800-555-0433

Visit your local Chase bank and they would check to see if you do have an checking or savings account. Please don't give out any personal information on the phone. It's true about the scams.

I have a different experience with 800-555-0433. I have a Chase checking only ONLY. I paid my bills directly on each website. I use my Debit card to buy groceries once a month.

Reason I Googled this number... I was checking my account balance through the Chase website. I receive a deposit from SSDI once a month.

I looked at transactions. Last month, I did have a couple of transactions that criss-crossed, and I DID get charged an overdraft fee when Chase paid it for me anyway.

I accounted for the fees when this month's SSDI check hit my checking account, making my budget a lot less to pay current bills because of the fees.

I JUST checked my checking account and I see my SSDI deposit AND a 🔴DEPOSIT🔴 for just over $200 ALSO put ▪️INTO▪️ my checking the same day.

It says DEPOSIT was done by CHASE ACCOUNT COLLECTIONS with phn # 800-555-0433.

❓Has anyone RECEIVED DEPOSITS from them after having fees taken out the previous month? I've been banking with Chase since 1989 (same Checking account #) and I've NEVER had anything happen like this before.

I've never RECEIVED calls FROM this number, on my home or cell phone.

I called the number at 7:50pm PST, and it says lines are busy, to hold, then hold music. I waited while typing this, and no one ever came on the line.

My concerns: (replies very welcome) -
⚠️Could I be being hacked in a strange way? I've no idea how they'd be ripping me off by giving me money.
⚠️I could really use this money to put toward bills, but I'm not sure it's really there/supposed to be there, so if I use any of it, and it's a false thing, I'd get more Overdraft fees that I definitely cannot afford.

Thanks in advance for reading (replying).

Call a known number for Chase, such as the one on their official website. Do not spend that money until you speak to them.

I would call them and ask about it.
I recently had a refund credited to my account from disputing an Airfare ticket and both Chase AND the Airline credited my account, but then Chase debited their refund on the same statement. The next month it showed again as a debit for the same amount. To me it looked as if I was double credited, then double debited. After much frustration with the lady's manner of explanations, I came to understand its how their statements are created and merely showed on the next statement for the debit/credit for Chase, but not debited again. The balance checked out and I was in fact credited the refund from the Airline.

Wouldn't it have made more sense to contact your bank than call a possible scammer? And if your mother's account was overdrawn, the bank would have transferred the money, not Chase collections. Your story has a lot of holes in it.

I am a former Chase employee. I worked in DAC (Deposit account collections, now called ODC for overdraft collections) for Chase and this is and has always been the phone number for Chase. The purpose of the call will always be for an overdraft on a retail account (checking or savings) and they only call if your account has been overdrawn at least 21 days. The reason for the call is because once your account has been overdrawn 60 consecutive days the account goes through a process called charge-off, where the bank has to close the account and report the owed balance to chex systems and/or EWS (Early Warning Services) which could negatively affect your ability to conduct business with banks in the future. It's similar to credit card reporting but for retail accounts. if anyone that calls asks about anything other than an overdraft on an account they may be scammers that spoofed the number, but the phone number itself is legit. If you suspect you're dealing with a scammer simply hang up and call the number back. You will definitely be talking to a Chase rep at that point. If you really don't have a Chase account and got the call from Chase they may just have a wrong number on file and can delete it at your request. Sorry about how long this explanation was but it still annoys me to this day how many bankers I've had tell customers this number was fake without bothering to look it up in the internal phonebook or call to confirm.

Saying I owe money. Don’t even have a chase account