800-880-1378

Debt Extortion Scammers

Robo scam message:

Quote:

This is Comenity Capital Bank calling in regards to some information that was submitted this information submitted has reached an escalated status a decision is being prepared in regards to this matter the decision rendered may directly impact you without a response contact Comenity Capital Bank at 800-880-1378 again that number is 800-880-1378.

Listen to message

A vague scare tactic message designed to panic a victim into calling back.

Most debt collectors will use a certain amount of pressure to convince you to pay the debt. After all, they often don't get paid unless you pay. Be suspicious of a debt collector who uses an unusual amount of pressure to get you to pay immediately, particularly if they also use scare tactics to get you to pay right away. For example, a debt collector is scamming you if it :

• threatens you with a lawsuit and tells that you can avoid the lawsuit by paying right away
• Says a Process Server  or Courier is coming with papers to sign
• Threatens to call / go to your place of employment
• Insists you have been notified, served or are non-compliant via phone message(s)
• Refuses to give a company name or verifiable Contact source
• Refuses to send proof of debt via US mail

A sure sign of a debt collection scam is a collector that wants to you to pay via wire transfer or another method that can't be traced. If the payment method can't be traced, you'll have a harder time getting the authorities involved.

If the creditor sounds completely foreign, or you know you never had an account with that business, there's a chance it's a scam. Never pay a collection you don't recognize. You have the right to request written proof of the debt from the debt collector before you send payment.

How can I contact Comenity Bank?

Quote:

Comenity recommends calling the phone number on the back of your credit card to connect you with an appropriate representative. However, if you do not have a Comenity Bank card, you can reach general customer service online, or by phone at 1-800-675-5685.