716-256-1659

Collection Agency

Call Scheme
Matthew called, inquiring about someone with my same last name regarding an issue with a credit union.  Provided vogues information and then threatened of consequences if I didn't call.   Called back, contracted the message stating that it was actually me who he wanted to talk about a debt. Of course, i have no debts with any credit union, don't know anyone with the name he mentioned in his voicemail.  When asked on behave of which company was he collecting the debt so I can contact them directly he got tangled up and rudely disconnected.

Most likely this group:

https://www.atlanticrecoverysolutions.com/
Atlantic Recovery Solutions, LLC
P.O. BOX 156
East Amherst, NY 14051
Tel:  866-264-0498
Fax: 716-689-0760
info@atlanticrecoverysolutions.com
compliance@atlanticrecoverysolutions.com
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BBB:
(716) 636-0100
Atlantic Recovery Solutions, LLC
4 years in business
275 Northpointe Pkwy Suite 80
Amherst, NY 14228
BBB File Opened: 04/08/2013
Business Started: 02/21/2013
Business Started Locally: 02/21/2013
Business Incorporated: 12/20/2012 in NY
Type of Entity
Limited Liability Company
Business Management
Mr. Zachariah Aga, President
Mr. Neno Nastevski, Vice President
Business Category
Collection Agencies
Licensing, Bonding or Registration
Atlantic Recovery Solutions, LLC
BBB ACCREDITED SINCE 03/20/2015
B   BBB Rating System

This business is in an industry that may require professional licensing, bonding or registration. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.
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In any event,

Just because someone on the phone calling you says you owe a debt does not mean you actually owe it.

If a voice on the telephone claims you owe a debt:

1.    Demand the person give you his or her name, company name, and address
2.     Demand a debt validation letter by US mail.  E-mail no good.
3.    Do not pay  the collection agent or anyone else a  dime until the debt is validated

Of course they won’t do this, no scammer ever will, so simply ignore them and block their calls.

If they are bothering you, report them:

http://www.consumer.ftc.gov/articles/0149-debt-collection (Threatening civil proceedings with no intent to follow through, or threatening criminal process in order to collect a civil debt is a  violation of the Federal Fair Debt Collection Practices Act.)  The same goes for endless telephone harassment

Note that the US Supreme Court in the Case of HENSON ET AL. v. SANTANDER CONSUMER USA INC., has recently ruled that the provisions of the Federal Fair Debt Collection Practices Act do not apply if the creditor owns the debt in question.  As a practical matter this probably won't effect the kinds of scam debt collectors who often show up on 800notes.  The scam collectors don't give you any information about themselves so it is impossible to know whether or not they in fact "own" the debt in question.  Most do not send debt validation letters and many often say they are collecting for someone else.  So, make the complaint anyway if they are bothering you.  Let the FTC sort it out.

Also contact your local attorney general

If they continue to bother you,  and you know you do not owe any money, tell them that you know this is  a debt scam and that you are making a complaint to the police for extortion.  Once you get a copy of the police report and they call you again , just read out the  file number and the name of the PD or Sheriff’s office involved.   Tell them you’ll be glad to send a copy to them at whatever address the jack***es are working out of now.

Called and when I answered I said who is this. The lady who sounded like she smoke cigarettes said is that how you answer the phone and hung up. I was prepared. I have no debts or collections so I know it was a scam