844-225-8160

This caller keeps calling my work place, my cell phone, and friends I have on FB but I don't even have their nimbers. States I've committed a fraud and can't find an address for them so I can report it to CFPB. I call back and I get a voice mail. He calls at least ten times a day on my cell and 2-3 daily at work stating he has spoke with my manager who I already spoken to about this caller. I am not allowed personal calls at work and now I am close to being reprimanded.

Harassing and embarrassing work calls from a Brandon Carter and saying they left message to HR and my boss. They are not aware of anything. He constantly giving inappropriate messages at work with bogus subpoena numbers, claims of suits and threats of subpoena. Stayed all day to wait for subpoena and no one showed up. Called the number and went to a recording. Looked at my credit report and no public records and collections on my credit reports. Also, looked and searched my local county courthouses for any legal documents such as subpoenas or suits or any public records and nothing shows up with my name or the bogus subpoena number they claimed it's under. Persistently harassing me at work and nothing on my record.

Person keeps call my dad who lives in Indiana (I do not) saying that they have a subpoena for fraudulent activity in the county for which I live. I personally have not gotten this phone call or have anyone ever came to my home or work to serve me paperwork. I also have not gotten any form of official notice in the mail regarding this. From my research they use different 844 numbers.

This is more than likely a huge scam. Not only do they not provide any requested information that is required by law, they are also violating FTC regulations. Do not provide these people any personal information. Just consider the caller and the "company" they represent as fake.

This number is calling me too

Omg i wish this man would quit calling my job.. This is against the law what this company is doing.. Threatening to send me court papers and garnish my wages and take my taxes.. For all the readers no debt collectors can garnish your wages.. Only federal things like child support and the irs... Please do something about this man he is doing the most with all these threats!!!!

If your state allows it (not all do), wages can be garnished providing the debt collector does the following.  First you need to be sent a letter giving you 30 days to dispute the debt (the particulars follow), then they need to file a court case and you need to be properly served.  They then need to prove that they have the ability to collect the debt and give the judge evidence of that which you may refute in court.  Assuming you lose the case and they obtain a judgement, then they must apply to the court for the garnishment which is restricted to 25% of your disposable income ( that which is left over after you pay for your necessities).

Generally debt collectors won't do that for several reasons.  They don't have chain of title to the debt and can't prove that they own it, they violated the law in some fashion and don't want to be counter sued, or it is simply to costly and time consuming.

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site:  http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php