877-204-5774

I recieved a call from a man named Eric O'Neal (or so he said) trying to collect on a dept for a payday loan from SSM group. Problem is I had already paid this dept to another collector. This man said he had no information about SSM Group, no phone number, address, anything. But if I did not pay him today I would be served papers either at work or home. I told him he was not to contact me at work. But he just said I needed to pay or else. He also would NOT give me his name until he started to record the conversation after 10 minutes! When asked why he wanted to start recording now he said (get this) "Because I feel like I am being talked down to by a customer." Can you even believe it?!  I told him I was not paying this dept twice and he said do you have proof? I finally hung up on him and called the other dept company told what is happening and hopefully someone will figure it out!

Sounds like one of the worthless craps that have been calling me!  Saying I had an online loan I never paid.  Just talk to them for a bit, they start cussing at you, and saying horrible things, not hard to see it is a scam then!  Best of luck to you!!!  I just pick up the phone and hang right up over and over, they got the point by the 20th time or so.

I just received a call from this number Charles Smith, a processor and told me the same story. I called the number back and asked them what it was about and they brought up a loan I took out two years ago and paid off. I told them I wasn't paying a second time and hung up on them

i recieved a message at work from charles smith to call this number within 48 hours i would be served documents, did not leave any other information with my co worker. not sure about calling back, glad i looked up this site and saw all the other responses. sounds like a scam and fyi to all, i have been scammed last year around this time and payed the debt with a credit card. i was really stupid and won't do that again, i want everything in writing.

Received a call at workfrom a Mark Brown saying he was a process server and that I need to contact 877-204-5774 and gave me a case # or that he would be in my area within 48 hours to serve me at work or at my home.  When ask what was the name of the company he was representing he stated he did not have a company name and he just work for National Processing.

Also received the same voicemail that I must call or be served within 48 hours. I called and recorded the conversation. The automated voice came on and said legal department and the person that answered said this is FAS really fast. He then said he was calling upstairs from the legal department of check n go and I took out a payday loan from 2 years ago. I  told him another company had called a few weeks ago about this and he said he never heard of them and they have tried calling me dozens of times the last 2 years and have owned it since july of 2008. Yah right. I told him to go ahead and serve me but we all know that is not gonna happen(I wish it would though)

Let me be clear people. You are receiving a phone call from a collection agency. This agency is pretending to be a processing company and you are to call another party but rest assured this is the same company. Their calls are a violation of the FDCPA i.e. fair debt collection practices act. They are required to leave a mini miranda stating who is calling and must give you notice to dispute yet they do not. They are also violating by pretending to be other companies. If they are stupid enough to sue me which I pray happens I will hit them with at least 2k in violations(I live in florida so they have their own version of the fdcpa). IF you live in Florida this debt collection company is not licensed to collect and are committing a crime by doing so.

I just got a call and te entire conversation was the same as yours. What wasth outcome of your situation? Was itvalid or a scam?

It has now been 5 days and I have not been served as 2 of their collectors promised within 48 hours. Please step it up and serve me so I can save on filing fees when I serve your company. Thanks

I've got the same story.  I've already paid the debt.  Contacted by a James White, process server.  I already told him a week ago not to call me at work.  This is the third call I've received.  I'm not calling him back.  When a company files a complaint, they don't usually call to tell you they've done that.  Besides, they're not going to pay a process server when the court usually serves a defendant by certified mail.  Thanks everyone for your comments; they are very helpful.

Seems like these people like to use false names and common last names. The person who called me at work said her name was "Debra White", that she was a "processor" and a formal complaint has been filed on me. Said she would be in my area in 24 hours and would be serving me at home or place of business. Would not tell me what company this was for, no proof of debt or amount I owe. I told her she was in violation of many laws, then she hung up on me. I have no payday loans or any other loans for that matter. These people are scam artists. Don't believe a word they say, and don't pay them anything.  They cannot make threats against you and cannot visit you at your home or place of work. I can't believe our government lets people like this thrive and do business.

I got a call  today at work, and they told me that they were going to serve me within 48 hours regarding the balance owed on a loan from 2008.  When I called the number I asked for a Bill of Sale, in which they are required to by law, and I was told that once it was paid I would get that.  

Before I called then I called a reputable company that I have done business with in the past and asked about, can they serve me at work or at home any legal documents.  She stated that you would be served by the court not them  Very interesting.

