866-862-1919

left voice mail on cell to call back by 3, then called employer.  doesn't identify company, only threats about a file. states information was sent 3 weeks ago and no response. sounds like a scam.  I will not be returning call and will block number

Won't stop calling will not send me information that they claim they have

No debt validation, no debt. It's that simple.

How can I verify whether or not a debt collector is legitimate?
Here are a few warning signs that could signal a debt collection scam:

The debt collector threatens you. Legitimate debt collectors probably won't claim that they'll have you arrested or claim that they or their employees are law enforcement officers.

The debt collector refuses to give you information about your debt or is trying to collect a debt you do not recognize. You have certain rights to ask a debt collector to verify the debt. You can use this sample letter to request this information. Ask for an explanation in writing before you pay.

The debt collector refuses to give you a mailing address or phone number.

The debt collector asks you for sensitive personal financial information. You should never provide anyone with your personal financial information unless you are sure they're legitimate.
If you think that a caller may be a fake debt collector:

Ask the caller for his or her name, company, street address, telephone number, and professional license number. Many states require debt collectors to be licensed. Check the information the caller provides you with your state officials, or the state in which the debt collector holds a license. If the caller refuses or is unable to provide you with information about his company, or if you can’t verify the information he provides, do not give money to the caller or company.

Tell the caller that you refuse to discuss any debt until you get a written "validation notice." This notice must include:
The amount of the debt
The name of the creditor you owe
A description of certain rights under the federal Fair Debt Collection Practices Act
If a caller refuses to give you all of this information, consider requesting this information in writing or seeking assistance before paying the debt to make sure the debt, and the company, are valid.

Tip: You can consider sending the collector a letter requesting the information by using one of the CFPB's sample letters. You can also submit a complaint to the CFPB or you can contact your state Attorney General’s office.

Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know the company or person you are talking with is a real debt collector. Scam artists, like fake debt collectors, can use your information to commit identity theft such as:
Charging your existing credit cards
Opening new credit card or checking accounts
Writing fraudulent checks
Taking out loans in your name

Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.

Report the call. Submit a complaint with the CFPB or get in touch with your state Attorney General's office with information about suspicious callers.

Stop speaking with the caller.If nothing else works and you believe the calls are fraudulent, send a letter demanding that the caller stop contacting you, and keep a copy for your files.

Tip: You can use this sample letter to write a letter demanding the debt collector stop contacting you. By law, real debt collectors must stop calling you if you ask them to in writing.

Tip: If you're having trouble with debt collection, you can submit a complaint with the CFPB online or by calling (855) 411-CFPB (2372).

http://www.consumerfinance.gov/

Called my work and stated that he was a Constable and would be serving me with an affidavit and that I would be very embarrassed so it would be in my best interest to return the call so I could be served papers at another location.  I called the number back and could not get any information.  How is it not against the law for these people to behave like this.

This number called me and left a message that IAG legal department had attempted to contact me and / or Dawn George Terry several times regarding a complaint. Mr. Hart stated since they were unable to contact either one of us a statement would be made  on our behalf to the complaint. I have not seen or heard from Dawn Terry George since she divorced my brother about 15 yrs ago. I called him and back and left a message since then he has called me twice a day and left no voice mail. No one has a reason to file a complaint against me. I have worked at the same place for the last 18 yrs. Never been in any trouble. Very confusing.

I received a call from this number. I didn't pick up because I was sleeping. The voicemail said this:

This message is soley intended for Priscilla (my last name). This is Jim Coonz calling with the claims and litigations department for Integrity Acquisitions Group. In reference to Orange County District Court. At this point in time, you've been named a person of interest or emergency contact in reference to this case (names case number). At this point in time, I will need a return phone call from yourself no later than 5 PM eastern time today. Be advised that this is not a solicitation and will warrant an immediate response.

I called back and got his voicemail. Another representative called me back and said they were trying to reach my cousin but since she was not answering their calls, they called me to get in contact with her. Something about a fraudelent check.

Not sure if they're real or not but kind of weird.

Not sure where they got the info, but they called my wife's phone and left a voicemail asking for me. It was a woman who identified herself only as "Mrs. Rush".  When I called it back, the man that answered at Mrs. Rush's extension wouldn't tell me anything besides the name of their company.  "Integrity Acquisition Group".  He pressured me for my personal info before he would identify himself further.  When refused and accused them of being scammers, the man on the phone got very aggressive, but continued to deny any additional info about who they were.  This is totally a scam.  DO NOT give these people any information.  They are clearly not legit.

I just had a voicemail from "investigator Anthony Moretti from NLC" who has some legal docs to serve me. Hes going to serve me at work or home in48 hours. If he cant find me the paperwork will go back as refused. He then said I could call the above number and ask for a stop order and a cease and desist. Then he gave me a supposed case number with no mention of what court its in. I dont have a clue who NLC is, what this could possibly be about and now Im being sued?

