678-710-8063

I would like to report this man to the Better Business Bureau for giving out information regarding a family member on our answering machine - which was the incorrect number to call.

This man has called my job for the last 2 weeks daily. Several times a day. He said they were getting ready to take me to court over a credit card. Then a woman called form there and said it was urgent that I call them because I was being charged with fraud. And there was a problem with my social security number. It was urgent, and I should call them back immediatley. Or they woudl go ahead and send to the court in my county. He said his name was Mike Beavers and he was calling from American Acceptance Arbitration Company. I tried googling the company with no sucess. Does anyone know anything abouth this company?

I got a call from this guy on my job, said that he was getting ready to go into litigations. The company he is representing said that willfully did intent to defraud them. Mr. Mike Beavers, he tried to make me think he was on my side saying things like he down agree with the amount of money the client was asking for and he would be happy help me resolve this with a lesser amount.  Do not give these guys your money and or any personal informtation.

Got same type call as others on here, tried saying I spoke with them before & arranged to have payments removed from my bank account. When I told him I never spoke to anyone, he said he had never in 27 yrs.  had anyone agree to something like this only to refuse later & state they never agreed to it. Really?? When I tried to say my peace about the matter & asked for proof beyond just his word, he simply hung up on me.

please stop people like from calling good people and hurting them they are very mean!!!!!!

:

this same guy Mike Beavers called my job and his number is 786 292 4444 witha bogus claim about some investigative cramp and every time you call back you get the voice mail

The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:

is seeking payment on a debt for a loan you do not recognize;
refuses to give you a mailing address or phone number;
asks you for personal financial or sensitive information; or
exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.

If you think that a caller may be a fake debt collector:
Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.

Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.

Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft – charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.

Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.

Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.>

http://www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt076.shtm