866-207-5569

I got a call from them to the guy just hung up

got call from Jeff (processor) with Independent Processing- claims he was going to come by my residence or place of employment today or next day to serve me with summons- unless I called Peter Borzack 866 207 5569. Two days have gone by. Got another call from Jeff. Stated same thing again. Would come by today or tomorrow.

Tell him you will have lunch ready and plenty of lube for his wife. That should tighten him up a bit.

Sesame senerio

Same here. So is this a scam?

Big Peter Borzack called w/a case # filed against me...tomorrow suppose to be served w/a summons.  He was full of threats.  REAL nice guy...

NO ONE calls you ahead of time before they serve papers - the court process server just shows up!  The caller is a scammer.

I just had a call from a Jennifer with Independent processing saying that they have a complaint against me and if I do not call Peter Borzak at 1-866-217-6185 today they will issue a guilty plea and send me a summons or something like that. This is all a scam, she called from a unknown #. When I called the number she provided it went to a voicemail.

I got the same thing today- but they were calling for my dad who I have not seen in 20 years.  I called the number back and the guy started cursing at me and threatening me by telling me he will find me so I filed a complaint with the local sheriff's department. The guy from Independent Processing said that they had a case number and that they will issue a guilty plea due to lack of cooperation.  But I have filed a complaint against this man Peter Borzak so maybe it will stop...

Pretty much just told them to go eff themselves....grrr....[***]

What!!!!  I get this call out of no where. with bad  news and no answers. Called  this number 5X and still no answer. Somebody  need to tell me something. No letters!!!  No Nothing!!! TELL ME SOMETHING. This was not a wake  up call I need it this morning. Really

Receive the same call today contacted this Peter man instead of being professional he gon hang up on me and said I will be arrested if I don't respond. Then receive an call from the sheriff office stating they have an warrant issued by mr. Peter, what damn person contacts you about an warrant... Google the number and it also was an scam these people need a life... And leave people alone.......

A Collection Agent May Not…

Here are the top 11 actions prohibited by the The Fair Debt Collection Practices Act:

Misrepresent Him or Herself

   A debt collector may not misrepresent himself as an attorney or law enforcement officer.

Use the Telephone to Annoy or Harass

   A collection agent may not cause a telephone to ring or engage any person in telephone conversation repeatedly or continuously with an intent to annoy, abuse, or harass anyone at the called number.

Threaten Arrest or Lawsuit

   A collection agent may not threaten a consumer with arrest. It may not threaten legal action that is either not permitted or not actually contemplated. In other words, a the threat of a lawsuit may be an empty one.

Use Abusive or Threatening Language

   A debt collector may no use abusive or profane language in the course of communication related to the debt.

Publish a Bad Debt List

   Publishing the consumer’s name or address on a "bad debt" list is prohibited.

Contact By Embarrassing Media

   A debt collector may not communicate with a consumer by post card. It may not use any language or symbol, other than the debt collector’s address, on any envelope when communicating with a consumer by use of the mails or by telegram. A debt collector may use its business name if such name does not indicate it is in the debt collection business.

Contact a Consumer at Work

   A collection agent may not communicate with consumers at their place of employment after being told this is unacceptable or prohibited by the employer.

Seek Unjustifiable Amounts

   A debt collector may not demand any amounts not permitted under an applicable contract or as provided under law.

Contact a Consumer Represented by an Attorney

   A collection agent may not contact a consumer after it learns the consumer is represented by a lawyer.

Communicate With a Consumer After Receiving a Validation Request

   If a consumer sends a written §1692g response within 30 days, the collection agent may not communicate with the consumer until it mails the consumer the requested verification of original creditor's name and address.

Communicate With Third Parties

   A debt collector may not reveal or discuss the nature of a consumer’s debts with third parties other than the consumer’s spouse or attorney. A collection agent may contact neighbors or co-workers only to obtain location information. It may contact a third party again if it has reason to believe the information the party provided previously is false.

Bills.com FDCPA FAQ

Below are questions Bills.com readers ask frequently:

Can a Collection Agent Call My Cell Phone?

   Yes. However, if you tell the debt collector it may not use that number because it is a cell phone, it may not contact you again at that number.

I Keep Receiving Dozens of Calls From Collection Agents. Is That Legal?

   No. Unscrupulous collection agents will use "block parties" or "office parties" where they contact a consumer, multiple neighbors, or co-workers telling them they need to reach the consumer on an urgent matter. This is not permitted under the FDCPA.

A Collector Says I Will Be Arrested if I Do Not Pay

   This was a true statement before the US Civil War, but has not been true since. People may be arrested if an aggressive judge files a bench warrant for a person who does not appear at a hearing relating to a lawsuit regarding a debt. However, in that case, the offense is the failure to respond to a court order, and not the existence of the debt. As stated above, it is illegal under the FDCPA to threaten a consumer with arrest if the consumer does not pay the debt.