866-290-2093

I received a call today. Caller claimed it was a financial services company.

NCO Financial Systems Beverly Hanson left a message which said it's urgent that I return call. 2 different return numbers. I don't owe anyone so this must be a scam.

Claims its to be a debt company & to contact robin wilson ? Scam

Same call & contact person, no debts, may target seniors. Scam.

I have received 2 calls asking me to call Robin Wilson from Transworld systems debt collection but since I haven't any bills or debit of any kind, I too ignored the call, but have sent an email requesting more information as to what debit they are referring to so I can validate their claim further.

These people keep calling me, i do not owe any debts..

They told me the same thing, to please call back a Robin Wilson. it is getting annoying because I block the number and they keep calling me from a different number.

Same message, same Robin Wilson with an ID# from Transworld Services.

Got a collection letter from these scumbags (Transworld, Inc.) . Said I owed money to someone (doesn't say who or when, or where, etc).  Called local BBB to confirm that this is a scam.  Told to ignore the letter.
I called Transworld and told them to go have sex with themselves.

its not a scam. its s legit collection company

Shill Alert  Ashley is a big fat liar - OR - Ashley is a dumb as a stump.
Do tell us all about this great company with negative reports that go back to 2013.
Not to mention the reports I am reading now from my web search, and I have not even started digging.  Shills seem to forget there are people on this site who know how to look, how to read.

NCO is well known for violating every federal and state collection law on the books.  You can go back and tell them your post isn't believable.

You need to send them a certified, return receipt debt validation, cease and desist calling, or "not me" letter (think of it as the best $6.59 you ever invested).  Also send it first class mail in case no one will sign for it.  Make a notation of that fact at the bottom of the letter.  You also need to report them to the proper agencies to which I have provided links to.  Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment.  If everyone did these three things, these crooks would be bankrupt and we would all be the richer for it.  Use these web sites to find an attorney in your state that will probably take the case on a contingency basis (no money out of your pocket up front):  http://www.consumeradvocates.org/
http://www.consumeradvocates.org/find-an-atto ... tates_value=All

Everything else you need to know follows including at least two agencies where you should report their criminal activities.

NCO FINANCIAL AKA NCO GROUP AKA EXPERT GLOBAL SOLUTIONS AKA TRANSWORLD NOW EGS FINANCIAL SYSTEMS, INC. AKA TSI
Alternate Business Names:
CRW Financial, Inovision, Marlin Integrated Capital, Medclear, Medclr, N.C.O. Financial Systems, Incorporated, OSI Collections, Transworld
And now they have a new name, wonder why?  Maybe they got sued to many times?
Website says they are in Delaware but only lists a PO Box: https://www.tsico.com/contact-us/

My thanks to Slim and Tamianth for their additional input.
NCO-Transworld Systems Phone Numbers.xlsx
I always have to wonder why an allegedly “legitimate” business would need over 25 numbers to call out.
BBB gives them an A+ with 60 complaints (somehow 493 complaints, thepattern to the complaints where the response was to simply close the file, and a sanction by the FTC were all removed.  Wonder how much that cost?):
http://www.bbb.org/washington-dc-eastern-pa/b ... ham-pa-80002360
http://www.bbb.org/evansville/business-review ... lle-in-11000173

http://www.bbb.org/dayton/business-reviews/co ... aine-oh-5000261
Bloomberg shows their information with the names of the head criminals in this organization:  http://www.bloomberg.com/research/stocks/priv ... ivcapId=4326126
Looks like being the head of a criminal organization pays well:  http://www.bloomberg.com/research/stocks/priv ... vcapId=35245707
Zoom info:  http://www.zoominfo.com/p/John-Schwab/116035401
Some more information on his criminal transactions (insider trading):  http://people.equilar.com/bio/john-schwab-jgwpt-holdings/salary/821491
Some other Web sites:
http://www.ftc.gov/enforcement/cases-proceedi ... o-group-inc-nco

http://www.egscorp.com/
http://www.oneequity.com/News?n=233
http://www.bbb.org/dallas/business-reviews/co ... ano-tx-90468519
https://www.ncogroup.com/
http://www.bbb.org/washington-dc-eastern-pa/b ... am-pa-80002360/
http://www.bbb.org/atlanta/business-reviews/c ... luth-ga-5001121
http://www.bbb.org/delaware/Business-Reviews/ ... on-de-22002558/

http://www.bbb.org/south-east-florida/busines ... ham-pa-26001119

http://www.consumeraffairs.com/debt/nco.html
http://www.debtcollectionanswers.com/NCO-Financial.html
http://www.ftc.gov/news-events/press-releases ... tc-charges-will
Here is a copy of the 2013 filing:
http://www.ftc.gov/sites/default/files/docume ... 0709ncocmpt.pdf

And the results ...
Results of FTC Complaint

The penalties that NCO Financial faced as a result of the FTC complaint came in at a steep $3.2 million civil penalty. This became the largest penalty amount ever obtained by the FTC against a third party debt collector. This giant penalty amount also came with an agreement from Expert Global Solutions (NCO Financial) and its subsidiaries to stop harassing consumers and using abusive collection tactics that are against the law. If they violate the FDCPA at any time within 5 years after the complaint was filed (July 8, 2013) each violation will be looked at as a separate violation from those listed in the complaint, and will result in more monetary penalties to be paid by the collection agency.

http://www.castlelaw.net/blog/ftc-brings-char ... ating-fdcpa.cfm


It is incumbent upon them under the law to prove that the debt exists and that you owe it, and that they have the legal right to collect it.  You are not obligated under the law to prove that you don’t owe or that it is paid.  

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.

Read up on your rights here and also make a complaint at this government site:  http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general

As well as the PA AG’s Office:   https://www.attorneygeneral.gov/Quick_Links/P ... omplaint_Forms/

Thank You for the great info!

You are very welcome!

Still confused as to wether I owe a bill or not. They sent me a bill from a hospital from three years ago, which I did think I had some remainder on. It is a different person calling every time, so that’s why I’ve been confused as to wether it’s a scam or not. This “collections” also has not appeared at all on my credit report. I’m just very confused. Is it real or fake? I have no idea. They did send me a paper bill in the mail.

How can you be confused when everything has been laid out for you in great detail? Paper bill? Seriously?

Contact the billing department of the hospital.

This information is so valuable! Thank you for posting it and giving so much detail

They won’t stop harassing me daily multiple times