832-426-2599

Received a call today, from a guy saying he worked for Advance America Payday Loans.

He said I was approved for a loan up to $5k & asked how much I would be looking for. I told him $3k. He then said "okay, a loan of $3k would require monthly payments of $200 for the next 16 months.."  Not too bad, borrow $3k & end up paying back $3200. Sounds good, eh? Red flag #1. No way a loan company would let you borrow $3k & only charge $200 worth of interest.

Then he proceeds to tell me that in order to secure the loan I would need to be able to show proof that I have the first $200 payment. & to do that I would need to put the money on a GreenDot MoneyPack card, then give him the 14 digit code on the back. He would then see that there is in fact $200 on the card & then would transfer the loan to me on the GreenDot MoneyPack card as well. He said I would get the $200 back, so idk if he would take the $$ off the card & then send it w/ the $3k or if he would just leave it on the card that I got & then I could reload a prepaid card w/ it. Either way, red flags #'s 2, 3 & 4. #2 - What loan company uses a MoneyPack card to make money transfers? #3 - What loan company requires an up front payment to receive a loan? #4 - It clearly states on the back of the MoneyPack card if someone asks for the 14 digit code, it's a scam & to NOT give out the information.

I asked him what the name of the website was for his company & he said it was AdvanceAmerica.net. So, while I'm on the phone w/ him I go check out the website to find that they only offer payday loans up to $500, red flag #5. I then asked him how I got approved for a loan of up to $5k when it clearly states that his company only offers loans up to $500. He then tells me I must have went to the wrong site, & gives me the address again. I told him that was the site that I was on & he got quiet for a second or two, red flag #6.

By now I'm laughing bcuz it's obvious this guy is a scammer. Then I asked when I applied for this loan & he seemed confused by my question. I asked it again & he said hold on let me pull up your info, he gets back on the line & says July 21, 2013. I told him that wasn't true. He says okay hold on let me double check that, comes back on the line & said he was mistaken & I applied on October 20, 2013. I then told him that was not true either bcuz I didn't begin trying for loans until after the first of this year. Red flag #7.

I then ask how long he's been a scammer & how much money he's made stealing from others. He then tells me he's going to transfer my phone to the FBI & he put me on hold. Then I obviously hung up.

That phone call was at 1:11pm & lasted for 17 mins. Since then, I have received 4 additional calls; 3 from a man & 1 from a woman. Mind you the 3 calls from the guys all sounded like the same person, just disguising their voice. The last call, at 3:30, I talked to him & his voice changed, went from being higher pitched to a lower deeper voice. I asked why it changed & he said idk what you're talking about. Then starts laughing & asks me to be his girlfriend. I say no, obviously, & he asks why he should send me money if I won't be his girlfriend. I said he didn't have to & he said well okay have a great day & hung up. Also, in all these different calls, the name of the company changed 3 times, went from Advance America to Cash Advance USA to America PayDay Loans. He has called 2 more times & he's gotten the F U button..lol.

I'm amazed at the audacity of these people. I did get scammed for $500 from another guy, said his name was Kevin Beary calling from a 407 area code saying he worked for Cash Advance USA which is how I knew what questions to ask with this phone call. An actual loan company will not ask you to pay anything up front to receive your loan & they will definitely NOT ask you to put money on a reloadable card. Unfortunately I didn't know that the first time, but I do now. & because of that I want to warn others. I'm not sure who will see this but if I can prevent it from happening to other people then I did what I wanted to do. Just wish I could get my $500 back, but I know that won't happen.

So people beware, there are evil people out there trying to scam innocent people, like myself, every day. & there are lots of different scams - the loan scam, the lottery scam, the grant scam & many others. I've been a victim of the loan scam, but have caught people trying to scam me the other ways (lottery, grant, taxes, etc). So just be careful. These people can buy your information then contact you promising lots of money & all they want to do is take yours. And unfortunately, they can be successful.

once again another scammer calling me they are like piranahas once they get a taste of money they keep coming if it is a [***] calling from an American company don't trust them

i was approved  for 5000  to get it i  had to give him 150 to get  it  i said what your name he give me jepi chen and his phone number was 832 426 2599

Advance fee loans are illegal period..

http://www.consumer.ftc.gov/articles/0078-advance-fee-loans
http://www.fraud.org/scams/direct-marketing/advance-fee-loans
Payday loans
http://www.paydayloaninfo.org/state-information

These people are scammers took everything I had and me like an idot I fell for it, don't ever trust these foreign liars !! You Will end up more broke then you started with!!

I was scammed for everything$185 with a green dot money card!  Tried too get what she$150 more! Said I had loan for $1500!

Took money from green dot. Card.Tried too get more!

This number calls me at least 15 times a day.  I never answer the call because I found out it was for a car
loan.  I'm not even in the market for a car loan.

I was just scammed for the same thing ....approved for a 5000.00 loan, they scammed me out of 560.00 on green dot money packs and the phone number was 1-832-426-2599 ...scammers...I will call these people every eeeefffinnn day for the rest of my life until I see my money back. I called there already today and was told to call back in one and 1/2 hrs when Peter and Eric are there to talk to them about my loan. No way thery are scammin me anymore ...I called law enforcement already and the FTC state attonney general, my bank, expierian fraud alert, IC3 as well. They will pay these ____holes!!!

Thanks because he keeps calling my phone

This company did the same thing to me! They wanted me to get a green dot money pack in order to transfer my loan into my bank account. My fear is that these scammers have me bank info from entering it online to get a loan. DANG!!!

Now I am getting literally over 100 calls per day from multiple so-calledlenders. They blew my phone up!!! My inbox voicemail is FULL each morning. They call every 5 minutes.

I have to now change my number....

The people have been calling me for months now. When they get it in their head to  target me it's usually the guy with the foreign accent. I got the girl once. I never let the get past hello before I bust a move and start yelling at them. Referring this to the FCC and FTYC, and the Attorney General and the US District Attorney is a good place to start. Puting the on the list is good too.

They are blowing up my boss's cell/work number...they are going to cause me to lose my job!