614-897-0774

Voice message:
“Hello my name is Michelle Lewis I'm calling from Champion strategy I'm calling in regards to _⁠_⁠_⁠_ _⁠_⁠_⁠_⁠_⁠_ _⁠_⁠_⁠_ _⁠_ _⁠_⁠_ our office for review this important that we received a call from you or your legal representation of this _⁠_⁠_⁠_⁠_⁠_⁠_⁠_ _⁠_⁠_⁠_⁠_ _⁠_⁠_⁠_⁠_⁠_⁠_⁠_⁠_ matter _⁠_⁠_⁠_ recommendation must be submitted to your local county process page return the call must be notice as a publisher of your rice and will be submitted accordingly please press one now to be connected to _⁠_⁠_ mediator a call at 1-877-311-2348 to speak with the next available agent this is an attempt to collect a debt confessional mediator…”

Debt Extortion Scammers

Quote:

Hello my name is Michelle Lewis I'm calling from Champion Strategy Holding. I'm calling in regards to a file that's been forwarded to our office for a review. It's important that we receive a call from you or your legal representation, since this file is the time sensitive matter a recommendation must be submitted to your local County processor. Failure to return this call must be noted as a forfeiture of your Rights and will be submitted accordingly, please press 1 now to be connected to a mediator or call 1-877-311-2348 to speak with the next available agent. This is an attempt to collect a debt from a professional debt mediator.

Listen to message

The vague scare tactic message is designed to panic a victim into calling back.

Most debt collectors will use a certain amount of pressure to convince you to pay the debt. After all, they often don't get paid unless you pay. Be suspicious of a debt collector who uses an unusual amount of pressure to get you to pay immediately, particularly if they also use scare tactics to get you to pay right away. For example, a debt collector is scamming you if it :

• threatens you with a lawsuit and tells that you can avoid the lawsuit by paying right away
• Says a Process Server  or Courier is coming with papers to sign
• Threatens to call / go to your place of employment
• Insists you have been notified, served or are non-compliant via phone message(s)
• Refuses to give a company name or verifiable Contact source
• Refuses to send proof of debt via US mail

A sure sign of a debt collection scam is a collector that wants to you to pay via wire transfer or another method that can't be traced. If the payment method can't be traced, you'll have a harder time getting the authorities involved.

If the creditor sounds completely foreign, or you know you never had an account with that business, there's a chance it's a scam. Never pay a collection you don't recognize. You have the right to request written proof of the debt from the debt collector before you send payment.

https://consumer.ftc.gov/articles/fake-abusive-debt-collectors
https://www.texasattorneygeneral.gov/consumer ... ollection-scams
https://www.ag.state.mn.us/Consumer/Publications/PhonyDebtCollectionScams.asp
https://www.consumer.ftc.gov/blog/2019/02/ftc ... llection-scheme
https://www.consumer.ftc.gov/blog/2017/08/pha ... onate-law-firms

Quote:

Here are some ways to find out if a debt collector is legitimate.
•You received a letter in the mail. ...
•The agency is licensed in your state. ...
•The collector can verify your personal details. ...
•You can request information about the debt. ...
•There's more than one method of payment. ...
•A company works with you, not against you.

Source: https://www.bankrate.com/personal-finance/deb ... ctor-is-a-scam/

Voicemail

That is where people can leave a message on.

You will need to send them a certified, return receipt debt validation (by law they have to go back to the original creditor to prove you owe the debt), cease and desist calling, or "not me" letter (this will be the best money that you have ever invested).  Also send it first class mail in case no one will sign for it.  Make a notation of that fact at the bottom of the letter.  You also need to report them to the proper agencies to which I have provided links to.  Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment.  If everyone did these three things, these crooks would be bankrupt, and we would all be the richer for it.  Use these web sites to find an attorney in your state that will probably take the case on a contingency basis (no money out of your pocket up front):  http://www.consumeradvocates.org/
http://www.consumeradvocates.org/find-an-atto ... tates_value=All

Everything else you need to know follows including at least two or more federal and state agencies where you should report their criminal activities.

CHAMPION STRATEGY HOLDINGS, LLC.

Website says that they are in Georgia and lists everything but debt collection:  http://championstrategyholdings.com

Whois info for the site seems to indicate that they are in New York

championstrategyholdings.com

Updated 1 second ago
Domain Information
Domain:
championstrategyholdings.com
Registrar:
GoDaddy.com, LLC
Registered On:
2020-01-02
Expires On:
2021-01-02
Updated On:
2020-01-02
Status:
clientDeleteProhibited
clientRenewProhibited
clientTransferProhibited
clientUpdateProhibited
Name Servers:
ns75.domaincontrol.com
ns76.domaincontrol.com
Registrant Contact
Organization:
Buffalo Technology Solutions
State:
New York
Country:
US

The Address listed on the website is a residence in an apartment complex.

BBB gives them a F rating with 57 complaints and 98 negative reviews, and 5 positive reviews posted by employees Tina, Anna, and Jessica.  It might be noted that the replies to the review seem to have been written by someone who does not have a very good grasp of the English language or else it is their second language. As of 8/7/2024: https://www.bbb.org/us/ga/stone-mountain/prof ... s-0443-28139231

Georgia Dept. of State info shows them Admin. Dissolved on 10/20/20 but it looks like they were reinstated 4/21/21:

Business Name:    CHAMPION STRATEGY HOLDINGS LLC.    Control Number:    20000338
Business Type:    Domestic Limited Liability Company    Business Status:    Admin. Dissolved
NAICS Code:    Any legal purpose    NAICS Sub Code:
Principal Office Address:    2295 PARKLAKE DRIVE, SUITE 436, ATLANTA, GA, 30088, USA    Date of Formation / Registration Date:    12/27/2019
State of Formation:    Georgia    Last Annual Registration Year:    NONE
Dissolved Date:    10/22/2020

REGISTERED AGENT INFORMATION
Registered Agent Name:    LEGALINC CORPORATE SERVICES INC.
Physical Address:    1870 THE EXCHANGE, SUITE 200-44, ATLANTA, GA, 30339, USA
County:    Fulton

It is incumbent upon them under the law to prove that the debt exists and that you owe it, and (this is the important part) that they have the legal right to collect it.  You are not obligated under the law to prove that you don’t owe or that it is paid.  

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.  If and when you get that letter you should immediately send that debt validation letter by certified, return receipt mail.

First, you should make a complaint at this Federal Agency, and while there you should also read up on how debt collection is supposed to work as well as what your rights in this matter are: https://www.consumerfinance.gov/

Also file complaints with the FTC: https://www.ftccomplaintassistant.gov/#crnt&panel1-1

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general

As well as the Georgia AG:     http://law.ga.gov/

As well as:       http://consumer.georgia.gov/consumer-services