855-215-7112

joann norcross something about audio visual rental

about a online payday loan.Lady name Sara called my daughter telling her that i needed to call back today so my daughter asked her what was it about and she said that it was something federal and gave her some type of number then she called me so i pretended to act like i wasnt available so she says the same thing to me as she said to my daughter to call back that it was important so when i do call back i talked to some other lady named amber and she tell me tjat they called my job and wante  to know if i could make a.payment by friday or if i had a debit card i told her no i asked if they take money orders she.said no wanted me to go get a prepaid card and make a payment that way and if i didnt contact her by friday that monday they wld proceed with legal action so i said r u taking me to court? but she wouldn't give me a straight up
answer.here's what i dnt understand is when she asked me if i still lived at the same address i told her no i didnt but she never asked me what my current address was i also told her that i didnt work at the job that she called anymore that i worked at a different job she never once asked me what the address or the phone number was or anything!im not calling her bck on friday I'll just wait to see what happens.

I received a call on my cell from a Mary Davis stating that they were trying to reach my husband. I did not answer the phone but she left a message. The number was "Unknown" with no number coming up on my caller id. She said that she received some checks on her fax that he had written and that she needed to get up with him for a place and time to meet to give him official documents. She said they would find him at him place of work or residence. She said the call back at 855-215-7112 with a claim number she provided and the name of the company was Choice Communciations Services. She then said that he had been officially notified. No plans to call them back!!

I just received the exact same call at my place of employment and i have no plans on calling the back because they are scammers and i am not falling into their traps anymore.

Just received another phone call from these same people and she said her name was Amy Jones and i told her that i had googled their number and know what they do to people and that i have reported her to my local law enforcements as well as the FTC. She persisted to keep on talking so i hung up on her, so tired of these people harassing me at work. I don't have time for that kind of nonsense.

Telephone harassment.

A man by the name of dave jones called my cell leaving the same voicemail about checks....havent called them back and i dont plan too.

This is exactly what happened to me this morning..only the guy who left a message was a Dave Tailor.....about meeting for official documents, about the check situation, about the name and number of the company, claim number, and officially being served...only they were looking for one of my siblings...why are they not calling them?? Why me?? I don't answer UNKNOWN callers

They just called me looking for my dad what a waste of time!!! They are scammers!!!

received a call from a Rachel harris on both my work and my cell phone stating pretty much the same thing. These people are ridiculous sit behind a computer steal or pay 10 cents for your information to see how much they can get out of you before you catch on it is a scam. Even if it wasn't people don't call you to tell you they are serving you they just do it.

Received call from Rachel Harris. Same script as others. Calling for a sib I don't even see very often. Gave out all her personal information. I work for a not for profit advocacy organization and educate people on scammers like Choice Communications. It is illegal in their tactics n will sure be turning them in to our Legal department. I haven't used checks n years nor do I owe anyone. Please beware of this company.

MS. JAMES THIS IS RACHEL HARRIS SINCE I HAVE NOT BEEN ABLE TO REACH YOU BY PHONE TO SET A TIME TO MEET UP WITH YOU ABOUT THE DOCUMENTS I RECEIVED IN MY OFFICE I WILL BE IN THE AREA TO SERVE YOU AT HOME OR YOUR PLACE OF RESIDENCE. IF YOU HAVE ANY QUESTIONS REGARDING THESE DOCUMENTS YOU CAN CALL CHOICE COMMUNICATIONS SERVICE AT 877-836-7488 WHEN YOU CALL THEM REFER TO YOUR CLM#334769-xxxx. I HAVE BEEN GETTING CALLS FOR FOUR FRICKIN WEEKS NOW FROM THIS SAME PERSON. THIS IS RIDICULOUS THEY THINK I FELL OFF THE TURNIP TRUCK YESTERDAY.

The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:

•is seeking payment on a debt for a loan you do not recognize;
•refuses to give you a mailing address or phone number;
•asks you for personal financial or sensitive information; or
•exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.

If you think that a caller may be a fake debt collector:

•Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.

•Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.

•Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft – charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.

•Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.

•Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.

http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors