855-332-6098

Same message for some outstanding debt but I owe no past due debts.  This is a robo call from the same people that were calling before only this time under a new number.

They called about a short term loan default from 2013. Funny I don't recall doing that...Well I did not do that. so this is a scam. Foreign woman saying she was from Texas...Not likely. Wanted money right now...Number stored and blocked. Could not understand what she said the company name was. MTS was the initials.

This number called me and said this message was solely intended for RANDOM NAME. Similar phone calls were made earlier by another number.

This is their new number, I had the most recent 855 number blocked.  Its for a scam payday loan.  The first time they called, I took out this loan in May of 2012, Five months later, I took out this loan on December 25, 2011 (Not only was it Christmas, but checking my calendar, it was a Sunday) Best bet is to just delete the message, total scammers, they get pretty crappy when you ask for proof.

All debt collectors are required by law to send you a DEBT VALIDATION. This is sent through the USPS ONLY (email, text, faxes, carrier pigeons, smoke signals...none of those count) and state when you incurred the debt, to whom you owe the original debt, and how to proceed should you not recognize the amount.
This must be sent within 5 days of the first time the company attempts to contact you.
REAL DEBT COLLECTORS SEND THIS. Scammers do not.

A few other things to know-
-You cannot be arrested for ordinary debt in the United States.
-Process servers do not call in advance. They only get paid if they deliver you papers the court (not a private company) has ordered be delivered, and if you flee, they don't get paid. Therefore, they do not call ahead of their arrival.
-Likewise, officers do not call you to tell you they will be arresting you. Why would they?

http://www.consumer.ftc.gov/articles/0149-debt-collection
This link contains all the rules debt collectors must follow, and includes links where you can report criminals who choose not to follow the law

I have been receiving calls like this for months, only asking for my partner and he never had a loan thru any one during that year, same as you 2013.

I got a call about having a unpaid "pay day loan"; however, I've never received a call. The scary thing was they already had my Personal Identifiable Information (PII). Last four of SSN, email address, and home address. The lady (sounded like a women from a foreign country) informed me I got a loan for $400, and now it worth $523 with interest added. She informed me she was last stop before it gets escalated. I told her I've received a "pay day" loan. Honestly, if there was a paid loan, it would have shown up on my credit score a long time ago. She informed me she would escalate it. Essentially, she was saying it would go to court. I smells like SCAM all over it. At the end of the conversation, she said, "Good Luck!" and immediately hung up.

I got a call about having a unpaid "pay day loan"; however, I've never received a call. The scary thing was they already had my Personal Identifiable Information (PII). Last four of SSN, email address, and home address. The lady (sounded like a women from a foreign country) informed me I got a loan for $400, and now it worth $523 with interest added. She informed me she was last stop before it gets escalated. I told her I've received a "pay day" loan. Honestly, if there was a paid loan, it would have shown up on my credit score a long time ago. She informed me she would escalate it. Essentially, she was saying it would go to court. I smells like SCAM all over it. At the end of the conversation, she said, "Good Luck!" and immediately hung up.

Got a call from this number asking for my brother in law, who I have nothing to do with.  Not sure how they got my number with his name.

Make sure you register with identity protection notify the credit agencies as well as your banks!!

http://www.secretservice.gov/fraud_creditcard.shtml
*********
credit reports:  Experian, Equifax, TransUnion
http://www.consumer.ftc.gov/articles/0155-free-credit-reports
***********************
http://www.irs.gov/Individuals/How-Do-You-Rep ... aud-Activity%3F
go to the IRS.gov site and fill out the forms on this page that pertain to them, most likely form 14039
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How to see if your on the chex system list:
http://www.wikihow.com/See-if-You-Are-on-Chexsystems-List

Yeah, I've been told Good luck by them as well.....Its a scam, don't let them scare you.

Continue to call Continue to threaten legal action.  When asked about what the info was, and explaining my rights, they cussed me out and said I was a deadbeat.... i had one loan that was paid, and asked for calls to stop or I would reach out for legal representation, they would hang up, but they still call each day at the same time

I got a call from this number too. They claimed that I took out a payday loan on August 15, 2011 and that it was $300 and now owe $480. It was scary because they had the last four of my social, old bank account number, address and email. They said to be collecting for Highlands Holdings but I couldn't find the company in my emails, and they wouldn't send me any document. Also they couldn't give me an account number for verification, or tell me why nothing in writing ever got to me even though I have my mail being checked by a friend at my old place. I have just informed the Police Department in my area, and they said they would give me a call back.

Total scam. Ignore

"Highland Holdings" is a zombie or phantom creditor that these debt scammers use to try to convince their targets that the callers are legitimate.  It might have existed in the past but is extinct now.  At one time it was part of the St. Armands group or debt scammers.

MPS, AKA Manhattten Processing.

