866-719-6634

Harrassing, they said we are being sued for a bad check we wrote like 3 years ago. Problem is we never had an account with the bank they are claiming the check was written on & we never wrote a bad check! They said there was an "investigation going on" & that we would  be served with papers by the end of the day unless we cooperated with them. They refused to answer any of my questions and then actually hung up on me!!!  If you get a call from them, just hang up, don't answer questions.

Scum zombie debt collector using illegal scare tactics. Will give every excuse in the book of why they can't physically mail something out. Always want to email. Federal law say debt collector must mail something out 5 days after initial contact. (Meaning they have to physically talk to you about the debt. The reason they don't mail anything is because the amount they are trying to collect is bogus and they can't 100% prove that you owe. Sending an email lets the avoid the mail fraud felony.

Same thinkg. these MF's must think im dumb. Im not falling for it.

It's an identity theft attempt. They left me a message saying I had multiple felony warrants and I was being given one more chance to settle up before they came to arrest me. I was going to ignore it but my curiousity was peaked. They tried everything to get my personal information out of me, so they could "stop the arrest process by proving it was a case of mistaken identity." I forget who they called themselves, but they must think I'm stupid believing that if I'm going to be arrested, they'll announce it first. I've heard from them a few times since, plus another one that is fully automated from a non-existant law firm Jacobson & Wright.

This has been a big problem , so Mr Williams sent me corrispondence after nicely asking me to disclose my sons information.  Also said he has some co workers who are problem heads (apparently he's had some problems with a mark stafford).  Mr Williams actually took my offer of 125 on the table to settle this in full.  I did call CashJar , they are online lender apparently my son took this out because we have a joint bank account he told me it was a "student loan" I put about 500 in that account each month for him at school and traced it back to 2011.   This cashjar company deposits around 750$ after 9 days!!!! they want 640% interest I saw they nicely took out about 500$ from my bank account.  Now of course "no disclosure" it's in collections.  Cash jar are a bunch of jerks..... if you visit their website you are greeted by a nice po box address in cali and they basically set you up to be in debt.  Mr Williams basically middle manned he went as far as to send me a 18 page loan agreement that he owned the loan.  I cannot post this it has alot of confidential writing in my name.  These contracts are what get ya you sign these online and literally have no clue of the interest rates or apparently when you pay money on these you are "re-financing or re-instating your loan".  Mr Williams told me he was a paralegal for mr Jacobson and was very polite i must admit than Chris Sullivan took my payment.  I told him I would need a physical address and I write checks , sorry but if he cant take a check I cannot pay.  He did give me his address and I recieved correspondence back saying this has been paid in full , than cross checked my sons credit report and mr sullivan did pull it from the records for me, but also told me make sure to let him know that I needed this pulled or it wouldn't show up for a few months.  Let me tell you this has been a "headache" but Mr Williams was one of the most understanding people I have met, he and me had a personal talk very nice man.   He explained mostly everything to me and civil claims ,stated he would not actually be processing me but that they retain a processing server or they send out a summons to the courts and have lawyers retained in 13 states.  They mainly work in these 13 states only, he also stated he personally wanted me to settle this voluntarily gave me 30 days to decide I called back and he was there.  He gave me his personal number his, his email , and he sent me a 19 page contract via USPS,  he said to me they get alot of harassment because of the way that these loan companies work.  I have filed a complaint against cashjar and am sending mr williams a thank you card for handling this.  So if you do have to deal with this company I strongly advise you to speak with Tod or Chris , both are caring family men once you get them past their "attorney spiel"  these guys are nice at heart, which to me goes a long way in this business.  Personally this is how I got mine settled , if anyone would like to speak to me on this or see any of my documentation give me your email address as I do not want anyone to have public knowledge but can black out my name and signature so you can see my contract verification.  Just ask for verification ("notification must be sent out, once you are made aware you receive a settlement offer i requested USPS.  than it notifies you they own the debt which you can cross check with the creditor in my case cash jar, they verified my account sent me my original contract and I traced it to "in collections" than worked with this law firm to settle it.  He personally did not take any money but just helped me settle this and he called Cash Jar for me , called me everyday for 5 days until I got my contract making sure.  I just got real with the man and he told me all of this and helped me personally.  Again if you do deal with them just ask for Tod,  I have had a mr livingston answer and try to talk to me regarding my case but I told him not to contact me for I am working with Tod who had no idea , so make sure you follow up with your own paralegal in this firm seems there's some internal conflict as always with these law firms. Sorry for not responding but I needed this taken care of and boy is this sweat off my shoulders thankfully I was able to settle this for 250.00 since he verified with me I had paid most of it off already.  How I go this discount , I really don't know but he said he had legal writes to go 70% down on this if I could come up with the money within 30 days and I did and he did.  I wasn't happy but my son did verify and admit he did this when I called him, unfortunately my son has some problems drug related so I am very very protective of my information now.  He's done enough to me but I love him and he's pushing forward so I took care of this for him and told him no more.  Children will be children, how these loan companies approve a loan with a routing number and SS is ridiculous mr williams even told me personally they were scumbags and that he personally works cases like these because he hates the interest rates of these companies like cashjar, but my son received notification that he had a court appearance about 2 months after he wouldn't talk to the firm, than when I called in for him on his behalf and found out all about this due to a recording thankfully Tod found my # or my son would have been paying probably about 750+ in court as I called and talked to my county clerk about this she said since I did already claim identity theft and my son had basically been caught, we share the same name and he used my social and his address I would personally get out of it and he would be responsible she said up to the amount with accordance to my state laws in bad check penalties and recommended I call this agency back. Basically what I went through since my original posting sorry I am not a computer guy nor is English my best subject as I am from Russia but I hope to share this story with you out there that are confused  * , I am not proud of, but I am glad I was able to help him and get this all settled.

