855-977-4653

This company is fraudulent.  They called and left a message about legal matter on my phone for someone I know.  When I called to inform them they were harassing the wrong person they tried to con me out of money.  After I told them they were scammers and that I was recording the conversation they hung up and when I baked back they told me to stop calling.

Harassing calls from 855-977-2087

BEWARE!  The same thing happened to me as the above persons!  
THIS IS EXCELLENT ADVICE TO PROTECT YOUR MONEY GOING TO FALSE COLLECTORS OR CREDIT CARD ISSUERS THEMSELVES!!!!!
1.) MAKE SURE YOUR BILLS ARE SENT TO YOUR MAIL BOX, & ARE RIGHT IN YOUR HAND
THIS IS YOUR ONLY PROOF IF YOU GO TO PAY ANY COLLECTORS,
2.)  NEVER PAY A CREDIT CARD >***DEBT***< OVER THE PHONE!!!!!
3.) ONLY MAKE PAYMENTS THROUGH THE MAIL, TO AVOID SCAMMERS!!!!  KEEP YOUR RECEPTS !!!!!

4.) IT IS YOUR ONLY PROOF THAT YOU MADE A PAYMENT, TO A CREDIT CARD DEBIT, OR T.V.SHOPPING CREDIT!!!!!  
5.) CALL THE CREDIT CARD PEOPLE AND ASK IF THEY RECIEVED YOUR PAYMENTS!!!!!!!  IF YOU DONT DOUBLE CHECK, SOMEONE ELSE CAN COLLECT IT FOR THEIR OWN POCKETS!!!!!!

***WARNING:****
6.) THESE DISHONSET BILL COLLECTORS, DELIBRATLY DON'T SEND A BILL FROM THE COLLECTION AGENCY, THEY WAIT A PERIOD OF TIME, & JUST SAY TO THE PERSON TRYING TO COLLECT, SORRY WE NEVER HEARD FROM YOU!!!!!!!
7.) ALSO IT COULD BE A DISHONEST CREDIT CARD ISSUER THEMSELVES, DELIBRATLY STOPPED YOUR CREDIT CARD PAYMENTS, SO THEY CAN TARGET YOU TO COLLECT THE MONEY FOR THEMSELVES YEARS Later!!!!!!
8.) NO PROOF IF YOU PAY WITH OUT YOUR BILL PAYMENT STUBS!!!!!!!!!!!!!!  THEY CANT TRACT YOUR PAYMENT, HOW WILL THEY KNOW?  IF THEY USE A FAKE NAME.

4.) They are FROM>INSIDE, THE CORRUPTION IS: criminal credit bill collectors, BEWARE!!!!
5.) They MAY even be the VERY PEOLPLE who gave you the credit cards in the first place, BEWARE!

6.) These PEOPLE, ARE FROM INSIDE WHO ARE BEING TRUSTED AS CREDIT CARD COLLECTORS, OR THE VERY PEOPLE WHO ISSUED THE CREDIT CARDS IN THE FIRST PLACE, THE VERY APPLICATIONS THAT YOU FILL OUT!!!

7.) ALL THE INFORMATION YOU GIVE OUT ON APPLICATIONS FOR A CREDIT CARDS, OR ON-LINE APPLICATIONS, AND T.V.SHOPPING CREDIT CARDS, CAN BRING IN COLLECTION SCAMMERS AND WIPE OUT YOU BANK ACCOUNT!!!!!!!

8.) THEY CAN NOT COLLECT YOUR MONEY, IF YOU:
a. Have a physical bill sent to you in your MAIL BOX, as proof.
b. Double check if your money was collected at the collection agency, after you send payment, CALL THEM !!!!!
c. NEVER EVER PAY A DEBT OVER THE PHONE!!!!!!


THESE CRIMINAL MASTER MINDS, CALLED MY HUSBAND, AND HAS HIS PERSONAL INFORMATION ON HIS CREDIT CARD APPLICATION HE APPLIED IN THE STORE!!!!
THE CREDIT CARD THEY CLAIMED TO COLLECT HIS DEBT, & NEEDED PAYMENT ON TODAY!!!!!!!!!!!!   IT IS A REAL THREAT!!!!!!!!!!!!!!!
******ONLY THE PERSON WHO HOLDS YOUR PHYSICAL APPLICATION FOR A CREDIT CARD, BE IT ONLINE OR IN A STORE,  COULD ONLY POSSABLY KNOW MY HUSBANDS ADDRESS, OR MY MOTHERS PHONE NUMBER OR MY NEW CELL PHONE NUMBER!!!!

A.) BEWARE OFF ON-LINE APPLICATIONS, KEEP A RECORD OF WHAT YOU WROTE DOWN ON IT!!!!
B.) DON'T EVER PUT YOUR PHONE NUMBERS ON ANY APPLICATIONS FOR SHIPPING!!!!

****BEWARE OF THESE PEOPLE WHO CLAIM TO BE CALLING TO COLLECT A DEBT,
THAT YOU OWE FROM A CREDIT CARD FROM: 2 YEARS AGO, !!!!

THEY FIRST CALL YOU REAL FRIENDLY, YOUR BEST FRIEND, AND THEN THEY BLAST YOU, VERBALLY HARRASING ME AND TRIED TO manipulate ME TO PAY RIGHT NOW!!!  HE ASKED ME TO PAY TO MAKE IT ALL GREAT, NO TROUBLE FOR MY HUSBAND, OR HE WILL HAVE TO GO TO COURT, & THEY WILL GARNISH IT FROM HIS PAY CHECK IN THE COURT!!!!!
THIS CORRUPT MAN, WANTED A BANK CHECK, OR CREDIT CARD TO PAY THEM RIGHT AWAY, OR THEY WILL SEND A COURT JUDGEMENT TO MY HUSBANDS DOOR TO GET THE MONEY HE OWES ON A CREDIT CARD!
THEY TRY TO PUT YOU ON THE SPOT, SO BE PREPARED.
WHEN YOU OWE A LOT OF MONEY, THIS IS EASY TO BELIEVE, WHEN YOU KNOW YOU HAVE NOT RECIEVED ANYTHING IN THE MAIL FOR A WHILE.
BUT THEY TELL YOU THAT YOUR HUSBAND DID NOT WRITE HIS REAL P.O.BOX NUMBER OR HIS PHONE NUMBER ON THE APPLICATION. HOW THEY HAVE NOT BEEN ABLE TO REACH HIM!

A TOTAL LIE, THE FIRST MAN SAYS HELLO YOU ARE A REFERENCE ON MR. SO & SO'S APPLICATION AND WE NEED TO TALK WITH HIM.
THEN HE MADE ME HOLD ON FOR A MINUTE, & THEN PUTS THE OTHER MAN ON TO MAKE IT SOUND REAL!!!!
REAL FREINDLY AT FIRST. THEN AFTER, THEY SLOWLY TRY TO manipulate me, & then ATTACKED ME, LIKE I WAS BEING INCRIMINATED LIKE A CRIMINAL TO SCARE ME INTO PAYING THEM AT THAT VERY SECOND, OR ELSE!!!!!

THEY CALLED MY MOTHERS HOUSE, SHE WAS MY HUSBANDS REFERENCE.
THESE SCAMMERS, THEY THOUGHT IT WAS JUST MY MOTHER THAT WAS THE APPLICATION ON MY HUSBANDS APPLICATION FROM 2 YEARS AGO!!!!!
BUT LITTLE DID THE SCAMMER KNOW I WAS MY HUSBANDS WIFE, LIVING WITH MY MOTHER, AND THAT IT WAS HIS WIFE THAT WAS TALKING TO HIM, NOT MY MOTHER, LOL!!!

******HE GOT CAUGHT, HE SCREWED HIMSELF, HE INCRIMINATED HIMSELF WITH THE DETAILS HE SHARED WITH ME!!!********
ONLY I KNEW THE DIFFERENCE, WHEN HE LIED AND SAID TO ME," THAT THEIR IS NO P.O.BOX ON HIS WALMART CREDIT CARD APPLICATION!!!!!!! HE WAS SPEAKING TO ME THE WIFE, NOT MY MOTHER THE REFERENCE ON THE APPLICATION. LOL....CAUGHT.!!!!  

*****I WILL REPORT THIS AND HAVE HIM TRACT DOWN, BY WALMART.!!!!
AND LETS HOPE I DONT GET SHOT FOR IT, LOL...IT'S TRUE, THE WAY THINGS ARE TODAY. SCARY!

MY HUSBAND ALWAYS GOT ALL HIS BILLS FROM WALMART SENT TO HIS P.O.BOX!!!!!!!!!!
THE MAN SAID, >NO< P.O.BOX. WAS ON HIS APPLICATION, !!!!!!!  HOW COULD THIS MAN KNOW THAT, SEE HOW ONLY SOMEONE WHO HAD THE APPLICATION IN HIS HAND COULD LIE LIKE THIS, AND COVER HIMSELF UP REAL GOOD!!!!!!!  HOW COULD HE KNOW MY MOTHERS NUMBER WAS ONE THE APPLICATION, UNLESS HE IS INCHARGE OF IT!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!  HE CALLED HER.....BUT IT WAS ME, THE WIFE. KNOW ONE KNOWS I LIVE WITH MY MOTHER, I ONLY BEEN HEAR A LITTLE WHILE.
HOW COULD THIS SCAMMER> KNOW MY HUSBANDS REFERENCES, OR HIS REAL HOUSE ADDRESS, SEPERATE FROM HIS P.O.BOX AT THE POST OFFICE?????????  SEE INSIDE JOB PERSON CORRUPTION INSIDE!!!!!!!

ONLY A REAL BILL COLLECTOR GONE BAD, OR A CREDIT CARD PERSON WHO ISSUED THE CREDIT CARDS COULD KNOW THIS THIS TYPE OF INFORMATION!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!.
THE INFORMATION FOR HIS ADDRESS TO HIS HOUSE, AND HOW MUCH HE OWED ON THE CREDIT CARD HE APPLIIED FOR FROM ****2 YEARS AGO.!******$800.00 DOLLARS TO BE EXACT!!!!!!!!!!!!!
THEY CLAIMED THEY HAD NO WAY OF REACHING HIM !
THEY SAID HIS APPLICATION DID NOT STATE HIS P.O.BOX, WHERE I KNOW FOR A FACT MY HUSBAND GOT HIS CREDIT CARD BILLS THEIR FROM WALMART!!!!!!!!!!!!!!!!!!!!!!!
MY HUSBAND SAID HE ALWAYS GOT HIS MONTHLY STATEMENTS FROM WALMART!!!
BUT ONE DAY THEY STOPPED, HE NEVER RECIEVED HIS MONTHLY STATEMENTS TO MAKE PAYMENTS. SO MY HUSBAND JUST NEVER BOTHERED TO FIND OUT WHERE IS HIS MONTHLY CREDIT CARD STATEMENTS.
AND SO IT BECAME A DEBT,  HE STILL OWED ON HIS CREDIT CARD. HE NEVER MADE ANYMORE PAYMENTS, BECAUSE NO BILL CAME TO HIS P.O.BOX ANYMORE.
******BEWARE THIS ALSO HAPPEN TO ME..*****BEWARE***!!!!!!!!!!!!!!!!