Did they serve you? I keep getting calls from 8668621919 I've already paid them 300 dollars but can't pay the rest. Does that mean a Sheriff will serve me? Will I be arrested I am so fearful they'll show up to my house where I have kids and an aging mother who will worry. Please someone hwlp

You can not be arrested for a debt! This is a civil matter and not criminal. Not even for a payday loan. If you used a DC or CC, file fraud asap!  Neither phone,text,email or fax are valid proof of a debt owed. The law says te must mail a dunning letter within 5 days of initial contact.

Section 809 of the FDCPA http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf requires 3rd-party debt collectors to give debtors written notice of debt (the key word is *shall* ) :
"§ 809. Validation of debts
(a) Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing—
(1) the amount of the debt;
(2) the name of the creditor to whom the debt is owed;
(3) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector;
(4) a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector; and
(5) a statement that, upon the consumer’s written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor."

What they doing are is illegal no matter what they may say otherwise and you need to file complaints against them asap! I will post more info in another post below.

A Collection Agent May Not…

Here are the top 11 actions prohibited by the The Fair Debt Collection Practices Act:

Misrepresent Him or Herself

  A debt collector may not misrepresent himself as an attorney or law enforcement officer.

Use the Telephone to Annoy or Harass

  A collection agent may not cause a telephone to ring or engage any person in telephone conversation repeatedly or continuously with an intent to annoy, abuse, or harass anyone at the called number.

Threaten Arrest or Lawsuit

  A collection agent may not threaten a consumer with arrest. It may not threaten legal action that is either not permitted or not actually contemplated. In other words, a the threat of a lawsuit may be an empty one.

Use Abusive or Threatening Language

  A debt collector may no use abusive or profane language in the course of communication related to the debt.

Publish a Bad Debt List

  Publishing the consumer’s name or address on a "bad debt" list is prohibited.

Contact By Embarrassing Media

  A debt collector may not communicate with a consumer by post card. It may not use any language or symbol, other than the debt collector’s address, on any envelope when communicating with a consumer by use of the mails or by telegram. A debt collector may use its business name if such name does not indicate it is in the debt collection business.

Contact a Consumer at Work

  A collection agent may not communicate with consumers at their place of employment after being told this is unacceptable or prohibited by the employer.

Seek Unjustifiable Amounts

  A debt collector may not demand any amounts not permitted under an applicable contract or as provided under law.

Contact a Consumer Represented by an Attorney

  A collection agent may not contact a consumer after it learns the consumer is represented by a lawyer.

Communicate With a Consumer After Receiving a Validation Request

  If a consumer sends a written §1692g response within 30 days, the collection agent may not communicate with the consumer until it mails the consumer the requested verification of original creditor's name and address.

Communicate With Third Parties

  A debt collector may not reveal or discuss the nature of a consumer’s debts with third parties other than the consumer’s spouse or attorney. A collection agent may contact neighbors or co-workers only to obtain location information. It may contact a third party again if it has reason to believe the information the party provided previously is false.

Bills.com FDCPA FAQ

Below are questions Bills.com readers ask frequently:

Can a Collection Agent Call My Cell Phone?

  Yes. However, if you tell the debt collector it may not use that number because it is a cell phone, it may not contact you again at that number.

I Keep Receiving Dozens of Calls From Collection Agents. Is That Legal?

  No. Unscrupulous collection agents will use "block parties" or "office parties" where they contact a consumer, multiple neighbors, or co-workers telling them they need to reach the consumer on an urgent matter. This is not permitted under the FDCPA.

A Collector Says I Will Be Arrested if I Do Not Pay

  This was a true statement before the US Civil War, but has not been true since. People may be arrested if an aggressive judge files a bench warrant for a person who does not appear at a hearing relating to a lawsuit regarding a debt. However, in that case, the offense is the failure to respond to a court order, and not the existence of the debt. As stated above, it is illegal under the FDCPA to threaten a consumer with arrest if the consumer does not pay the debt.

To File complaints FDCPA/TCPA violations:
Your State Attorney General
Their State Attorney general
www.naag.org (you can find your state AG at this link).
https://www.ftccomplaintassistant.gov/#&panel1-1
https://consumercomplaints.fcc.gov/hc/en-us
http://www.consumerfinance.gov/complaint/
http://www.rcfp.org/reporters-recording-guide/state-state-guide
http://www.dmlp.org/legal-guide/recording-phone-calls-and-conversations
Also with the BBB and follow completely through with it.
http://www.creditcards.com/credit-card-news/c ... ations-1282.php
http://www.consumer.ftc.gov/blog/haunted-phantom-debt
Seek a FDCPA/TCPA Attorney if need be.
***A company must be licensed in their state as well as the one they are trying to collect in if two different states are involved.

