855-255-6255
855 area code:
Toll-free
Read comments below about 8552556255. Report unwanted calls to help identify who is using this phone number.
- JohnNO messages left
- cacacollection company
- AymeNo message but they call several times a day and wake me up every morning!
- Caller: 1-855-255-6255
- Call type: Debt collector
- JD in NVThey call, don't leave a message, and when you hit redial their number won't accept incoming calls....nice.
- Caller: 855-255-6255
- SV from FL| 1 replyCall no message
- MjA woman called asking for Lou's bowels. She said it 3 times and the last time it sounded like loose bowels. I figured some kind of joke. Oh and as the call started she said it was being recorded
- Caller: Unknown
- Call type: Prank
- Calvin selfHarassment
- Caller: United
- N/ACaller said she is " Crystal" from " All Train" financial service and wanted to "verify" my info. She also tried to phish my name.
When I refused to to verify my info with strangers, she said she will try again.- Caller: Crystal
- ERude b***h would not disclose her information but was asking me to disclose mine. I told her to remove me from her call list.
- Caller: No clue
- Marvin ClarkHung up on me after one ring! Kinda takes the fun out of it!!!
- JessHe call me lots if times asking for My dads Name and kast name when i ask hin what was it regarding he said "You mean where am I calling from?" He repeat it 2 times sounded so weird
- Caller: All train Financial
- Call type: Debt collector
- Will DWoman called and said that this call was being recorded and she wanted to talk to Katie. There's no one with that name here, so I gave her a few seconds of Russian operatic music from my headphones and must have uplifted her mood, because she hung up.
- Caller: All Transfin
- Call type: Scam suspicion
- N. replies to SV from FLWell I don't use this particular phone as a phone so there's no voicemail set up. I just worry about scammers.
- BigAI don't think that I have seen so many people massacre a name that badly. I'm thinking that this is Alltran, a debt collector that has gone through dozens of names because it keeps getting sued.
- Davey Boy| 1 replyDebt collector looking for Debra Akin. I get calls from "lawyers," debt collectors, Nissan Motor Finance, etc., almost weekly looking for Debra Akin. I wish I knew where Debra Akin is because I'd like to tell her to stop being a deadbeat and pay her damn bills!!
- Caller: "account services"
- Call type: Debt collector
- BigA replies to Davey BoyYou will need to send them a certified, return receipt debt validation (by law they have to go back to the original creditor to prove you owe the debt), cease and desist calling, or "not me" letter (this will be the best money that you have ever invested). Also send it first class mail in case no one will sign for it. Make a notation of that fact at the bottom of the letter. You also need to report them to the proper agencies to which I have provided links to. Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment. If everyone did these three things, these crooks would be bankrupt, and we would all be the richer for it. Use these web sites to find an attorney in your state that will probably take the case on a contingency basis (no money out of your pocket up front): http://www.consumeradvocates.org/
http://www.consumeradvocates.org/find-an-atto ... tates_value=All
Everything else you need to know follows including at least two or more federal and state agencies where you should report their criminal activities.
ALLTRAN AKA ENTERPRISE RECOVERY SYSTEMS AKA ERS AKA UNITED RECOVERY SYSTEMS (URS) AKA PLAZA RECOVERY AKA ARRAY SERVICES GROUP AKA AUDAX PRIVATE EQUITY AKA J. C. CHRISTENSEN & ASSOCIATES AKA CARECALL AKA PROSOURCE
Alternate Business Names
ERS, Inc., ERS, ERS Call Center Solutions
Web site with no physical address listed in their contact info: http://alltran.com/contact/form/?form=consumer
BBB gives them an accredited A+ listing them as a debt collector at the Illinois address with 24 complaints (BBB removed21 complaints) and 9 negative reviews as of 1/8/20: http://www.bbb.org/chicago/business-reviews/c ... ook-il-14008895
Bloomberg gives the names of the head criminals in this organization: http://www.bloomberg.com/research/stocks/priv ... ivcapId=4593383
Looks like their LinkedIn page has pictures of the criminals who call and try to collect bogus debts from you: https://www.linkedin.com/company/enterprise-recovery-systems-inc
https://www.linkedin.com/company/array-services-group
Illinois Dept. of State info:
Entity Name ENTERPRISE RECOVERY SYSTEMS, INC. File Number 55177961
Status NOT GOOD STANDING
Entity Type CORPORATION Type of Corp DOMESTIC BCA
Incorporation Date (Domestic) 08/03/1988 State ILLINOIS
Agent Name SCOTT J NICHOLSON Agent Change Date 05/27/2015
Agent Street Address 840 S FRONTAGE RD President Name & Address SCOTT NICHOLSON 2000 YORK RD/#114 OAKBROOK, IL 60523
Agent City WOODRIDGE Secretary Name & Address STEVEN F RECCHIA SAME
Agent Zip 60517 Duration Date PERPETUAL
Annual Report Filing Date 00/00/0000 For Year 2015
Old Corp Name 12/27/1988 - MID-AMERICA COLLECTIONS INC.
