757-484-1187

We received a phone call this morning on my wife's cell phone.  They were looking for me.  The company was called Accelerated Finance from Virginia.

In doing a search, I found that the same company had been reported on this site using (757) 484-1123

Going to their website gave no real information on the company or who actually runs it.

Received call from undentified caller. Left no company name. She did not identify herself as being a collection agency (debt collector) as required by law, FAIR DEBT COLLECTION PRACTICES ACT. When I returned the call the gentleman (and I use that loosely) that answered the phone only asked for my name and would not identify himself. When pressed for information he hung up on me.

Hopster, I received the same call from a woman looking for my husband. Yes, she is breaking the law by not identifying herself and the company as being such. This company will be reported to our state's monitoring agency.

here is their website and info:

http://www.acceleratedfinancial.net/about.html

This number called my home before 8am as required by law asking for my son by name...then they said that they needed to get in touch with his father which they just gave his name and said it was to do with a pending matter that has returned to their office and gave a number to call and reference number. They never stated who they were.

A lady from this number somehow tracked down both my mother and sister-in-laws number and keeps harassing them. The lady lies and says that she needs to talk to me about an application I filled out.

They called my sister in law in another state saying they needed to find her brother, my husband , pertaining to serving him with a legal matter in his county.When she pressed for more info they hung up on her. They claim to be a legal service but they are dept collectors. My husband has had the same address for 16 years .They can't find him for a dept he doesn't owe ,but they can harrass his sister 900 miles away????

Yep I have two voice mails from them one from 757-484-1187 2nd one from 866-852-2187 calling for wife of my x-bro in law, x five years now.  I have not called back and am not planning on making the call

"Beverly" has been leaving messages stating that she is trying to get in touch with us concerning an associate or family member of Phillip Guys.  We know no such person.  I have called after hours, leaving a message with the reference number stating that we know no such person.  She still keeps calling.  Not going to try anymore.

They are calling me and my daughter looking for my husband, when pressed for company name and any other information, the rude young woman hung up.  I am calling the AG Consumer Protection Division in Texas.

I got a message from a woman named Samantha.  She said that she was looking for my ex-father in law about some documents that were scheduled to be processed in a county that does not even exsist where we live.  He has not even been my father in law for over 15 years.  She left a reference number and wanted me to call back.  I am not going to call or even try to get ahold of my ex father in law as well.

They first tried to reach me by calling my parents house (I haven't lived there for over 4 years). The call was from a lady named Virginia (didn't say what company). My parents refused to give them my cell number when they asked for it, but they were still somehow able to track down my cell number. She left a voicemail said I have a pending matter that is being processed with the county. She left a file number and said I could call her directly

Received a call from Amanda today.  Stating an urgent matter.  Would not give company name.  Gave this number as the call back number with a case file.  She also called my sister's cell phone looking for me.   Is this a scam to try and get you to give out your social security number and other vital information.  I am not calling it back from the comments left above.  It sounds like a big scam to gain access to your identity.  This could be an identity theft scam.

Received a call from them at a different number, but same company name.  The number I was told to call back was 757-484-1187.  Very urgent matter, etc.  I had to google the number to find out who they were and what they were about.  Apparently a scavenger collection agency using unlawful tactics to get you to send them a payment.  DO NOT give them any information.  I found their physical address by running my credit report and finding out that they recently inquired as to my credit.   How they obtained my information to run my credit is unknown at this time, but their physical address is:  4016 Raintree Rd., Suite 140, Chesapeake, VA  23321.

Should I place a fraud alert on my credit report, or report them to the Federal Trade Commission?   I am unsure what to do at this point?  Any help would be appreciated.

I received two calls from the same number 757-484-1187 claiming that I had an urgent matter pending. She demanded that I return her call before pursuing the matter and to take a statement from me before the final process. She identified herself as Karen. She left the number and a account number for reference. I am not returning the call as it sounds fraudulent and obviously against the FTC law and Privacy Act.

This number called my mom's cell a couple of times but it actually sounds more like a fax number. She has good credit and has no reason for a collector to call. This has to be some scam.

Have recieved two v-mails on landline silimar to above from "Wendy", asking for a name I've never heard before.  I assumed the person they're looking for gave bogus info.  I recently was informed by Chase Bank that some of my financial information was improperly made available and accessed.  They suggested I initiate a fraud alert.  Now I'm wondering aif there's a connection.  Nice.

