855-769-1879

Claimed I would be charged in court if I didn't pay right then & there. Told them I wouldn't hand over my banking info with out doing some investigation of my own, but they refused

This is a common ploy by criminals masquerading as debt collectors who are attempting to extort money from people by scaring you into believing that you will be criminally charged, go to jail, lose your driver’s license, have wages garnished, be sued, and a variety of other variations on this,  all for an alleged or nonexistent debt.  One of the tricks they use is to call your work place, friends, or relatives repeatedly in an attempt to shame you into paying.  They also use the “process server” ruse who calls and claims he is going to serve you, but then says you could avoid it by calling another number

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php

They are most definitely scam artist.

This is sooooo wrong!  This guy left me a vm and said his name was Steve Powers with Franklin, Fuller & Associates and was looking for a relative of mine who was about to be served on two charges and she needed to contact him asap to settle out of court.

I got a call from this number, he said his name was Steve Powers. Told me i will be charged and sued. Bring it on [***]. Scam.

SCAM
Got a call from "Geneva Butler" at Franklin, Fuller & Associates asking for a relative that may be in possession of stolen merchandise. She ended by saying if I don't let him know, he will have all his rights suspended and will have to appear in court for the charges.
SCAM

A lady named Geneva Butler also with Franklin Fuller & Associates left me a vm saying I owed a credit card company and that I would be taken to court if I didn't pay by Feb 12.

This powers guy called me and stated that I would be served at my home.  He asked me to verify my social and I asked him to tell me who I was suppose to owe money to and he said he couldn't tell me.  Told him that my lawyer would be contacting him and he said no need for that.  Then argued with him more and he hung up.

This same thing just happened to me today. he said that his name is steve powers and that he's with a law firm.  Damn scam!!!!!

A neighbor who is the ex of a friend, got a call from Geneva Butler at this number, extension 422.  I callled and she was not available so I spoke to Trevor.  The upsot is they are trying to collect on old debts that have not been litigated.  When i asked Trevor if they were going to file with the court and pay the $225 filing fee due in a Civil proceeding in order to get a judgment he became irritated and said i didn't know as much as i thought.  Oh Trevor......you sad sack.

Bottom line......There has to be a legal Judgment in thier favor order for them to collect.  Don't give these losers a penny!

I also asked him how it is possible that in this day and age they, as a complany, do not have a website.  My cousins babysitting business has one!

Got a call from "Geneva Butler" at Franklin, Fuller & Associates said if i did not call back to make arrangements they would move forward to my local court house and I COULD be charged with a Crime if I still have merchandise I never called back as I figured it was a scam trying to pretend they are a debt collector.

I've been receiving calls for over a month from Mary Beth stating that I owe Victoria secret $ I've never had a credit card in my name for there.

I have been harassed from this company calling me that my mom owes them and that if I don't pay it I'll be charged !!!

Your mother probably doesn't owe anything, she is the victim of an attempted extortion plot, one that now includes you since they are threatening you as well.

They call family, friends, neighbors and/or places of employment (past or present or both) to create panic and embarrassment so that their intended victim calls them and they can scare that person into paying their extortion money.

This is a common ploy by criminals masquerading as debt collectors who are attempting to extort money from people by scaring you into believing that you will be criminally charged, go to jail, lose your driver’s license, have wages garnished, be sued, and a variety of other variations on this,  all for an alleged or nonexistent debt.  One of the tricks they use is to call your work place, friends, or relatives repeatedly in an attempt to shame you into paying.  They also use the “process server” ruse who calls and claims he is going to serve you, but then says you could avoid it by calling another number

Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php

In this particular case, you and your mother actually called Victoria Secret and followed the trail that led you too this office and you still say that this office is a scam. You were advised to pull your own credit report and to contact the entity that's reporting this and you still say its a scam. This particular account has been through several collection agencies, you have received several letter in regards to this delinquent debt, yet you still say its a scam ...YOUR THE SCAM!!!!

Then if your collection firm is not a scam you should be more than willing to give us the legal name and address, what state (s) you are registered in to do business, and any license numbers you have in state(s) that require DCs to be licensed.  Further, you have threatened that one of the persons involved in this will be "charged"?  With what crime.  This person first off is not responsible for someone's debt other than their own, and debt is not a criminal offense, although illegal collection tactics are.  It is also not their responsibility to prove anything.  Federal law states that you must prove that they owe the debt.  But then scum like you never wants to follow the law because it prevents you from stealing money.

Oh and one other thing.  Are you clairvoyant?  I was just wondering how you would have so much information on someone who posted under the screen name "M".

Interesting there "T"  Looks like you are located in Western New York, world's #1 haven for criminals pretending to be debt collectors.  You aren't registered under that name which means you can't legally do business.  but I did find the name of one of the felons that works for you on LinkedIn.
https://www.linkedin.com/in/desiree-defrank-253912b9

Desiree DeFrank

Collections at Franklin Fuller and Associates

   Buffalo/Niagara, New York Area
   Financial Services

Current

   Franklin Fuller and Associates

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Experience

   Collections
   Franklin Fuller and Associates
   Present

To File complaints FDCPA/TCPA violations:
Your State Attorney General
Their State Attorney general
www.naag.org (you can find your state AG at this link).
https://www.ftccomplaintassistant.gov/#&panel1-1
https://consumercomplaints.fcc.gov/hc/en-us
http://www.consumerfinance.gov/complaint/
http://www.rcfp.org/reporters-recording-guide/state-state-guide
http://www.dmlp.org/legal-guide/recording-phone-calls-and-conversations
Also with the BBB and follow completely through with it.
http://www.creditcards.com/credit-card-news/c ... ations-1282.php
http://www.consumer.ftc.gov/blog/haunted-phantom-debt
Seek a FDCPA/TCPA Attorney if need be.
***A company must be licensed in their state as well as the one they are trying to collect in if two different states are involved.

Some Tips:
*Keep all messages
*Take a picture of your Caller ID
*Keep any and all conversations recorded to your states recording laws, some require they be told, others do not. This can be transferred to a recording device.
*Keep a notebook handy for writing time,date, who you spoke with and what the conversation detailed.
*Check your SOL for your state as well.
*Attorneys need to be licensed as a DC to collect, all DC's must be licensed in their state as well as yours if different.
http://www.insideedition.com/investigative/93 ... debt-collectors
http://www.fair-debt-collection.com/debt-collectors-list.html
https://www.ftc.gov/news-events/press-release ... rtners-announce

Follow the steps in what you need to know here:
https://800notes.com/arts/Jb8EW-eDhQA/harassi ... ou-need-to-know
See Residents post here also:
https://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
https://www.consumer.ftc.gov/blog/dont-recognize-debt-heres-what-do
Templates of Letters:
https://800notes.com/Phone.aspx/1-319-242-7350

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection

Provide the fallowing information then if your legitimate,  you should have no problem providing this public information:

▬► Legal verifiable Business name
▬► Legal verifiable street address, city and state
▬► Web site
▬► BBB page

Now  HOW WOULD YOU KNOW who posted that comment??  No name was given.