516-833-3154

i received an email, not a phone call, from a place call E-Loan Universe LLC on February 23, 2012 and it states I have until February 28, 2012 to make a payment or pay the full amount due or I could go to court and pay fees, etc. Not totally sure but I'm supposed to owe money for a loan to NCP Payday. I do not remember obtaining a loan from this company, but they have all my information! I would like to find out if this is a legit number and company?!

This is the email I received exactly nothing has been changed or altered at all. They did not have any of my persoanl information not even my name, I do not have a loan with this company and I know this for a fact. This is a scam....

Hi

My name is Eric Jackson , I am from financial investigating department attached with United Nations Government  We are discovering the list of Suspect of fraudulent activities of some Fraud here.

We are also connected with U.S. Secret Service which is responsible for protecting the country's financial infrastructure and payment systems from international and domestic threats.

This is prior notification regarding a case file.

This is regarding your payday loan. E-loan is a parent owner company of 32 Internet paydays Loan Company.  You took the loan from NCP Payday, one of our associate companies. With all technical Proofs Company has filed a law-suit in   the county court house.


  (Case file # NH 30/41964)



 

Unfortunately we have received a legal case file which is pending on your name and on your social security number with all of your personal details clearly listed in this affidavit over here, and your social as a primary suspect in this case file and the last four digit of your social are (Last four only xxxxx.) So reply me on my Email as soon as possible as this is the prior notification to you before your case file gets downloaded inside the court house. The issue at hand is extremely time sensitive.

 

I have all the proofs with all of your personal details in the affidavit with me. So before it gets downloaded inside the court house with the legal procedures on your name and on your social security number with hampering your credit ratings Just reply me back whether you want to put a hold on this case file and settle it outside the court house with the settlement amount and close it or else you want to take this matter inside the court house with the penalty fees and judge fees and court house fees and you may end up in a legal mess.

When will Company receive money?

Acceptable payment methods are Visa, MasterCard, Western Union .....



Just found out about the settlement. Can you still a claim?

No, only claims that were submitted on or before March 10, 2012 were accepted.

Action Claim Settlement  

We are informing you that this is your final reminder Email and opportunity to make payment. Unless we have your check for amount $378.00 within the next 5 days, or an acceptable proposal for payments is obtained forthwith, we shall immediately commence legal actions against you. If the matter goes that far, you will also be liable for all attorney fees and court costs .such and actions will also adversely affect your credit ratings.

 

 We have repeatedly advised you of your long overdue balance in the amount of $378. Since you have not made payment we have turned your account over to our attorneys and instructed them to commence suit without further delay. There is still time, however, to avoid suit if you contact us within the next Five (5) days. This will be your final opportunity to resolve matters without the expense of court proceedings. Very truly,

 

I just want your intension on this case file that do you want to put a hold on this case file or should I precede it inside the court house?

If you have any questions or wish to discuss this matter, please Email the undersigned immediately. Edf.fci@gmail.com

Thank you for your prompt attention to this matter.

Sincerely



Eric Jackson

(Account Department)

Phone No: - (516)-833-3154.

Forward this e-mail to the FBI: www.ic3.gov

Extortion Scam Related to Delinquent Payday Loans

Washington, D.C.
December 07, 2010  FBI National Press Office
(202) 324-3691

— filed under: Press Release

The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.

According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.

The fraudsters relentlessly call the victim’s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims’ relatives, friends, and employers.

Some fraudsters have instructed victims to fax a statement agreeing to pay a certain amount, on a specific date, via a pre-paid Visa card. The statement further declares the victim will never dispute the debt.

If you receive these calls, do not follow the caller’s instructions. Rather, you should:

Notify your banking institutions.
Contact the three major credit bureaus and request an alert be put on your file.
Contact your local law enforcement agencies if you feel you are in immediate danger.
File a complaint at www.IC3.gov.
Tips to avoid becoming a victim of this scam:

Never give your Social Security number—or personal information of any kind—over the telephone or online unless you initiate the contact.
Be suspicious of any e-mail with urgent requests for personal financial information. The e-mail may include upsetting or exciting but false statements to get you to react immediately.
Avoid filling out forms in e-mail messages that request personal information.
Ensure that your browser is up-to-date and security patches have been applied.
Check your bank, credit, and debit card statements regularly to make sure that there are no unauthorized transactions. If anything looks suspicious, contact your bank and all card issuers.
When you contact companies, use numbers provided on the back of cards or statements

http://www.fbi.gov/news/pressrel/press-releases/paydayloanscam_120710

gmail:

If your payments are not kept up to date following the issue of payment reminders, a Magistrate's Court summons will be issued for the full amount outstanding and you will lose the right to pay by installments. The issuing of a summons will incur costs of $55.00 which will be added to your bill. To prevent the issue of a summons, it is important that you reply on our email address settlementd@gmail.com

Attending Court

If you do not pay the full amount, including costs, shown on the summons before the Court hearing date the matter will be taken to the Magistrates' Court. You do not need to attend Court unless you dispute liability for the outstanding amount.

