866-655-3640

Calls every morning between 0800-0900.  My phone company's robocall detector only lets it ring once but I assume it is a dealer services caller.

Call every morning, obviously promotion of some type.

calls several times a day. When I answer no one is there.

Calls multiple times a day. Never leaves a message.

Called Saturday morning, no message. Don't think it rang more than three times. Quickly called back and got name of scammer from automated mesasage. Message said they would collect personal information , once this was said I hung up. On call about eight seconds, that was enough.

Yes, debt collectors must verify that they are talking to the alleged debtor before discussing the debt by law.  They are not "collecting" information since they already have it.  Don't worry they will call back lots and lots of times.

You will need to send them a certified, return receipt debt validation (by law they have to go back to the original creditor to prove you owe the debt), cease and desist calling, or "not me" letter (this will be the best money that you have ever invested).  Also send it first class mail in case no one will sign for it.  Make a notation of that fact at the bottom of the letter.  You also need to report them to the proper agencies to which I have provided links to.  Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment.  If everyone did these three things, these crooks would be bankrupt, and we would all be the richer for it.  Use these web sites to find an attorney in your state that will probably take the case on a contingency basis (no money out of your pocket up front):  http://www.consumeradvocates.org/
http://www.consumeradvocates.org/find-an-atto ... tates_value=All

Everything else you need to know follows including at least two or more federal and state agencies where you should report their criminal activities.

JEFFERSON CAPITAL SYSTEMS, LLC. AKA CREDITLOGISTICS, LLC. AKA COMPUCREDIT HOLDINGS CORP.

Web site lists them in Minnesota and they claim to be a registered company but it doesn’t say with who:  http://www.jeffersoncapitalsystemsllc.com/

BBB has given them an accredited A+ with 1444complaints and 58 negative reviews and 16 clearly paid for reviews (BBB removed 7 negative complaints since last May. You can tell the shill reviews by the dates that they were posted, especially the ones from July 2018) as of 3/23/2024:  https://www.bbb.org/us/co/denver/profile/coll ... c-1296-90257003

Interesting story on how they are stealing money from people:  http://finance.yahoo.com/news/bringing-expired-debt-back-to-life.html

This website says they buy debt and also attempt to illegally collect debt that has been discharged in bankruptcy:  http://www.jeffersoncapitalinternational.com/us/

Looks like the government took them to court:  https://www.ftc.gov/sites/default/files/docum ... creditcmplt.pdf

Bloomberg lists the head criminals:  http://www.bloomberg.com/research/stocks/priv ... vcapid=22629566

Minnesota Dept. of State info:
Minnesota Business Name
Jefferson Capital Systems, LLC
Business Type
Limited Liability Company (Foreign)
MN Statute
322B
File Number
3230374-2
Home Jurisdiction
Georgia
Filing Date
03/03/2009
Status
Active / In Good Standing
Renewal Due Date
12/31/2016
Registered Office Address
2345 Rice Street, Suite 230
Roseville, MN 55113
USA
Registered Agent(s)
Corporation Service Company
Manager
David Burton
16 McLeland Road
St Cloud, MN 56303
USA
Principal Executive Office Address
16 McLeland Road
St Cloud, MN 56303
USA
Home Office Address
5 Concourse Pkwy #400
Atlanta, GA 30328
USA
Home Business Name
Jefferson Capital Systems, LLC

Minnesota Dept. of Commerce info:
JEFFERSON CAPITAL SYSTEMS LLC

Business Location Address 16 MCLELAND RD
ST CLOUD, Minnesota 56303

Business Phone Number 320-229-8540

Fax Phone Number

Licenses
Collection Agency
License Number     Original Issue Date     Status     Effective Date     Expiration Date
20422133     12-15-2003     Inactive     08-03-2012     06-30-2013

Jefferson Capital Systems, LLC

Business Location Address 16 McLeland Road
St. Cloud, Minnesota 56303

Business Phone Number 320-229-8540

Fax Phone Number

Licenses
Collection Agency
License Number     Original Issue Date     Status     Effective Date     Expiration Date
40166706     07-01-2009     Active     07-01-2009     06-30-2016

Aliases
Former Name
Name:    Effective Date    End Date    License Type
Creditlogistics, LLC    09-05-2012

Other complaints:
http://www.ripoffreport.com/r/jefferson-capital-systems-rjm-acquisitions-funding-llc-account-majestic-visa/st-cloud-minnesota-56303/jefferson-capital-systems-rjm-acquisitions-funding-llc-account-jefferson-capital-systems-141961
http://forums.debtcc.com/settlement/jefferson-capital-legit.html
http://www.creditinfocenter.com/community/top ... al-systems-llc/
http://ficoforums.myfico.com/t5/Rebuilding-Yo ... ck/td-p/1240725
http://www.expertlaw.com/forums/showthread.php?t=62476
http://www.creditinfocenter.com/community/top ... al-systems-llc/
http://www.creditinfocenter.com/community/top ... apital-systems/
http://www.creditinfocenter.com/community/top ... capitol-issues/
http://ficoforums.myfico.com/t5/Rebuilding-Yo ... LLC/td-p/698813
Looks like they get sued a lot:
http://www.leagle.com/decision/In%20FDCO%2020 ... 0SYSTEMS,%20LLC
https://dockets.justia.com/docket/florida/flmdce/3:2015cv00073/306306
https://www.gpo.gov/fdsys/pkg/USCOURTS-moed-4_15-cv-00419/content-detail.html
https://pacermonitor.com/public/case/10018778 ... al_Systems,_LLC
http://www.law360.com/cases/5665de1c55c6a66d36000001
http://www.collectionstopper.com/cases/donna- ... al-systems-llc/
https://www.courtlistener.com/opinion/2735679 ... al-systems-llc/
https://www.gpo.gov/fdsys/granule/USCOURTS-ca ... ent-detail.html

It is incumbent upon them under the law to prove that the debt exists and that you owe it, and (this is the important part) that they have the legal right to collect it.  You are not obligated under the law to prove that you don’t owe or that it is paid.  

Federal law (FDCPA) requires them to send you a letter, email, or text (postmarked in the case of a letter) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. Unless they have communicated it to you verbally at the beginning of your conversation. It also must contain the “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this communication must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified. If and when you get that communication you should immediately send that debt validation letter by certified, return receipt mail.

First, you should make a complaint at this Federal Agency, and while there you should also read up on how debt collection is supposed to work as well as what your rights in this matter are: https://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general

Also file a complaint with the Minnesota Dept. of Commerce:http://mn.gov/commerce/consumers/file-a-complaint/index.jsp