610-722-3254

Got a robo call from this number saying I have an outstanding debt for a debt that is not existent. They called my wife's phone and she pressed one to talk to someone. She brought the phone to me with the speaker on, so I didn't get to hear the robocall message. The Lady on the other end said the call is recorded and rambled off my name, address and some debt she claimed I had discharged in a bankruptcy back into 2014. She then claimed it was re confirmed in 2019 for $1,000 in interest or something. I told her to send me the information to the address she has and I will look it over because I wanted the name/address of whomever is claiming I owe this debt. She kept trying to talk over me but I told her I want to send them a certified request of a debt validation letter. She told me she can't because it is not in her job description, then said see you in court and hung up on me.

I called this number back and a person answered "Aquarion Asset Management, how can I help you." I am not sure of the spelling, but that is what it sounded like he said.

Thanks for the name.  Criminal outfit out of North Carolina with the coveted "F" rating from the BBB.  I'll see what else I can dig up on them.  Attempting to collect a debt that was discharged in Bankruptcy is against the law as well.

You will need to send them a certified, return receipt debt validation (by law they have to go back to the original creditor to prove you owe the debt), cease and desist calling, or "not me" letter (this will be the best money that you have ever invested).  Also send it first class mail in case no one will sign for it.  Make a notation of that fact at the bottom of the letter.  You also need to report them to the proper agencies to which I have provided links to.  Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment.  If everyone did these three things, these crooks would be bankrupt, and we would all be the richer for it.  Use these web sites to find an attorney in your state that will probably take the case on a contingency basis (no money out of your pocket up front):
http://www.consumeradvocates.org/find-an-atto ... tates_value=All

Everything else you need to know follows including at least two or more federal and state agencies where you should report their criminal activities.

AQUARIAN ASSET MANAGEMENT, LLC

Website lists them in North Carolina and doesn’t actually say that they are a debt collector:  https://aquarionam.com

BBB gives them an F rating with 7 complaints and no reviews as of 5/10/2023:  https://www.bbb.org/us/nc/charlotte/profile/d ... c-0473-92027586

Their Facebook page indicates that they are a 3rd party debt collector:  https://www.facebook.com/AquarionAM/

There is no LLC registered in any state which makes using that designation illegal.

The fake process server/location finder extortion SCAM usually consists of the following:

They mention that they have received a Fax document or some sort of complaint and that there is a pending legal matter or action about to filed against you to create the sense of urgency. They tell you that they are a “process server” and cannot give you the particulars of the case since the file is sealed. This is simply ruse to get you to call another number (often with a made-up case number) where they will ask for money to “make it go away” (this is actually the same place, they work in teams, one pretending to be the server, and the other usually pretends to be a lawyer). They threaten to serve you at home or at work. They tell you that if they serve you at work then they will need a supervisor, security, or HR person there as a witness, hoping that will cause you to panic over the alleged embarrassment of being served at work. They also tell you that you will need two forms of ID. None of which is true. Process servers do not ever call ahead so that you can dodge them. Process servers get paid to serve papers, nothing else. They certainly are not going to pass up a paycheck by telling you that you can avoid being served, they are not going to give you an extra day or even a few hours to get a “stop order”. Court documents are time sensitive and must be served within a certain amount of time. Remember that you can always call the local courthouse to see if there really is a lawsuit that has been filed against you.

It is incumbent upon them under the law to prove that the debt exists and that you owe it, and (this is the important part) that they have the legal right to collect it. You are not obligated under the law to prove that you don’t owe or that it is paid.

Federal law (FDCPA) requires them to send you a letter, email, or text (postmarked in the case of a letter) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. Unless they have communicated it to you verbally at the beginning of your conversation. It also must contain the “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this communication must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified. If and when you get that communication you should immediately send that debt validation letter by certified, return receipt mail.

First, you should make a complaint at this Federal Agency, and while there you should also read up on how debt collection is supposed to work as well as what your rights in this matter are: https://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices: https://800notes.com/faq/attorney-general

I have many voice mail messages on both my cell and my work phones telling me a case is pending that I need to talk to someone to settle my account or further legal action will be taken. They call from several different numbers at all times of day. All robo calls

SCAMMERS!!!
Same callers from two different phone numbers 610-722-3254 & 445-202-6767