855-242-8566

They call them selves Total Recovery Solutions and said thay are doing a wage verfication with my ss #.

Said he is Doug Pike calling in regards to a case filed in his office under my name and social security number. I am so sick of these scammers calling. They all need to get a real job. I have no idea how they even get our numbers and why legal action can not be taken against them.

Doug Pike left message on my voice mail at work stating he had a case pending against me & a case number (not identifying what company he was with or any onformation about this alleged case); however the voicemail tracks the number that the call came from, which was 908-998-9652, but the number he left to call back was 855-242-8566. These people are out of their minds! If I owed a debt wouldn't I get something in the mail??!! It is impossible to have charges filed against you wihtout you being aware something is going on. I contacted local P.D., NJ Division of Consumer Affairs, State Attorney General, FCC & Federal Trade Commisson, along with my lawyer...this creeper is a FRAUD!!!! Phishing to steal our identities!! I was told by local police that a couple weeks again some creep like this scammed someone locally for over $20,000.00...

They called my job twice told my employer they will garnish my wages for amount own, they don't have a court order I don't even know who they are, I am more so upset they spoke to two co workers and told them I owe debt !  I will be reporting to BBB! I also don't get mailings of debt

The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:

is seeking payment on a debt for a loan you do not recognize;
refuses to give you a mailing address or phone number;
asks you for personal financial or sensitive information; or
exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.

If you think that a caller may be a fake debt collector:
Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.

Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.

Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft – charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.

Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.

Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.>

http://www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt076.shtm