DEALING WITH ILLEGAL DEBT COLLECTIONS

File complaints with

Federal Trade Commission  https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

Your State Attorney General
State Attorney General is every state they have offices

Link to all State Attorney General Websites www.naag.org

If you or they are located in NY – use this SPECIAL Link  www.NYDebtHelp.com
This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices.  HE’S CRACKING DOWN AND SHUTTING THEM DOWN!

Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html  If the company is listed under agencies – report there. If not on the list YET, click on Watchlist! and add to the list.   You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0

Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!    
The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!

Dealing with Debt Collectors
http://www.budhibbs.com/start.html


Statute of Limitations by State – always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/statute_of_limitations.htm


Recording calls from Debt Collectors - always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/record.htm


From Federal Trade Commission Website – FAIR DEBT COLLECTION PRACTICES ACT
Debt Collection FAQs: A Guide for Consumers
If you’re behind in paying your bills, or a creditor’s records mistakenly make it appear that you are, a debt collector may be contacting you.
The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
Here are some questions and answers about your rights under the Act.

What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn’t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they’re told (orally or in writing) that you’re not allowed to get calls there.

How can I stop a debt collector from contacting me?
If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter – even if you don’t think you owe the debt, can’t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don’t want the collector to contact you again, tell the collector – in writing – to stop contacting you. Here’s how to do that:
Make a copy of your letter. Send the original by certified mail, and pay for a “return receipt” so you’ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don’t have an attorney, a collector may contact other people – but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?
Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money.

Can a debt collector keep contacting me if I don’t think I owe any money?
If you send the debt collector a letter stating that you don’t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.

What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:
    use threats of violence or harm;
    publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
    use obscene or profane language; or
    repeatedly use the phone to annoy someone.

False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:
    falsely claim that they are attorneys or government representatives;
    falsely claim that you have committed a crime;
    falsely represent that they operate or work for a credit reporting company;
    misrepresent the amount you owe;
    indicate that papers they send you are legal forms if they aren’t; or
    indicate that papers they send to you aren’t legal forms if they are.

Debt collectors also are prohibited from saying that:
    you will be arrested if you don’t pay your debt;
    they’ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
    legal action will be taken against you, if doing so would be illegal or if they don’t intend to take the action.

Debt collectors may not:
    give false credit information about you to anyone, including a credit reporting company;
    send you anything that looks like an official document from a court or government agency if it isn’t; or
    use a false company name.

Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:
    try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt – or your state law – allows the charge;
    deposit a post-dated check early;
    take or threaten to take your property unless it can be done legally; or
    contact you by postcard.

Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don’t think you owe.

Can a debt collector garnish my bank account or my wages?
If you don’t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.
Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don’t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:
    Social Security Benefits
    Supplemental Security Income (SSI) Benefits
    Veterans’ Benefits
    Civil Service and Federal Retirement and Disability Benefits
    Service Members’ Pay
    Military Annuities and Survivors’ Benefits
    Student Assistance
    Railroad Retirement Benefits
    Merchant Seamen Wages
    Longshoremen’s and Harbor Workers’ Death and Disability Benefits
    Foreign Service Retirement and Disability Benefits
    Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
    Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can’t prove that you suffered actual damages. You also can be reimbursed for your attorney’s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector’s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General’s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General’s office can help you determine your rights under your state’s law.

For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government’s portal to financial education.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad
February 2009

Got a call from an "Ashley" from this number about a file number. She called an old roommate of mine, 9 years ago, on a number I've never been listed under. Number to call back was 757-484-1187 with an ext. 335.

They certainly do have access to allot of information.

Called a number I've never had, a friend, my parents, and now i'm just waiting for a cell phone call.

Recieve a call on a dialy basis, sometimes up to three times.  The caller id. and call back number is 757-484-1187.  First they left no messages. Then "Peggy", then "Beverly" left messages stating I was not aware of a situation going on in Clark County (I don't know where clark county is, or ever lived in a clark county) and needed a statement and I needed to contact them soon about the matter. No company name. No reference to what the matter is, nothing.  They aren't even using my proper name. They are using a name I had seven years ago.(previous marriage)  Now they are leaving messages for my husband, his name and asking for my old name.  Calls started three months ago. They call after nine and sometimes even as early as seven am. I'm really sick of this! I keep ignoring their calls and letting it go to the message box. I am not calling them back, I thought about it, but after I read all this above, I won't be...