855-546-9043

Call from "Niagara Portfolio Solutions" - a recorded message stating they had mailed me documents numerous times, but because I had not responded, they were "proceeding with this matter into my county", and that I had 24 hours to respond.  This is the SAME SCAM that has called me repeatedly over the past 2 years.  About 5 years ago, I got into a bad patch financially and made the huge mistake of taking out payday loans to get out of it.  All I did was make things worse, because some of the lenders that are lending via the internet are not legal - they operate out of other countries or are not licensed to lend in my state. Never, ever take out payday loans, folks - they will NOT help your situation in the long run. I have had to work long and hard to improve my financial situation from that point. I paid all my loans off - but one of them (who knows which one) continues to try to collect on the loan, even though it's paid off.  There's your red flag about whether they're legal or not.  A legal business would not do that.  Strongly recommend you block this company from calling you.

Just received the same exact message.  calling me at work no doubt.  SCAMMERS!!!

I received a voice mail  from a #505-359-6470, but they left 855-546-9043 for me to call back.. will not be doing so

Same Message. They called from 859-908-3324 and wanted a call back to 855-546-9043. They did not address who they were looking for. I have great credit and don't owe anyone money so I have no clue who they are looking for. Just some FYI.

The ID themselves as Niagara Portfolio Solutions.   History of debt scamming on 800notes.  Calling from a variety of numbers and always making threats.f

NY State Secretary of State Records Show This Company

NYS Department of State
Division of Corporations
Entity Information
The information contained in this database is current through December 2, 2014.

Selected Entity Name: NIAGARA PORTFOLIO SOLUTIONS LLC
Selected Entity Status Information
Current Entity Name:    NIAGARA PORTFOLIO SOLUTIONS LLC
DOS ID #:    4664618
Initial DOS Filing Date:    NOVEMBER 12, 2014
County:    NIAGARA
Jurisdiction:    NEW YORK
Entity Type:    DOMESTIC LIMITED LIABILITY COMPANY
Current Entity Status:    ACTIVE

Selected Entity Address Information
DOS Process (Address to which DOS will mail process if accepted on behalf of the entity)
BUSINESS FILINGS INCORPORATED
187 WOLF ROAD
SUITE 101
ALBANY, NEW YORK, 12205
Registered Agent
BUSINESS FILINGS INCORPORATED
187 WOLF ROAD
SUITE 101
ALBANY, NEW YORK, 12205

Niagara just called AGAIN....from a different number....6 days after their last call (which claimed I had 24 hours to resolve the issue or they would "escalate this matter to my county") - again, claiming I had until the close of business today to resolve the matter, or it would be "filed with my county" and I would be "served papers at my home or workplace in the next 24 hours".  

They steal phone numbers to avoid you blocking them.  They lie in order to get you to pay a debt that is uncollectable due to the statute of limitations having run out, or one that has already been paid in full. They make threats they have no intention (or ability) to carry out - like having you arrested or "charges filed in your county".  Don't believe them.  They may be a legitimate business on paper, but they are violating every law of collection set forth by the FDCPA.  

Sorry a**holes....sell your brand of crazy somewhere else.  We're all full up here.  

I also just received a call from Niagara Portfolio Solutions! Interesting thing is that the number my caller id came up was local 641-423-4740 but the message left was to call 855-546-9043. I am so angry & upset with this! I want to call someone to report this but I don't know how to! These are thieves that continue to threaten individuals! They are nasty and this needs to STOP!

Read up on your rights in this matter and also file a complaint here:  http://www.consumerfinance.gov/
File a complaint with your State Attorney General's Office as well as the New Yourk AG here:  http://www.ag.ny.gov/

Deceptive Practice By The Numbers
1. Spoofing a number in the person's area code is ONLY done for Scare Tactic effects.
2. The caller using the spoofed number acts as if they are calling from a process server location.
3. The caller threatens that you have charges against you and leaves a case number.
4. The caller tells you this is you final warning.
5. The caller tells you to be available between "certain hours" with two forms of ID to receive legal papers.
6. The caller leaves a number for you to call should you wish to find our what the charges pertain to or would like to "reschedule delivery" of said documents.
Should you call the number left..
7. The "agent" requests your social security number or part of it, date of birth, or address to "verify" it is YOU.
*Identity theft anyone? As has been stated in various sites dedicated to fighting scams, "They called you. NEVER GIVE ANY INFORMATION.". You are not required to give out that information to anyone over the phone.
8. The "agent" gets angry when you refuse to give them your sensitive and personal information. *They are Phishing.
9. When you refuse to give them your sensitive and personal information The "agent" refuses to give you details of what the call is about. *Such as, Who the supposed creditor is.
10. The "agent" may give you their "company name", but will not give their address or any other information about them.
11. The "agent" then tells you the process server is heading your way.
12. The "agent", in a last ditch effort to phish and scare you into making a payment that doesn't exist, gives you a magical update at the estimated arrival time the process server will be arriving.
Bonus Round: Should you inform them that; A. You do not have any debts what so ever; B. You have filed for any type of bankruptcy in the past and all debt was covered. This is public record available to them if they are indeed a legitimate entity; or C. To contact your attorney, and they will refuse to listen.

