513-208-2257

these people called me and stated they were filing charges againgst me throuhg my county i called  county and they stated this company was a scam

I got call from some lady from fraud and worthless check department. These people are scam artist and I am sick of them. They change numbers like people change clothes and keep calling. What can we do about these scumbags?

The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:

•is seeking payment on a debt for a loan you do not recognize;
•refuses to give you a mailing address or phone number;
•asks you for personal financial or sensitive information; or
•exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.

If you think that a caller may be a fake debt collector:

•Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.•Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
•Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft – charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
•Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
•Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.

http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors

Thank you Alfalfa.

They state some name and that you owe them money like a bad check. They want access to your acount so they can clean it out. They want you to pay it as that will be the quickest and easiest way to have you stop calling them. They are scam artists working with foreigners, ususally in Africa. They have many different numbers and they are untraceable because they use fake names and prepaid phones. Do not give them any information about you, also do not put your real name and number on the web or any of the reverse call look ups. It is impossible to tell who is legitimate on the web. Call your federal Senators and congressmen and tell them you want all debt collecting calls banned because of all the scams and the inability of the FCC and FTC to do anything about the scams. That way everyone would know a debt collection call is a scam. Legitimate debt collectors can use your address as they would have that if they are legitimate.

These people calling my work phone every day stating that they have a case file in their office and that I need to respond immediately. These people are FAKE. It astounds me to no end how these people can look themselves in the mirror while they prey on others the way they do. I am reporting them to the FTC.