866-226-2726

Received a voicemail from Shaun 714-461-2539 advising me to call 866-226-2726 that there are questions for me and questions about my (old) address and that someone would be out to serve me papers. When I call the 866 number and ask who they work for, the woman seas RAS regional account services. This is a debt collection agency!

Sounds like a debt scam.  No one gets a heads up they'll be served.  More information from the FTC below about how to tell if a debt collector is legitimate or not:'

https://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
Consumers across the country report that they're getting telephone calls from people trying to collect on loans the consumers never received or on loans they did receive but for amounts they do not owe. Others are receiving calls from people seeking to recover on loans consumers received but where the creditors never authorized the callers to collect for them. So what's the story?

The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:

is seeking payment on a debt for a loan you do not recognize;
refuses to give you a mailing address or phone number;
asks you for personal financial or sensitive information; or
exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.

If you think that a caller may be a fake debt collector:
Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.

If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.

Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.

Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft – charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.

Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.

Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.

Also good info at the Consumer Finance Protection Bureau:
http://www.consumerfinance.gov/askcfpb/1699/h ... legitimate.html

Called the number back after they left a voicemail. Tony answered the call then put me on hold 3 or 4 times before doing anything then a Craig picks up the line and I told them they are all over the internet as a scam and he then spoke very rudely to me asking if I even knew what a scam was and maybe I shouldn't have bad debts.... which I have 0 of.

Keep receiving threatening voicemails from a restricted number informing me "Title 15 states you are required to return our call within 24 hours or face further action.." I am instructed to call 866-226-2726. When I called in the evening the phone kept ringing until it hit a voicemail for someone named Rick. Prior voicemails named a former street I lived on years ago. These people are either fraudsters or scum debt collectors threatening to serve you with legal documents when the statue of limitions have long exhausted.

The left a message that they were going to serve me documents & they had made one attempt

They keep calling me telling me to call them about a complaint gave me a ref# 19217901 when I call back nobody answers and they have reached me at work too it's getting me upset dont want to lose my job regarding this calls.