818-334-2319

I got this call from Emily Stone saying I owe all kinds of money from a closed account from over 10 yrs ago from u.s. bank saying if I didn't pay it I would have to go to court. She wanted 10 payments of 150.00 bi weekly. Also wanted me to send her my driver license along with my debit card number. It's very scary

I got a call recently from Emily Stone.  She says she is a dept collector with Lincoln Equity and that a 10 year old dept is in her litigation office ready for court.  When asked about a Statue of Limitations (SoL), she claims there is a Tolling agreement that waves the SoL, but refuses to give me any details about the agreement.  I'm not sure if she is a scammer or not.  They recently "upgraded" their office to one in LA with a new number 323-638-1245.

Well known criminal enterprise.  Do not pay them one penny.  If you can get any information from them such as an address please post it here.

It is incumbent upon them under the law to prove that the debt exists and that you owe it, and that they have the legal right to collect it.  You are not obligated under the law to prove that you don’t owe or that it is paid.  

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.

Read up on your rights here and also make a complaint at this government site:  http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general

As well as the California AG’s Office:   http://oag.ca.gov/

She's a scammer she has my social and everything I have alerts on it you may want to get ahold of the cops and call social security if she has that. I knew something was up when she wanted me to send her a picture of my driver licenses and my debt card. She sounds very convincing tho

The police aren't going to help you.  I have already posted links to the correct agencies.  In addition:
If you feel your SSN has been compromised, in addition to putting a fraud alert at the 3 credit bureaus, you may want to notify the IRS.  Here is the link, fill out the proper form (probably 14039):
http://www.irs.gov/Individuals/How-Do-You-Rep ... aud-Activity%3F
https://www.ftc.gov/faq/consumer-protection/report-identity-theft

Well, it would a good idea if she tries to do something with the social security number.  That is also a federal crime.  It is issued by the federal government,  Report it so you can have a police report if you have to go to court over something she did.

I did all that already. She hasn't called or bothered me since the police have spoke with her. I also called and there's a alert on my social.