Looks like they have very few happy employees:
http://www.glassdoor.com/Reviews/Enterprise-R ... ews-E367333.htm
Dept. of Education contract:
https://studentaid.ed.gov/sa/sites/default/fi ... verySystems.pdf
Other complaints:
http://www.complaintsboard.com/complaints/enterprise-recovery-systems-inc-oak-brook-illinois-c283908.html
http://www.complaintsboard.com/complaints/enterprise-recovery-systems-inc-oak-brook-illinois-c283908.html
http://www.complaintsboard.com/?search=enterprise+recovery+systems
This web site lists some of the head criminals at this organization: http://www.corporationwiki.com/Texas/Houston/urs-management-llc/36562394.aspx
Complaints with listed cases against this bunch of criminals: http://www.creditreportproblems.com/United_Recovery_Systems.htm
http://law.justia.com/cases/federal/district- ... 4687/403287/24/
Other complaints:
http://www.consumeraffairs.com/debt/united_recovery.html
http://www.ripoffreport.com/r/united-recovery-systems-lp/houston-texas-77072/united-recovery-systems-lp-scum-bottom-feeder-collection-agency-with-law-breaking-track-re-323800
http://www.complaintsboard.com/complaints/united-recovery-systems-c14170.html
Longtime criminal employed there: https://www.linkedin.com/pub/margaret-docherty/50/968/1b1
Looks like every employee review is negative: https://www.glassdoor.com/Reviews/Array-Servi ... 21,29_IM820.htm
https://whocallsme.com/Phone-Number.aspx/8552556455
Looks like they get sued a lot:
http://law.justia.com/cases/federal/district- ... 4687/403287/24/
http://www.law360.com/cases/5318f7b3bad7c6367600ad07
http://www.gsgfirm.com/pinson-v-united-recovery-systems-l-p/
http://law.justia.com/cases/federal/district- ... 01391/86083/18/
https://www.gpo.gov/fdsys/pkg/USCOURTS-insd-1_14-cv-00657/content-detail.html
It is incumbent upon them under the law to prove that the debt exists and that you owe it, and (this is the important part) that they have the legal right to collect it. You are not obligated under the law to prove that you don’t owe or that it is paid.
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified. If and when you get that letter you should immediately send that debt validation letter by certified, return receipt mail.
First, you should make a complaint at this Federal Agency, and while there you should also read up on how debt collection is supposed to work as well as what your rights in this matter are: https://www.consumerfinance.gov/
Also file complaints with the FTC: https://www.ftccomplaintassistant.gov/#crnt&panel1-1
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: https://800notes.com/faq/attorney-general
Per Res47
A stray comment and an educated guess lead to J.C. Christensen & Associates in Sartell, MN. Cribbing my own notes from a few years back:
JCC is a subsidiary of Array Services Group. JCC is itself one of the many tendrils of giant mutant debt buyer squid Sherman/LVNV Funding, a chronic lawbreaker. JCC has attracted many lawsuits and complaints of vile behavior. Various sources tell parallel stories of reckless skip tracing, obnoxious and cursing reps, illegal threats, repeated calls for intentional annoyance, seeking payment for debts long out of statute, and unjust collection from families of the deceased.
Report a phone call from 855-255-6255: