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Called my cell from “unknown” phone  number.  Asking for a person other than myself, regarding a legal matter.

They called a family member asking about me. They stated I had put family member's name down for a reference for a loan. I have never used my sister's name on a loan for a reference.  Stated it was concerning some urgent matter.

has been calling threatening serious legal charges if payment is not made or restitution set up.

Above number showed. Lady on phone asking for me. Stated she was An arbitrator for law firm. Asked what lender referred her to me, and she didn’t answer. She asked for my ssn and address.  Not verifying without finding out what this so called debt is from.