617-467-3912

I answer and they hang up

first off they got my name wrong and second i think it's a scam someone trying to collect money from me. the first time they called they hanged up. i told them i will reporting them to the police department.

You will need to send them a certified, return receipt debt validation (by law they have to go back to the original creditor to prove you owe the debt), cease and desist calling, or "not me" letter (this will be the best money that you have ever invested).  Also send it first class mail in case no one will sign for it.  Make a notation of that fact at the bottom of the letter.  You also need to report them to the proper agencies to which I have provided links to.  Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment.  If everyone did these three things, these crooks would be bankrupt, and we would all be the richer for it.  Use these web sites to find an attorney in your state that will probably take the case on a contingency basis (no money out of your pocket up front):  http://www.consumeradvocates.org/
http://www.consumeradvocates.org/find-an-atto ... tates_value=All

Everything else you need to know follows including at least two or more federal and state agencies where you should report their criminal activities.

CENTRAL CREDIT SERVICES INC AKA CCS AKA RADIUS GLOBAL SOLUTIONS, LLC aka NORTHLAND GROUP AKA ACCOUNTS RECEIVABLES MANAGEMENT AKA ARM, INC.

Web site with alleged contact info:  https://www.radiusgs.com/contact-radius/

BBB lists them as an accredited business with an A+ rating with 196 complaints and 30 negative reviews (BBB removed 65 complaints and 5 negative reviews) as of 12/14/20  https://www.bbb.org/us/mn/edina/profile/colle ... s-llc-0704-9806

LinkedIn page:  https://www.linkedin.com/company/central-credit-services-inc.

Bloomberg lists the head criminals in this organization:  http://www.bloomberg.com/research/stocks/priv ... vcapId=62366031

Sunbiz.org information:
Florida Profit Corporation CENTRAL CREDIT SERVICES, INC.
Filing Information
Document NumberJ89255 FEI/EIN Number592834638 Date Filed08/24/1987 Effective Date08/21/1987 State FL Status ACTIVE Last Event AMENDMENT Event Date Filed03/03/2008 Event Effective Date NONE
Principal Address
9550 REGENCY SQUARE BLVD
#500
JACKSONVILLE, FL 32225

Changed: 01/19/2006
Mailing Address
9550 REGENCY SQUARE BLVD
#500
JACKSONVILLE, FL 32225

Changed: 01/19/2006
Registered Agent Name & Address CORPORATION SERVICE COMPANY
1201 HAYS STREET
TALLAHASSEE, FL 32301

Name Changed: 09/11/2007

Address Changed: 09/11/2007
Officer/Director Detail Name & Address

Title P

ECCLESTON, JAMES
9550 REGENCY SQUARE BLVD SUITE 500
JACKSONVILLE, FL 32225

Title ST

PYFER, BARBARA
9550 REGENCY SQUARE BLVD SUITE 500
JACKSONVILLE, FL 32225
Florida Limited Liability Company CENTRAL CREDIT SERVICES LLC
Filing Information
Document NumberL13000031679 FEI/EIN Number38-3900503 Date Filed02/27/2013 Effective Date02/27/2013 State FL Status ACTIVE Last Event LC STMNT OF RA/RO CHG Event Date Filed11/04/2014 Event Effective Date NONE
Principal Address
9550 Regency Square Blvd
Suite 500
Jacksonville, FL 32225-8169

Changed: 04/24/2014
Mailing Address
20 Corporate Hills Drive
St. Charles,, MO 63301

Changed: 04/22/2015
Registered Agent Name & Address CT CORPORATIO SYSTEM
1200 S PINE ISLAND RD
PLANTATION, FL 33324

Name Changed: 11/04/2014

Address Changed: 11/04/2014
Authorized Person(s) Detail Name & Address

Title MGR

BARRIST, MICHAEL J
50 West Skippack Pike
Ambler, PA 19002

Title Managing Member

Eccleston, James John
9550 Regency Square Blvd
Suite 500
Jacksonville, FL 32225
And their report on Radius:
Detail by Entity Name
Foreign Limited Liability Company RADIUS GLOBAL SOLUTIONS LLC
Filing Information
Document NumberM14000002090 FEI/EIN Number320403214 Date Filed03/27/2014 StatePA Status ACTIVE
Principal Address
50 W. SKIPPACK PIKE
AMBLER, PA 19002

