICE". I hung up. They can serve me if it's for real.

Left a threating Voicemail to call "Shane Davis" back and if I did not call him back he wished me good luck.