WARNING: **************************************************************************************************************************
****I BELIEVE THIS IS A DELIBRATE ACT TO STOP OUR BILLS FROM COMING.......SO GREEDY BILL COLLECTORS OR CREDIT CARD ISSUERS, WHO ARE>**** scheming****<  SO THEY CAN SAY THEY NEVER HEARD FROM THESE PEOPLE, LIKE MY HUSBAND & I.
THEN THEY GET YOU TO PAY THEM STARIGHT FROM YOUR BANK.
IF YOUR DUMB ENOUGH LIKE ME THE FIRST TIME, NOT HAVING THE BILL FROM A BILL COLLECTOERS AGENCY *****SENT TO YOU, TELL THEM TO SEND IT TO YOU****. AND THEN
WATCH THIS SCAMMER ATTACH YOU, LIKE THEY DID ME. TRYING TO manipulate you!!!!!
****** MAKE SURE YOU GOT A REAL PHYSICAL COLLECTION AGENCY BILL RIGHT IN YOUR HAND!!!!!!!
****** AS REAL PHYSICAL PROOF THAT IT IS COMING FROM >****WHICH CREDIT COLLECTORS***<
***** WHY WON'T HE GET CAUGHT NOW,  HOW THEY GOING TO TRACK ALL THE BANKS THAT THE SCAMMER GOT THE MONEY FROM, YOU DONT KNOW HIS NUMBER, YOU DONT KNOW HIS REAL NAME.!!!!!!
***** MY HUSBAND TRACT HIS NUMBER, BUT STILL NOTHING SHOWS UP, WHEN YOU GO TO TRACE IT ON GOOGLE!!!!  WIL TRY REVERSE NUMBER NEXT.
***** THEN THE FBI, HAS THAT ONE FOR TRYING TO HUNT HIM DOWN???? LOL....

OK THIS BEING SAID, THIS SAME MAN CAME 6 MONTHS EARLYIER, LOOKING FOR ME TO ALSO PAY A CREDIT CARD FROM T.V. SHOPPING NBC. !
HE GOT AWAY WITH IT, IT WAS SO SUTLE, I BELIEVED I WAS JUST PAYING A BACK PAYMENT.
I NEVER GOT ANYTHING IN THE MAIL, FOR ANY LATE PAYMENTS FOR 1 YEAR!!!!
I DID GIVE THIS SO CALLED COLLECTION AGENCY A BANK CHECK, THEY HAD A PHONY NAME AND EVERYTHING!!!!
I KNEW I MADE A MISTAKE, AND MADE SURE I HAD NO MONEY IN MY BANK!!!  HE DID NOT KNOW I WAS ONTO HIM.
SO WHEN HE WENT AFTER MY HUSBANDS CREDIT CARD BALANCE DEBIT THAT HE OWNED, I WAS READY FOR HIM THIS TIME, AND GAVE HIM HELL.
I TOLD HIM WHAT KIND OF LAWYER ARE YOU, THAT HE IS A SCAMMER!!!
BUT HE STILL HAD THE NERVE TO GO &  CALL MY HUSBAND AND TRY TO STILL TRICK HIM TO!!!!!   THEY ARE FIERCE, AND DONT STOP AT NOTHING, BECAUSE THEY ARE PROTECTED BEHIND THE WALLS OF SO CALLED HONEST TRUSTING PEOPLE, THESE SO CALLED BILL COLLECTOERS OR THE CREDIT CARD ISSUERS THEMSELVES!!!!
IT IS BAD.

THESE VERY SAME PEOPLE TRIED TO COLLECT ON ONE OF MY CREDIT CARDS, I OWED FROM MY SHOPPING NBC, credit card. JUST 6 MONTHS AGO!!
HOW DID THIS MAN now HAPPEN TO ALSO HAVE MY VERY OWN NEW CELL PHONE NUMBER????

*WARNING>I THINK IT IS THE ONE IN THE SAME BILL COLLECTORS THAT ARE USED BY WALMART & ALSO FROM SHOP NBC !   I LOVE TO SEE IF THEY ARE ONE AND THE SAME, THAT THESE BIG BUSINESS TRUSTINGLY HAPPEN TO USE AS THEIR COLLECTORS !!!!!!!!

*TARGET ALSO HAD A BIG PROBLEM INSIDE PEOPLE WITH PROBLEMS WITH THEIR CREDIT CARDS!!!!!!!