Changed: 04/23/2015
Mailing Address
50 W. SKIPPACK PIKE
AMBLER, PA 19002

Changed: 04/23/2015
Registered Agent Name & Address C T CORPORATION SYSTEM
1200 SOUTH PINE ISLAND ROAD
PLANTATION, FL 33324
Authorized Person(s) Detail Name & Address

Title Manager

TRDS HOLDINGS LLC
50 W. SKIPPACK PIKE
AMBLER, PA 19002

Title MEM

ECCLESTON, JAMES
50 W. SKIPPACK PIKE
AMBLER, PA 19002

Florida Dept. of Financial Regulation info:
CCS has two expired licenses and this one that expires at years’ end:
________________________________________

License Name:    CENTRAL CREDIT SERVICES, LLC
DBA Name:
________________________________________
License Type:    Consumer Collection Agency
Status:    Approved
Status Effective Date:    10/24/2016
Original Date of License:    5/22/2013
License Number:    CCA9903113
License Expiration Date:    12/31/2017
________________________________________
License Main Address:

Street:    9550 REGENCY SQUARE BLVD. SUITE 500
City:    JACKSONVILLE
State:    FL
Zip Code:    32225

License Mailing Address:

Street:    9550 REGENCY SQUARE BLVD. SUITE 500
City:    JACKSONVILLE
State:    FL
Zip Code:    32225

Radius Global has no Florida license to collect debts.

Radius Global Solutions located in Ambler, PA:  http://start.cortera.com/company/research/l4m ... -solutions-llc/
Google street view of the head criminal’s house:  https://www.google.com/maps/@40.140445,-75.24 ... 3AHioZRcPUg!2e0
You have to wonder why someone in PA would be the owner of a business that is located in Florida.  Must be a heck of a commute every day.

Other complaints:
http://www.citysearch.com/profile/2263098/jac ... it_svc_inc.html
http://www.ripoffreport.com/reports/directory/central-credit-services
http://www.debtorboards.com/index.php?topic=1044.0
http://forums.debtcc.com/collection-agencies/central-credit-services.html
http://www.ripoffreport.com/r/Central-Credit-services/jacksonville-Florida-32225/Central-Credit-services-Mona-Davis-VERY-RUDE-AND-HORRORABLE-ATTITUDE-jacksonville-Flori-1026379
http://www.ripoffreport.com/r/Central-Credit-Services/Jacksonville-Florida-32239/Central-Credit-Services-Strong-arm-collection-tactics-Jacksonville-Florida-335426

It is incumbent upon them under the law to prove that the debt exists and that you owe it, and (this is the important part) that they have the legal right to collect it.  You are not obligated under the law to prove that you don’t owe or that it is paid.  

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.  If and when you get that letter you should immediately send that debt validation letter by certified, return receipt mail.

First, you should make a complaint at this Federal Agency, and while there you should also read up on how debt collection is supposed to work as well as what your rights in this matter are: https://www.consumerfinance.gov/

Also file complaints with the FTC: https://www.ftccomplaintassistant.gov/#crnt&panel1-1

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general
As well as the PA AG’s Office:   https://www.attorneygeneral.gov/Quick_Links/P ... omplaint_Forms/

Also file a complaint with the Minnesota Dept. of Commerce:http://mn.gov/commerce/consumers/file-a-complaint/index.jsp

Thanks so much for all of this valuable information! It must have taken a very long time to research all of this, and then to type everything in! I live in PA. This 'company'  has called me 7 times in the last month, I think I do owe the original creditor, but it's great to know that i can sue for harassment & other things that will help. Thanx again! Crissy :)

You are very welcome. And it actually takes a lot less time than you would think.

They keep calling, leave no message.  Finally answered today.  Asked for a man saying there were calling about some window company.  I said you have the wrong number. He said thanks, have a good day