855-623-5133
855 area code:
Toll-free
Read comments below about 8556235133. Report unwanted calls to help identify who is using this phone number.
- KateCompany says there is a claim against me and want my side of story. Will not tell me who they are got a recording saying they will be notifying the local county sheriff.
- Caller: N/A
- liz stout| 1 replysaid that they are filing with my local county that I owe money to a loan company
- Caller: TFS
- danielthis # call me and inform me that i owe them back 2005 and they going to take me in the court
- Call type: Debt collector
- who replies to liz stouti got a same call today
- Brenda gant| 1 replyI just got call saying I owe them money for a loan that was taken out and would not give me any info said they were taking me to court said there company name was pfs I Google it and couldn't find it
- Caller: Pfs
- Call type: Debt collector
- BigA replies to Brenda gantThis is a common ploy by criminals masquerading as debt collectors who are attempting to extort money from people by scaring you into believing that you will be criminally charged, go to jail, lose your driver’s license, have wages garnished, be sued, and a variety of other variations on this, all for an alleged or nonexistent debt. One of the tricks they use is to call your work place, friends, or relatives repeatedly in an attempt to shame you into paying. They also use the “process server” ruse who calls and claims he is going to serve you, but then says you could avoid it by calling another number
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://consumerfraudreporting.org/stateattorneygenerallist.php
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