THIS SAME MAN CAME BACK TWICE, NOW HE PRETENDS TO BE A LAWYER, & TRIED TO GET ME TO PAY HIM A BANK CHECK for $400.00. FOR MY HUSBANDS DEBT.
CALLING MY MOMS FOR A SO CALLED REFERENCE,, & MY EVEN RANG MY BRAND NEW CELL PHONE NUMBER. HE ALWAYS COMES UP A PRIVATE NUMBER!!!!!  AND IF YOU CALL BACK, IT STAYS BUSY. YOU CAN NEVER RETURN THE CALL.
IF HE ANSWERS, IT'S BECAUSE HE SEES YOUR PHONE NUMBER AND WILL ANSWER. HE WILL THEN JUST CONTINUE HIS PLOT!!!!!!
HE WAS PRETENDING& ACTED OUT AS IF HE WAS A REAL LAWYER, READY TO SEND A CIVIL CRIMMINAL COURT CASE FOR PAYMENT OF DEBT, TO THREATEN ME & MY HUSBAND,, HE SAID SO THEY CAN GARNISH IT FROM MY HUSBANDS PAY CHECK!!!!!  
HE TRIED TO GET ME TO ANSWER FOR MY HUSBAND, HOW MUCH I COULD GIVE HIM IN A CHECK OR CREDIT CARD PAYMENT TO THIS *Criminal !!!!!
THIS MAN WANTED ME TO ANSWER FOR MY HUSBAND TO PAY HIM THE $800.00 MY HUSBAND STILL OWED ON THE CREDIT CARD!!!!  HE TOLD ME I AM HIS WIFE, AND SO EVERYTHING THAT IS HIS, I AM RESPONSIBLE TO PAY IT !....NO NEED TO WAIT FOR A ANSWER FROM MY HUSBAND....THE MAN WANTED IT NOW OR ELSE COURT TIME.

IT WAS SO BAD THIS PHONE CALL I FELT LIKE I WAS BEING ATTACKED BY A COP WHEN YOUR IN JAIL FOR QUESTIONING, LIKE TWO PEOPLE YELLING IN YOUR FACE.\!!
THIS MAN SHOULD BE CAUGHT AND GO TO JAIL FOR WHAT HE IS DOING!!!!

WARNING: THEY ARE FROM INSIDE TRUSTED ESTABLISHMENTS!!!!, IT WILL BE VERY HARD TO CATCH HIM OR THEM!!!!!!!!


******HE GOES AFTER PEOPLE who have not paid their credit card bills for a few years, or even a year. *******

PLEASE DO NOT PAY ANY COLLECTION FOR DEBT ON YOUR CREDIT CARDS EVER OVER THE PHONE!
THEY MUST SEND YOU A REAL BILL TO YOUR MAIL BOX FOR PROOF OF AGENCY!!!!!!
THEN MAKE PAYMENTS THROUGH THE MAIL ONLY!!!!!!!
ONCE YOU TELL THEN TO MAIL A BILL FOR PAYMENT, THEY WILL ATTACK YOU!!!!!!
THESE VERY PEOPLE WHO ARE >***SCHEMING & PLOTTING, ARE FALSE BILL COLLECTORS OR EVEN A INSIDE CREDIT CARD ISSUER**** PRETENDING TO BE EVEN A LAWYER*********
****** THEY WILL ATTACK YOU, AND TRY TO MANIPUTLATE YOU TO PAY NOW!!!! OR THEY ARE BE SENDING A CIVIL LAW SUIT AGAINST YOU, AND WILL GARNISH IT FROM YOUR PAY CHECK.
THEY ARE VERY CONVINCING,
BUT ANGER IS A SIGN THEY ARE A SCAMMER!!!!!!!  NO REAL BILL COLLECTER WOULD REFUSE PAYMENT THROUGH THE MAIL!!!!!!!!!    THEY ALSO WOULD SEND YOU A BILL 4 payment IN THE MAIL, IF YOU HAD ASKED THEM.

I just received calls on both my cell and home phone. Both left messages saying a claim has been filed against me. They insisted I call immediately, with the claim number. I know this is fraudulent. If it wasn't, I would be getting paperwork about the claim. Also, it looks like the call is coming from a cellphone: 317-672-0432. Stupid [***]!

The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:

•is seeking payment on a debt for a loan you do not recognize;
•refuses to give you a mailing address or phone number;
•asks you for personal financial or sensitive information; or
•exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.

If you think that a caller may be a fake debt collector:

•Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.

•Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.

•Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft – charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.

•Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.

•Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.

http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors