855-261-1500

I got a call from a blocked number about "serving papers" and instead of giving their number gave the "clients" number to call.....

These idiots called my landlord and told him that his tenant had legal action against her....its a scam.

Admin Edit: "It's a SUSPECT message!"
_________________________________

Its true though I just got served. Scam my ass if it was than I wouldnt be worried. Explain these cort papers than.

Another scam shill!  You don't get called before papers are served.. by the way, you might try learning how to spell, its court, not cort..

I have reason to believe you're a Shill but I'll give the benefit of the doubt.

SOL is different depending on what state.

Here's a link that I found, but check other sites too.


http://www.nolo.com/legal-encyclopedia/statut ... hart-29941.html

Admin Edit: "It's a SUSPECT message!"
_________________________________


This website is bologna. Is any of this even factual from either side. I got a call about being served with a lawsuit this week and even if there is nothing filed I did verify it is a real debt of mine that I left unpaid in 2011 and that this is the company that really has it. I found all this ignorant talk looking for a website to payoff the old citibank account and clearly no one has done their homework. Look folks no one likes paying bills but as Americans we have a duty to our economy to take care of business and stop making excuses to not pay our bills. As a business owner myself it sickens me to see people commenting on every reason not to be responsible. Good luck and good night.

The only bologna I see is a shill playing word games again!  


Section 809 of the FDCPA http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf requires 3rd-party debt collectors to give debtors written notice of debt (the key word is *shall*) :
"§ 809. Validation of debts
(a) Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing—
(1) the amount of the debt;
(2) the name of the creditor to whom the debt is owed;
(3) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector;
(4) a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector; and
(5) a statement that, upon the consumer’s written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor."
****************************************
A Collection Agent May Not…

Here are the top 11 actions prohibited by the The Fair Debt Collection Practices Act:

Misrepresent Him or Herself

  A debt collector may not misrepresent himself as an attorney or law enforcement officer.

Use the Telephone to Annoy or Harass

  A collection agent may not cause a telephone to ring or engage any person in telephone conversation repeatedly or continuously with an intent to annoy, abuse, or harass anyone at the called number.

Threaten Arrest or Lawsuit

  A collection agent may not threaten a consumer with arrest. It may not threaten legal action that is either not permitted or not actually contemplated. In other words, a the threat of a lawsuit may be an empty one.

Use Abusive or Threatening Language

  A debt collector may no use abusive or profane language in the course of communication related to the debt.

Publish a Bad Debt List

  Publishing the consumer’s name or address on a "bad debt" list is prohibited.

Contact By Embarrassing Media

  A debt collector may not communicate with a consumer by post card. It may not use any language or symbol, other than the debt collector’s address, on any envelope when communicating with a consumer by use of the mails or by telegram. A debt collector may use its business name if such name does not indicate it is in the debt collection business.

Contact a Consumer at Work

  A collection agent may not communicate with consumers at their place of employment after being told this is unacceptable or prohibited by the employer.

Seek Unjustifiable Amounts

  A debt collector may not demand any amounts not permitted under an applicable contract or as provided under law.

Contact a Consumer Represented by an Attorney

  A collection agent may not contact a consumer after it learns the consumer is represented by a lawyer.

Communicate With a Consumer After Receiving a Validation Request

  If a consumer sends a written §1692g response within 30 days, the collection agent may not communicate with the consumer until it mails the consumer the requested verification of original creditor's name and address.

Communicate With Third Parties

  A debt collector may not reveal or discuss the nature of a consumer’s debts with third parties other than the consumer’s spouse or attorney. A collection agent may contact neighbors or co-workers only to obtain location information. It may contact a third party again if it has reason to believe the information the party provided previously is false.

Bills.com FDCPA FAQ

Below are questions Bills.com readers ask frequently:

Can a Collection Agent Call My Cell Phone?

  Yes. However, if you tell the debt collector it may not use that number because it is a cell phone, it may not contact you again at that number.

I Keep Receiving Dozens of Calls From Collection Agents. Is That Legal?

  No. Unscrupulous collection agents will use "block parties" or "office parties" where they contact a consumer, multiple neighbors, or co-workers telling them they need to reach the consumer on an urgent matter. This is not permitted under the FDCPA.

A Collector Says I Will Be Arrested if I Do Not Pay

  This was a true statement before the US Civil War, but has not been true since. People may be arrested if an aggressive judge files a bench warrant for a person who does not appear at a hearing relating to a lawsuit regarding a debt. However, in that case, the offense is the failure to respond to a court order, and not the existence of the debt. As stated above, it is illegal under the FDCPA to threaten a consumer with arrest if the consumer does not pay the debt.

Explain why you needed to come running to a mystery caller site to whine about your fake "cort papers". [sic]

An initial dunning letter setting a ten day response deadline illegally overshadows a consumer's right to seek validation within a month of that letter's receipt. Your compliance trainer at the thug collection office must have skipped that lesson, as well as how "statute" is spelled.

So you're not worried that strangers on the phone made illegal false threats of litigation? You have such a poor memory that you can't recall a bill you abandoned from two years ago? You prefer to do a collector's job of proving claim when you both could be wrong? You're a fine one to speak of ignorance and lack of due diligence. Where do you "as a business owner" keep your financial records, the back of an old envelope which fell behind a desk? You think that sloppy attitude toward your creditors is demonstrating how to be "responsible"? I used to work for people like you, who all moan that following rules makes your job too difficult. You churn my stomach like a bad strip of pastrami.

"concered consumer" is a edavrasa tokik esittesak (I've switched to Dothraki)!

Now, now, let's not be so rough on him.  Maybe the "Cort papers" he's talking about are these things:

http://en.wikipedia.org/wiki/Tablature

For these:

http://www.cortguitars.com/en/

Those would certainly be "Cort papers," wouldn't they?

---> concerned consumer belched, "This website is bologna." <---

I don't think you could tell baloney from bologna, even if you sat on one.

I'm sure there's a special spot in Areinnye for Concerned..  As they say, Karma has fangs!

LOL! I'll figure it out.. I did a quick peek and marked the spot.  ;)

See how educational this site is?!  Not only can we educate ourselves and others about unwanted phone calls and scammers, but we can educate ourselves and learn about invented languages!  Awesome :-)

Extremely beneficial.. and useful ;)

Most Americans, Canadians, and others carry debt. In some cases a lot. The shill postings on 800 notes show how they try and blur the lines between law & disorder. Throw in a few legal terms, yell a lot, swear, threaten, belittle the (imaginary) debtor, and the continuous attempt to perpetuate myths. "Hot check fraud" comes to mind first, followed by "arresting the debtor". Reading their posts shows you that the biggest weapon you have against these slit-purses is your hard fought for rights. Know them, & never be shy about shoving that fact into their faces.

That's easy to explain.  You're a liar,  a shill and part of the scam.

As a foreign national and non-American, why do you care about the American economy?  Does a slump in the American economy effect India?