The same thing is happening to me. They call about 3x's a day. They are consistently lying about the purpose of the call. Threatening me with statements that they will be filing a claim against me with the county clerks office. Stating that they have documents for me to sign. That I have civil and fraudulent charges against me. Which is completely impossible! If there were any truth to these statements I would have been physically served papers, recieved notification via postal mail, the police would have been at my house and it would be on record that I am under investigation concerning any civil or fraudulent action. It angers me that these people are getting away with this [***]! The law firm does not exist and they never have advised me to have an attorney contact them. They are the fraudulent ones!

You should have check this place out before giving them money- also verfied if the loan was even legal in your state- they tried to get me for a loan that was already paid- also payday loans are illgeal in my state unless the company has a license to lend in my state which they do not- any time some one tells you they have have a 1099c against you or to have your attronery contatc them should be a read flag to you not to proceed with giving them money- also there is a statue of limitaions in every state-  this company has not even been around very long- and if you son already paid them 500 dollrs back- I would of looked into the company before giving them any money- there are a lot of scams out there collecting on loans that have been paid- they get your information and try to scare you to pay

Really?  That must be because you work for the scammers.  Everyone else on this thread has had harassment and refusal to MAIL proof of debt within five days of the initial contact - both of which are violations of the FDCPA.

I think either you just got scammed or you are working for these scammers.  Failure to MAIL proof of the debt and that the caller can collect said debt is a violation of the FDCPA.  As for him asking you to give him your son's information, that is also a violation - he should have only talked/corresponded with your son if it's his alleged debt.  Oh, and debt collectors or lawyers can't "send out process servers" - only the court can do that.

Debt is civil, not criminal, so there are NO charges for failure to pay back a loan.  Next time they call, let them know you've reported them to the FTC, FBI, Dept of Justice and your state's Attorney General for multiple violations of the FDCPA.  

Demand that they MAIL - not email or fax - proof that the debt is yours and that they have the legal right to collect said debt.  Regardless of what they do, you definitely have a case to file suit against THEM for these violations, and, in fact, they'd end up paying YOU.  NEVER pay any caller who refuses to mail proof of debt and proof they have the right to collect - failure to do so is a violation of the FDCPA and per the FDCPA, you owe them NOTHING.

These people are calling my job saying they need to serve me at work...very embarrassing.  A Jason Schradder left a message saying I will be served in the next few days at home or at work.  He left the 866 number for Jacobson & Wright but checking the Internet there is no such firm.  His number was blocked.  I'm sick of these people.  How can they be stopped?  I have received nothing in the mail about a debt or lawsuit.

Someone from Jacobsen and wright called looking for someone and they gave a 866-7196634 number as a contact. I dialed star 69 and that actual number shows it was from 585-9783687 which is an internet scam site from India who claims they are investigators and want money to settle a case. It's a multimillion dollar scam set up from India and it's taking over the Nigerian scams .Beware.