Some Tips:
*Keep all messages
*Take a picture of your Caller ID
*Keep any and all conversations recorded to your states recording laws, some require they be told, others do not. This can be transferred to a recording device.
*Keep a notebook handy for writing time,date, who you spoke with and what the conversation detailed.
*Check your SOL for your state as well.
*Attorneys need to be licensed as a DC to collect, all DC's must be licensed in their state as well as yours if different.
http://www.insideedition.com/investigative/93 ... debt-collectors
http://www.fair-debt-collection.com/debt-collectors-list.html
https://www.ftc.gov/news-events/press-release ... rtners-announce

Follow the steps in what you need to know here:
https://800notes.com/arts/Jb8EW-eDhQA/harassi ... ou-need-to-know
See Residents post here also:
https://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
https://www.consumer.ftc.gov/blog/dont-recognize-debt-heres-what-do
Templates of Letters:
https://800notes.com/Phone.aspx/1-319-242-7350

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection

No they didn't serve me, I don't think they had anything to serve. This morning a woman called from Integrity Acquisitions and was accusing me of fraud, for what I dont know, and a bunch of what sounded to be made up crimes, when I told her I was not working she put me on hold for her supervisor to take a statement. That was enough for me. They are totally bogus, trying to act like they are a law firm and/or the police coming to get you.

I got an identical voicemail from Anthony Moretti today. Total scam, do not call back, I blocked my number and called, a woman answered but did not state any company name, no legit business answers the phone without stating who they are, even after I asked her she refused and kept asking me for my information.  Do not give any information or pay anything.  Report it to authorities or block them from calling you ever again.  Thanks to everyone else that posted information on this scam here...greatly appreciated.

At 1:17 p.m. I received a call from Investigator Anthony Moretti to "serve me with papers at my place of employment." I told him to serve me at home and he said that for his protection he cannot. This idiot then changes his story to state that he is a process server and not an investigator. When I asked the case number (I work in the legal field) he said it is in a sealed envelope. Such horse [***]. He then pretended to look at the envelope and provided me with the number 866-862-1919 and said I am to call IAG which stands for Integrity Acquisition Group. This is all a scam and I will file a complaint with the BBB and my State Attorney General.

Said I owe a loan I did have and they will.suspend my driver lic

Said they will suspend my driver's license. Can they do that?

Most likely a debt scamming operation. No legitimate process server calls you up in advance and lets you know he or she is coming by.

. If you were the subject of a pending civil lawsuit, you'd have received a letter from the attorney for the other party.  You'd have a paper trail.

Then, if a case was filed, you'd have received a summons delivered to you by someone licensed to serve process in your locality.  You would NOT have first heard about any civil law case from some scammery-scummery debt collector who cold calls you and starts demanding money.

You can check this out yourself by simply going down to the local main civil court and checking the defendants civil list.  The court clerks are usually glad to help and are familiar with these kinds of scams.

Just because someone on the phone calling you says you owe a debt does not mean you actually owe it.

If a voice on the telephone claims you owe a debt:

1.    Demand the person give you his or her name, company name, and address
2.     Demand a debt validation letter by US mail.  E-mail no good.
3.    Do not pay  the collection agent or anyone else a  dime until the debt is validated

Of course they won’t do this, no scammer ever will, so simply ignore them and block their calls.

If they are bothering you, report them:

http://www.consumer.ftc.gov/articles/0149-debt-collection (Threatening civil proceedings with no intent to follow through, or threatening criminal process in order to collect a civil debt is a  violation of the Federal Fair Debt Collection Practices Act.)  The same goes for endless telephone harassment

Also contact your local attorney general

If they continue to bother you,  and you know you do not owe any money, tell them that you know this is  a debt scam and that you are making a complaint to the police for extortion.  Once you get a copy of the police report and they call you again , just read out the  file number and the name of the PD or Sheriff’s office involved.   Tell them you’ll be glad to send a copy to them at whatever address the jack***es are working out of now.

You'll probably have to yell at them and talk over them.
You have to get tuff with these people because,  being akin to thugs, brute force is (metaphorically speaking),  the only thing they understand.

Just because someone on the phone calling you says you owe a debt does not mean you actually owe it.

If a voice on the telephone claims you owe a debt:

1.    Demand the person give you his or her name, company name, and address
2.     Demand a debt validation letter by US mail.  E-mail no good.
3.    Do not pay  the collection agent or anyone else a  dime until the debt is validated

Of course they won’t do this, no scammer ever will, so simply ignore them and block their calls.

If they are bothering you, report them:

http://www.consumer.ftc.gov/articles/0149-debt-collection (Threatening civil proceedings with no intent to follow through, or threatening criminal process in order to collect a civil debt is a  violation of the Federal Fair Debt Collection Practices Act.)  The same goes for endless telephone harassment

Also contact your local attorney general

If they continue to bother you,  and you know you do not owe any money, tell them that you know this is  a debt scam and that you are making a complaint to the police for extortion.  Once you get a copy of the police report and they call you again , just read out the  file number and the name of the PD or Sheriff’s office involved.   Tell them you’ll be glad to send a copy to them at whatever address the jack***es are working out of now.

You'll probably have to yell at them and talk over them.
You have to get tuff with these people because,  being akin to thugs, brute force is (metaphorically speaking),  the only thing they understand.

No  debt collector can suspend your DL.  Only a judge or your local DMV can do that.  This is a total debt scamming operation.  See the other entries.  These callers are simply trying to scare money out of you.

I just received a message from David Craft stating that they have scheduled a hearing for suspending my license on 5/31 at 9am. No location was provided and the entity he mentioned, Dallas County Legal Advocate Program, does not seem to exist. He couldn't provide me with additional details due to privacy laws, but left the number 866-862-1919 to follow up with the third party.