At the hearing we will apply for a Liability Order, incurring additional costs of $35.00. The Liability Order enables us to recover the debt in a variety of ways.

After the hearing you will be sent a copy of the Liability Order together with a form asking about your financial circumstances. After considering the information provided, the recovery section will be able to make a final installment arrangement with you. You must keep to any arrangement granted otherwise further recovery action will be taken for the full amount outstanding amount, incurring additional costs.

A Liability Order also requires you by law to supply details of your employment and benefits. Failure to provide this information is a criminal offence, and could result in a summons being issued for to attend Court and explain to the Magistrates your reasons for non-compliance. The Magistrates have authority to impose a fine of up to $1,000.00.

Further recovery action

The following recovery options are available to us once a Liability Order has been granted;

Attachment of income support, job seekers allowance or pension credit. If you receive any of these, the Council can apply to the Department of Works & Pensions to deduct regular sums to pay off the debt.

Attachment of earnings. If you are in paid employment the Council can ask your employer to deduct amounts from your wages.

Bailiffs. If we are unable to recover the debt under either of the above options, we will instruct Bailiffs to remove goods to the value of the debt. You will incur further costs on each occasion the Bailiff visits your property, and also for the cost of removing your goods for sale at public auction.

Charging order. If you own property and you owe more than $1000 a charge may be placed on your house. This could mean you will have to sell it to settle your debt to the Council.

Prison. If we are unable to recover the debt by means of the other options listed a summons will be issued requiring you to attend a committal hearing in the Magistrates Court. This could result in a prison sentencefor up to 3 months

3rd St. SPRING AVE
NEWYORK CITY, NY.-10005
(HEAD OFFICE)
55 EAST MAIN ST
LANSDALE, PA-19446
(ACCOUNT OFFICE)

FAX NO: 877-284-9909
PHONE: 347-708-0277
INVOICE NO : LN-3091

INVOICE TO : Gerald Meineke
S.S.N. : 517923862
DATE : September,11,2012

CASE NUMBER LOAN ACC WITH PRINCIPAL AMT PENALTY & INTEREST AMT RESOLVMENT AMT
30/41964 NH NCP PAYDAY $400.00 $520.00 $920.00
     ONE TIME FULL PAYMENT SETTLEMENT $720.00
PAYMENT IN 3 INSTALLMENT EACH OF $310.00 $920.00
TOTAL.AMT.LEFT $920.00
TOTAL $920.00

INVOICE REGARDING OUTSTANDING DEBT TOWARDS ABOVE MENTIONED COMPANY.

NOTE : THIS IS NOT A RECIEPT.

THANK YOU
TASC INC.

 
 MANAGER

PS: If you have any question regarding this account, you can alwayscall us back or email us for further queries.

Wow, Is that your name and SSN?

Paul, thankfully no that's what cought my eye. Thay are both off. Only by a few letters and number though "Scary". Thanks

I too have received an e-mail yesterday from this same company only by someone named Joseph.  The funny thing is I noticed they are using the exact same case # for me as you all have mentioned above.  
I have never had a payday loan with the NCP company because I do not keep a checking account for purposes like these.  I have been a victim of identity theft in the past.
When I told them that my attorney will be handling this, they began sending me e-mails in bold letters as if they were screaming at me and very upset because I had retained an attorney.  They demanded to know my attorney's name and number so they can contact her.  I did not give them this information because my attorney already had their information and would contact them.  
This is scarey.  I am tired of this happening to me.  How do they get my information and what gives them the right to harrass us.  What can be done to make them stop?

Don't be scared. This sounds like an extortion scam. Scammers use bought/hacked/phished loan application data to extort payments for fictitious debts from victims and victims' families and friends.
The FBI warns about payday loan extortion scams here http://www.fbi.gov/news/pressrel/press-releases/paydayloanscam_120710 
The FBI warns again http://www.fbi.gov/news/pressrel/press-releas ... nt-payday-loans 
The BBB has issued several alerts on this scam, just google "bbb.org alert phony debt collector"
Report to the Internet Crime Complaint Center http://www.ic3.gov/complaint/default.aspx , the Federal Communications Commission http://esupport.fcc.gov/complaints.htm , the Federal Trade Commission https://www.ftccomplaintassistant.gov/ and your state AG http://www.naag.org/current-attorneys-general.php as appropriate.

i didnt get a phone call, but i did get an email frm tasc inc. on a settlementtd1@gmail.saying that i owed 920.00 from a 400.00 loan from ncppay day. i have never taken out a loan with them.....so they must have gotten my ss from other websites where i applied for loan but never was able to get it because of my bankruptcy and bad credit. i sent them an email to let them know that they have the wrong person but i dont get a responce and i tried calling them but phone rings then hangs up.....

