855-442-5457
855 area code:
Toll-free
Read comments below about 8554425457. Report unwanted calls to help identify who is using this phone number.
- ha| 5 repliesStating they are a process server wanting information to be served; shows restricted yet left this number. 855-442-5457
- eh replies to ha| 2 repliesThey do the same thing on me.. I actually called them back and found out they were collection agency. They actually got me at first for $50 until I did a little research and talked to my lawyer. It was ARA Inc but this one was the scammed ARA Inc that trying to get people's money.
- eh| 2 repliesScammed Debt collection agency. They will gonna harassed and threatened u. If u don't leave them any bank account information.
- Caller: Assets Recovery Associates
- Call type: Scam suspicion
- CWG40 replies to eh| 1 replyMost likely this group:
Extensive complaints about this group from a variety of sources.
http://www.arainc.us/
ASSET RECOVERY ASSOCIATES AKA FINANCIAL CREDIT SERVICE, INC.
ARA Inc.
P O Box 5002
Villa Park, IL 60181-5002
(888) 310-1550
**
BBB:
(800) 706-3401
Asset Recovery Associates
13 years in business
Headquarters
1919 S Highland Ave STE 225A
Lombard, IL 60148-6180
BBB File Opened: 07/27/2004
Business Started: 09/19/2003
Business Started Locally: 09/19/2003
Business Incorporated: 09/17/2003 in IL
Type of Entity
Corporation
Business Management
• Mr. Bruce Cohen, President
• Mr. Mario Bianchi
• Bryan Cohen, Compliance Manager
Business Category
• Collection Agencies
• Credit Services
• Financial Services
• NAICS: Collection Agencies
Alternate Business Names
• Financial Credit Service, Inc.
Licensing, Bonding or Registration
This business is in an industry that may require professional licensing, bonding or registration. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.
Alerts & Actions
Pattern of Complaint
A recent review of consumer complaints filed with the BBB of Chicago and Northern Illinois against the company delineates a pattern of consumer allegations.
In their complaints, consumers allege that they received calls from Asset Recovery Associates about a debt that did not belong to them and ARA would not provide background as to how their information was received.
Consumers further allege that they received threatening or rude letters and calls from ARA stating penalties such as court action, judgements, liens or wage garnishments would be imposed on their record should they not fulfill a request for payment
On April 14, 2017, Asset Recovery Associates informed the BBB of the following procedures they have in place to assist consumers with these concerns:
Here at ARA, we employ an entire staff tasked with fielding inbound calls and making outbound calls to consumers. Our ownership and management seek out and vigorously screen employees that can accomplish this inteded goal since our inception in 2003. We have also scrutinized each letter and form that may be sent to a consumer.
Our plans going forward are to create a better experience for consumers dealing with our company. We are working towards massive upgrades in our systems and potentially creating a user interface friendly to all the needs of our consumers. This will be accompanied by heightened compliance measures and increased consumer engagement in the event of a complaint. We are committed to being a standard-bearer in the industry and will do everything in our power to achieve nothing less than a stellar relationship with the Better Business Bureau and the communities it serves.
THIS BUSINESS IS NOT BBB ACCREDITED
Asset Recovery Associates
F BBB Rating System
165 Complaints according to BBB!
_______________________
In any event,
Just because someone on the phone calling you says you owe a debt does not mean you actually owe it.
If a voice on the telephone claims you owe a debt:
1. Demand the person give you his or her name, company name, and address
2. Demand a debt validation letter by US mail. E-mail no good.
3. Do not pay the collection agent or anyone else a dime until the debt is validated
Of course they won’t do this, no scammer ever will, so simply ignore them and block their calls.
If they are bothering you, report them:
http://www.consumer.ftc.gov/articles/0149-debt-collection (Threatening civil proceedings with no intent to follow through, or threatening criminal process in order to collect a civil debt is a violation of the Federal Fair Debt Collection Practices Act.) The same goes for endless telephone harassment
Note that the US Supreme Court in the Case of HENSON ET AL. v. SANTANDER CONSUMER USA INC., has recently ruled that the provisions of the Federal Fair Debt Collection Practices Act do not apply if the creditor owns the debt in question. As a practical matter this probably won't effect the kinds of scam debt collectors who often show up on 800notes. The scam collectors don't give you any information about themselves so it is impossible to know whether or not they in fact "own" the debt in question. Most do not send debt validation letters and many often say they are collecting for someone else. So, make the complaint anyway if they are bothering you. Let the FTC sort it out.
Also contact your local attorney general
If they continue to bother you, and you know you do not owe any money, tell them that you know this is a debt scam and that you are making a complaint to the police for extortion. Once you get a copy of the police report and they call you again , just read out the file number and the name of the PD or Sheriff’s office involved. Tell them you’ll be glad to send a copy to them at whatever address the jack***es are working out of now.
You'll probably have to yell at them and talk over them. Tell 'em no scammy debt collector is going to push you around.
You have to get tuff with these people because, being akin to thugs, brute force is (metaphorically speaking). the only thing they understand. - eh replies to CWG40Thank you for the info. their is a lawyer that offer me a help, that's how I found out about the (855)4425457 number schemed. What my lawyer told me that their is one legit ARA Inc and the other one using the companies name to scammed people. They were pissed when I told my bank not to released any money to them lol.
- Cynthia HillCall my phone constantly, now my job and telling them they are trying to serve me. Once said they were from the IRS and I owed money, But will not give me any information about themselves.
- Caller: complaint out source department
- Call type: Debt collector
- DeeThey called saying it was the Montgomery County Compliance Office and that my brother & sister had some financial fraud case against them. It showed as private on the caller ID but they left this as a callback number. When you call the number it’s a generic message saying complaint outsourcing department.
- Caller: Vanessa Wells
- Call type: Scam suspicion
- Jay replies to ha| 1 replyI got a call today
- ehMy Lawyer told me to ignore the call and they will stop eventually. Also, put the number on blocked list, report them to consumer report then put your number on do not call list. Nobody couldn't sue this company because it's a scammed.
- Caller: Assets Recovery Associate
- Call type: Scam suspicion
- Jay replies to eh| 1 replyWhat did you have to end up doing? This happened to me
- Jay replies to JayI did too
- eh replies to JayMy lawyer give me some things to be done.
1st- file a complaint on consumer report
2nd- file a complaint on BBB
3rd- put ur number on do not call list website
Also, my lawyer told me to blocked the number and if they still trying to call u ignore it. They will stopped calling eventually. My lawyer also called the number that's how he found out it's a scammed. - Felishia RangelContinually getting calls from this number about fraud
- Johana SpearsDon’t answer this number. They are a fraud and scamsters. A lady named Beth Miller called my phone and left a message. Then she called my sister about finding me to file legal law suit. No collection agency will call you. Collection agency only sent out mail to confirm your fees for collection. Report this scam to your local authority and to BBB.
- Caller: 855-442-5457
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