866-387-0765

Threatening to sue me

Was this a scam? Thanks

Was what a "scam"?

Claim to be legsl.processor

Claim to have a summons for me over a deliquescence on a bank account from 2004.
Had my full social security number and knew I once had an account at Bankcorpsouth, but not my address, which I still didn't give up.
Called both my husband and sister in law, and had me call back to this number.
Claim to be a debt collector attorney and said if I didn't pay to settle I would have to go to court.
Called both local and main Bankcorpsouth and both said scam.
Called county courthouse where the bank was and nothing on the docket even though they said I had a court date of September 15.
Froze my credit since they did have my social.
Claim to be Oberson Walker and Associates.
Lady was Jackie Smith, man was John Welby, also had a Kelly there in the background.

You went to a lot of work for nothing.  By the way, if you are being sued for a debt then they must sue you where you live and not anywhere else.

 One of the tricks they use is to call your family, friends, neighbors and/or places of employment (past or present or both) to create panic and embarrassment so that their intended victim calls them so that they can scare that person into paying extortion money.  They will usually also state information that would be illegal for a real debt collector to state to department and tell them that you are a deadbeat who does not pay their bills.  They often call people that have never even been a third party such as that you are being sued, that you owe money to someone, etc. They threaten that if you do not call them back, they will contact your HR associated with you because they get erroneous information off the internet.

 The fake process server/location finder extortion SCAM usually consists of the following:

They mention that they have received a Fax document or some sort of complaint and that there is a pending legal matter or action about to filed against you to create the sense of urgency.  They tell you that they are a “process server” and cannot give you the particulars of the case since the file is sealed. This is simply ruse to get you to call another number (often with a made-up case number) where they will ask for money to “make it go away” (this is actually the same place, they work in teams, one pretending to be the server, and the other usually pretends to be a lawyer).  They threaten to serve you at home or at work.  They tell you that if they serve you at work then they will need a supervisor, security, or HR person there as a witness, hoping that will cause you to panic over the alleged embarrassment of being served at work.  They also tell you that you will need two forms of ID.  None of which is true.  Process servers do not ever call ahead so that you can dodge them.  Process servers get paid to serve papers, nothing else.  They certainly are not going to pass up a paycheck by telling you that you can avoid being served, they are not going to give you an extra day or even a few hours to get a “stop order”.  Court documents are time sensitive and must be served within a certain amount of time.  Remember that you can always call the local courthouse to see if there really is a lawsuit that has been filed against you.

  It is incumbent upon them under the law to prove that the debt exists and that you owe it, and (this is the important part) that they have the legal right to collect it.  You are not obligated under the law to prove that you don’t owe or that it is paid.  

Federal law (FDCPA) requires them to send you a letter, email, or text (postmarked in the case of a letter) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. Unless they have communicated it to you verbally at the beginning of your conversation.  It also must contain the “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this communication must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.  If and when you get that communication you should immediately send that debt validation letter by certified, return receipt mail.

First, you should make a complaint at this Federal Agency, and while there you should also read up on how debt collection is supposed to work as well as what your rights in this matter are: https://www.consumerfinance.gov/

Also file complaints with the FTC: https://www.ftccomplaintassistant.gov/#crnt&panel1-1

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general

Same people, new no.: 866-902-0621. Was called from a restricted line and woman told to call above no. and speak to Atty of Record, Jackie Smith. Was also given case no. and told attempt to serve me had failed. Called, gave case no., and was transfered. Stayed on hold for over 25 min.. Finally called back n on different line, was transfered to same woman who put me on hold the 1st time, and who placed me on hold again. Started  searching for info about this alleged law firm and found this. I gather I cannot complain as i never spoke to anyone, or can I? I cannot find any actual law firm with this name or I would complain to the particular state bar association.

So, you know another number they use, but you did not bother to post in the thread for that number.

Searching that phone number does not bring up this thread but does bring up the correct thread so one has to wonder why you purposely and knowingly posted in the wrong thread?  Maybe you slept through number reading class in school?

Even Googling for the (supposed) law firm name turns up neither this number nor the number that "MGordon" posts (although there is at least one entry for this site).  Also, neither of the numbers that "Adam" just posted in the other thread show up in those Google results.
Looks like "MGordon"/"Adam" is little more than a moronic Troll that cannot even keep its name straight much less phone numbers.