Received the same email with the same case number CASE FILE NO : 30/41964 NH; never took out a loan of any kind with these people but they had my ssn correct.  Email was sent on 12/5/12 but was dated for 09/15/12; marked the email as SPAM; so will not be getting anymore!!  For those that don't know, this is a scam, and they will continue to try to call you or track you through your email, but will stop for a few months and start all over again; that's the way they operate.  Have already filed numerous reports on them but they change company names and locations every few months.  Hope you have better luck with them than I have.

I too get e-mails from a Fredrick Harbor doing and saying same thing he has done to everyone on here. My question is what are some of the things you all did to resolve this and to help protect your identity? The main thing your SS#

This is the email that I received!!! SCAMMERS!

Dear  

This is to notify you that   is currently in default under its obligations to National Settlement Services in the amount of $980.00 as of    and Social security number :-
(Case file # NH 30/41964)

what is this exactly.

National Settlement Services  is a parent payday loan company who owes and operates about more than 350 pay day loan websites all over the US and you have logged on to one of the website and provided all of your personal information to take the loan and within the stipulated time period given by the company you have not paid that back so now the company wants their money back so that's the reason they are proceeding your case file inside the court house and let me verify few details which you provided while you took out the loan.

I have all the proofs with all of your personal details in the affidavit with me. So before it gets downloaded inside the court house with the legal procedures on your name and on your social security number with hampering your credit ratings Just reply me back whether you want to put a hold on this case file and settle it outside the court house with the settlement amount and close it or else you want to take this matter inside the court house with the penalty fees and judge fees and court house fees and you may end up in a legal mess.

Some information used to make this decision was obtained from the consumer reporting agency (agencies) listed below. This consumer reporting agency (agencies) did not make this credit decision. If you want settle your account outside the court house you have pay your dept within next 3 day reporting agency.
The Case file was judgmentally reviewed following reason(s):
Is there some reason why you have not paid our invoice number NH 3015 dated 06/05/2012 in the amount of $ 980.00

Information about your External Credit Score used in this evaluation for credit
In addition, we also used a credit score developed by us in making our credit decision. Your credit score is a number that reflects the information in your credit report. Your credit score can change, depending on how the information in your credit report changes. The credit score below was developed using standard industry methods and was used to evaluate your application. The credit score may differ from the score you obtain from a consumer reporting agency.

What you want to do with your case file? Whether you want to settle the matter inside the court house with the legal procedures or you want to take care of this matter outside the court house by paying the settlement amount back to the company?
I just want your intension on this case file that do you want to put a hold on this case file or should I process it inside the court house?

In the event we do not receive full payments from you by required date, we will proceed to commence legal proceedings, as provided to us by the guaranty and will additionally assess you legal fees and costs for such legal proceedings, as provided to us by guaranty

A lawsuit has been filed against you.
Within 7 days after service of this summons on you (not counting the day you received it) — or 21 days if you Is the United States or a United States agency, or an officer or employee of the United States described in Fed. R. Civ.
P. 12 (a) (2) or (3) — you must serve on the plaintiff an answer to the attached complaint or a motion under Rule 12 of
The Federal Rules of Civil Procedure. The answer or motion must be served on the plaintiff or plaintiff’s attorney,
Whose name and address are?
If you fail to respond, judgment by default will be entered against you for the relief demanded in the complaint.

      COMPLAINT UNDER THE CIVIL RIGHTS ACT, 42 U.S.C. § 1983

1.     Civil lawsuit was filed against the debtor in the name of a debt buyer. The underlying debt happened to be an old debt.

2.     The Debtor failed to answer the complaint in a timely fashion thus leading to the issuance of a default judgment in favor of the debt buyer.

3.     The lawyer for the debt buyer proceeded to use discovery procedures “in aid of execution of the judgment”. These procedures empower the debt collection lawyer to send “interrogatories” to the debtor and to schedule the debtor for a deposition. The purpose of this is to locate any assets which the debtor may have and which may be amenable to execution.

4.     The debt collection lawyer noticed the debtor for a deposition. The deposition was of course located at the debt collection lawyer’s office on the opposite side of the state. The debtor attempted to reschedule, but the debt collection lawyer refused.


5.     When the debtor failed to attend the deposition, the debt collection lawyer filed two motions with the court, the end result being the Order of Copies warranting the arrest and subsequent incarceration of the debtor.

If you fail to Make payment respond then court  your case file submitted inside the FBI Headquarters this is the final warning you are going make payment as soon as possible I hope you’re understand how many times this message has been sent to you. We have warned you so many times and you have decided to ignore our e-mails we have been instructed to get you arrested immediately, and today if you fail to respond back to us with the payment then, we will close your bank account and jail you and all your properties will be confiscated by the FBI .


USA RESIDENTS: The USA laws against discrimination require that all creditors make credit equally available to all credit worthy customers and that credit reporting agencies maintain separate credit histories on each individual upon request. The USA Civil Rights Commission administers compliance with this law.

Smh I just receive the same email.i was freaking out.i don't recall doing this I even called my bank and they told me it might be a scam because it was never sent to my account I don't know anything about loan.