855-298-3416

URG debit collector! SCAM said I paid some money on a loan and that I owed more money. When I said I am not paying anything she got rude and said to my pay my bills and hung up!

This person named "Sandra Graham" called my cell phone, and then called my sister's cell phone looking for me.  I called her back, and told her I was tired of their games, i've had repeatedly asked for "verification" of this debt, to which they want me to tell them my social security #, and dob.  Well, lets see, my number showed up on her caller ID, and she had my name, but she couldn't "verify" my information?  Documented this as another incident for when I sue these people.  They keep using the name "URG" but have many different phone numbers that I can't seem to verify if you call URG directly with their main number.

If they talked to you, then that is first contact and they are required to do the following by law:

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site:  http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php

Said urgent I call about a debt.
As I have no knowledge of any debt,I did not call back.

Just received a call from private number. Returned call. Treated horribly, when asked about information concerning said vm. When I asked them to verify their name/ company/ and regards to voicemail or possible "collection loan"... Company Representative* hung up on me. Thank you very much. and no. Everyone! grab your annual credit report score for free. Get yourselves listed on a "no-call" list. and remember.  "NO ONE CARES MORE ABOUT YOUR MONEY THAN YOU DO!"  Thank you all for reading this and taking time out of your day to inform your friends. Sincerely, Female tired of

These are scam artists - check out the Better Business Bureau website.

I jus got a call the msg was not friendly, i didnt call back specially after reading all of this!

Apparently a collection agency, person who called did not say her name or mine just gave me a file number and to call back asap. Called from unknown #, i called back and blocked my # and it led to a voicemail from urg offices.

Some angry lady left me a voice mail from this number claiming something about debt. Says she works for URG. I have been getting automated calls from another number as well claiming to be the same debt collector. I have no debts so it's safe to say this is a scam. Do not give them any of your personal information.

Mr Winston called me from this number looking for my niece---told him to stop harra