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- "FAMS Another Deceptive Debt Collector"
"This Crooked Company" ...really?  All these statements sound like rants from people that owe money to someone. All collecton companies are not crooked just like all of them are not honest but you need more than some angry person's rant to verify this. To tell the truth any collection agency with a website is usually somewhat honest. The site list the top dogs contact information what type of scam company would do that?

"Never Believe Any Debt Collectors " - This just doesn't make sense to me they collect on debts that you truly do owe and if you dont then don't be scared to talk to them and tell them that.  Your better off listening to the agencies seeing what they have to say before you no longer have a option to do things on your terms. If people would simply pick up the phone instead of ignoring the calls then agencies wouldn't need to be so...creative... to get in contact with people. But as always...I'm just sayin.....