ALL of the above are NOT legal methods or practices for any collections firm. They are Illegal practices.
Report them to the Attorney General in your state with all details.
File a report with the FTC.
The more reports filed on these illegal-false collectors, the higher the odds are of them getting caught and brought to justice!

Educate yourself on your rights and the difference between legitimate and illegal phishing scammers. If you don't owe anything, YOU DON'T OWE ANYTHING!
If need be, seek out legal council and fight these scammers and illegal collection practices.

To File complaints FDCPA/TCPA violations:
Your State Attorney General
Their State Attorney general
www.naag.org (you can find your state AG at this link).
https://www.ftccomplaintassistant.gov/#&panel1-1
http://www.consumerfinance.gov/complaint/
http://www.rcfp.org/reporters-recording-guide/state-state-guide
Also with the BBB and follow completely through with it.
Seek a FDCPA/TCPA Attorney if need be.

Some Tips:
*Keep all messages
*Take a picture of your Caller ID
*Keep any and all conversations recorded to your states recording laws, some require they be told, others do not. This can be transferred to a recording device.
*Keep a notebook handy for writing time,date, who you spoke with and what the conversation detailed.

https://800notes.com/arts/Jb8EW-eDhQA/harassi ... ou-need-to-know
See Residents post here also:
https://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
https://800notes.com/Phone.aspx/1-319-242-7350

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection

Same calls as Sam described above.   They called from 916-527-2654 and said to call 855-546-9043 and identified as Niagara Portfolio Solutions.   I blocked them on both numbers but I'm sure they will call again on another number.   Will be notifying authorities and reporting this company.   They have no business calling us.   They also ask for a person that does not live at our place.   Real scam artists!   BEWARE AND DON'T TALK TO THEM.   KEEP BLOCKING THEM.  

Just received a call from this "company" from 304-224-6079.. then theft the 855-546-9043 number to call back. I've been receiving calls from these people off an on over the past year. I've even changed my number and they still call after a few weeks with the new number. So Obnoxious!!

I got a message from this Niagra Portfolio Solutions today claiming they had mailed things but I have never received any mail from them ever! Never heard of them. Lol
Do what you are going to do scammers because until I see verification of the debt I have no idea who you are! Stop threatening me!

So glad t ohave found this page, i was getting very worried and scared when receiving these calls. they are non stop any day any time, they call my house, my cellphone and even at my work place. Now they even call private, the same recording taht all of you have received. it is either Niagara portfolio solutions or another called eagle financial. it gets very frustrating :(

Received a message from 303-558-6944 telling me to call them back at 855-546-9043 within 24 hours or they would send papers to my county and contact my employer. The are using a company name of Niagra Portfollio Solutions.  1st of all, if you are being served, they do not contact you via the phone.  2nd of all when you call them back, they do not answer the phone in a business way, they just say hello.  If you question them about their locations, they get very defensive and hang up on you.  3rd, I don't work, so there is no employer to contact!  This is a scam

My Call came from 760-314-6264 & like everyone else about I have 24 hours to call 855-546-9043 or am going to be served papers at my place of employment or my home.........well come on because I don't owe anyone............I didn't answer the phone because I didn't recognize the #, and just listened to the voice mail.............use the advice above and report these calls to all available state and federal agencies......only by doing this will eventually something be done to stop these type of thieves.........protect your personal info and don't respond and especially never send any $$$ to these jerks.............

Man I am so glad I found this page I almost got scammed out of $500 to $1500. The very same people called me to and my family I told my family they were scammers.

My call came from 727-474-0646 a local number for me.  The caller left a vm saying that he was calling from Niagara Portfolio Solutions they had mailed things.  I have never received any mail from them ever! The person was clearly reading a script. Same as everyone else that I have 24 hours until they get the paperwork ready and to call 855-546-9043 or they are going to proceed with court.  Nothing about this company sounds legal but I guess if they are I will be getting some papers from the court.

I also get the same message and threats.

I received a call from this also.. But instead there was a guy Named "Marcus Jones". He got very upset with me when I didn't verify any information as well when I told him to do what he wished But I was not paying anything. Strangest thing, when I asked for an address staring my lawyer would send papers proving I didn't owe anything, he gave me P.O. Box 54 Niagra Falls NY 13004. Then he hung up when I asked which number would he liked to be contacted on thonene or the 313 number he called on. Ha! I think I'm going to bother them until they stop calling me.