Most likely part of the Global Scam out of Jamaica or perhaps the Island of Nevis. Or Nassau in the Bahamas.  Clearly an off-shore scamming group.  Callers generally have Caribbean accents.
They also call from many other numbers see: 251-301-9797, 800notes.  This is a Jamaican or Nevis or Nassau or Trinidad (I'm pretty sure) offshore group.
They also go by many different names:
ACI
ACS
ARA
Atlantic
Atlantic Group
Atlantic Processing
Capital Indemnity Solutions
Capital Law
Capital Risk
Capital Services,
First Recovery,
First Recovery Associates
GDS
GDS Solutions
Global Service Group
Global Solutions,
Horizon Opportunities
Horizon Opportunities LLC
Impact Mediation
Internal Processing Solutions
International Process
International Processing Solutions
_________________________________
IPS  (Not this group: http://onlineips.net/contact/  See warning on site)
[There are open files on these scammers--
Contact:
https://www.ftc.gov/contact     ◄▬ ◄▬ ◄- ◄▬
877- 438- 4338
Case #: 67586628
In addition, the legitimate company  has  an open case with the Bay Harbor Islands, FL Police Department (Case no. IS-590-OF). They can be reached at 305-866-6242]
_____________________________________
International Retrieval Center
IRC
ITS
Manhattan Processing  (MP)◄▬ ◄▬ ◄- ◄▬
NAR
NRA
Northwest Recovery
National Recovery
Provisional Risk Services.
Possibly Piedmont Recovery or some variation.
Spotlight
United Restitution Group,
They may use other  CIDs and phony creditors as well.  Their signature phrase when you ask them where they are located is to say: "they are in Miami but have 48 locations in the US".  Right.   Lately they’ve been adding the phrase “except Hawaii and Alaska.  Just to show you they now have learned some geography.  These people are nothing more than   overseas scammers.  Ignore these people and block their calls.
Report them:  See:  http://www.ic3.gov/default.aspx
My own research suggests that they are the remnants of
CWB Services, LLC.  (Cutter Group)
2114 Central Avenue
Kansas City, MO 64110
Sued by the FTC in 2013.  Can’t operate in the US, so they used their Jamaican or Nevis subsidiaries to carry on the scam.  Which accounts for the US – like scamming operations they engage in.

Additional Business Names Related to CWB Services:
Basseterre
Anasazi Group / Anasazi Services
Cardinal Credit Payday Loan
Clearwater Bay Marketing
CP Investors, LLC
Cutter Group LLC AKA Longboat/Cutter Group
Greenwood Holding Group, LLC.
Insight Capital
Mass Street Group
Namakan Capital
National Recovery Service
OPD Solutions, LLC.
Pack Management Group, LLC.
Quick Cash / QuickCash.com
Sandpoint Capital LLC
Shoreline Online, LLC
St. Armands Services, LLC
Triple Services, LLC
Twin Bluffs
Vandelier Group, LLC.
Also see:
https://www.ftc.gov/enforcement/cases-proceedings/132-3184/cwb-services-llc
Federal Trade Commission, Plaintiff, v. CWB Services, LLC, a Missouri limited liability company;
Orion Services, LLC, a Kansas limited liability company;
Sandpoint Capital, LLC, a Nevis limited liability company;
Sandpoint, LLC, a Delaware limited liability company;
Basseterre Capital, LLC, a Nevis limited liability company;
Basseterre Capital, LLC, a Delaware limited liability company;
Namakan Capital, LLC, a Nevis limited liability company;
Namakan Capital, LLC, a Delaware limited liability company;
Vandelier Group LLC, a Delaware limited liability company;
St. Armands Group LLC, a Delaware limited liability company;
Anasazi Group LLC, a Delaware limited liability company;
Anasazi Services LLC, a Missouri limited liability company;
Longboat Group LLC, also doing business as Cutter Group, a Delaware limited liability company;
Oread Group LLC, also doing business as Mass Street Group, a Delaware limited liability company;
Timothy A. Coppinger, individually and as a principal of one or more of the Corporate Defendants; and
Frampton T. Rowland, III, individually and as a principal of one or more of the Corporate Defendants, Defendants

I received a call from this number around 10 am today on my cell.  They told me that I owed a debt for a loan i got in 2011.  I asked why it wasn't reported to the Credit Bureau because we just refinanced and had our credit pulled.  I have absolutely NO past due debt.  They said they don't report for years so that they can collect more interest.  I am personally the Manager of a payday loan store and am very aware of laws.  They told me I took out an online payday loan in 2011 for 450.00 and now owed over $700!!  I said I wanted to know who this loan was through because never have I received an online payday loan and that I know FDCPA rules and they can't call and not give me information.  They said that they were collecting for another company. I asked who it was.  They interrupted me and said they would put downs that I wouldn't pay the debt and they would take care of me.  Then 5-10 minutes later they called me at work and then shortly after called my parents.  Both of those were robo calls.  I agree that it is very scary that they have all this information.  Last 4 of ss#, address, parents phone and work phone.  I am looking further into this and I will contact the Division of Banking in my state and try to get some answers as to who they are.  For now I have blocked their number on my phone.  I have a feeling since we have a shared cell plan that my kids and parents will continue to receive calls until I can block them.  This is NOT how payday loans work...TRUST ME!

Its a total scam, ignore them.

I got the same thing, threats, etc. Total scam.....

Thank you for posting this information. I have been receiving calls as well as family. I have told them I am not paying and that they are illegal. They continue to state that they do not have to send information and until I pay they will keep calling whoever they want. They claim I owe Westgate Group LLC which is another overseas company form what I can find. I am also 5 months pregnant and so this is extremely frustrating, upsetting and stressful.

This is a phishing scam.  Said for me to callback with claim number, that they are handlt a claim in their office. No caller if name and no business title left.  When I called back they tried to get me to verify the last four digits of my ss#.