Let me preface this by saying that i've been scammed out of money by 2 different companies who threatened me with taking legal action if i did not pay outstanding payday loans i had defaulted on, and since i did owe one i just paid them without really checking, very stupid in my part but ok they got me. Now im still receiving calls, today from an unknown person calling my job and telling the secretary that i had 48 hrs to contact them or they were going to take legal action. When i called them back i get the "You have reached the Legal Department", really? No name of the collection company, etc. To make a long story short any loans i may have had are already paid for, so now these [***] are out to get more money from me. Well guess what it aint happening. Im not even going to bother speaking with somebody in that office. Let them do what they gotta do. People beware please, do not agree to any type of payment arrangement or anything of that nature. My lawyer is on the case....

There was a recorded message left on my mothers answering machine from this number stating that, there would be a processor in my area for 48 hours and I was to call this number back or they would take legal action against me. I called and a talked to a woman named Lauren Wilson, she said it was from a payday loan I had taken out in 2008, and that I owed $650, and if I didn't pay it that day that the interest on this would leave me owing them over $5000. I have filed bankruptcy and have a court date set, so I told the woman this. She said that in this MyLoansUSA contract there is a clause that if one files bankruptcy they cannot add them. She also told me that with the debt going to be over $5000 that i could be arrested and charged with a felony. I called my attorney and he told me that this company has broken the law by calling and telling people about any debt that I owe and also, by telling me I could go to jail. He also told me that her telling me there was a clause where I could not file them in my bankruptcy was false.

I was afraid at first and wanted to try and make arrangements and ask the woman for  the address to mail the payments. She told me it was too late to mail payments and refused to give the address to me. She said I had to make the payment with a credit or debit card right then. I have not heard anything more from these people or their processor. I will wait and see what happens with this.

I believe I found the information for these scammers. Their calls are illegal and if you are getting an attorney to file a civil suit against them for violations of the fair debt collection practices act I believe this is the information you need to use. They have been in business for 3 months which should tell you all you need to know.

FIRST AMERICAN SOLUTIONS LLC
Note:This online database was last updated on 1/3/2011 6:01:29 PM.
See our Disclaimer.

DOMESTIC / FOREIGN:    Domestic
STATUS:    Good Standing
STATE OF INCORPORATION
/ ORGANIZATION:    SOUTH CAROLINA
Profit
REGISTERED AGENT INFORMATION
REGISTERED AGENT NAME:    KENNETH JONES
ADDRESS:    3937 SUNSET BLVD
CITY:    WEST COLUMBIA
STATE:    SC
ZIP:    29169
SECOND ADDRESS:    
FILE DATE:    09/30/2010
EFFECTIVE DATE:    09/30/2010
DISSOLVED DATE:    / /
Corporation History Records
CODE    FILE DATE    COMMENT    Document
Domestic LLC    09/30/2010    AT WILL

More info. On the same day as FAS 2 other companies were formed by the same person and one of them uses the same address. This is no doubt done(a popular scam) to call from different companies for confusion and to hide assets.

CK ASSET HOLDINGS, LLC
Note:This online database was last updated on 1/3/2011 6:01:29 PM.
See our Disclaimer.

DOMESTIC / FOREIGN:    Domestic
STATUS:    Good Standing
STATE OF INCORPORATION
/ ORGANIZATION:    SOUTH CAROLINA
Profit
REGISTERED AGENT INFORMATION
REGISTERED AGENT NAME:    KENNETH JONES
ADDRESS:    809 E MAIN ST #1221
CITY:    LEXINGTON
STATE:    SC
ZIP:    29072
SECOND ADDRESS:    
FILE DATE:    09/30/2010
EFFECTIVE DATE:    09/30/2010

CRT SERVICES LLC
Note:This online database was last updated on 1/3/2011 6:01:29 PM.
See our Disclaimer.

DOMESTIC / FOREIGN:    Domestic
STATUS:    Good Standing
STATE OF INCORPORATION
/ ORGANIZATION:    SOUTH CAROLINA
Profit
REGISTERED AGENT INFORMATION
REGISTERED AGENT NAME:    KENNETH JONES
ADDRESS:    3937 SUNSET BLVD
CITY:    WEST COLUMBIA
STATE:    SC
ZIP:    29169
SECOND ADDRESS:    
FILE DATE:    09/30/2010
EFFECTIVE DATE:    09/30/2010

The address for CK asset holdings, llc is actually an apartment complex called Reserve at mill landing so it looks like the owner is running this one out of his apartment lol. It just keeps getting better and better.

I also got a call just like yours, from an Eric Oneal regarding some payday loan. He told me the same stuff saying i would be served or have to  travel to another state or something..? I thought it was a scam to just like you, then prolly about 3 days later a processor showed up before i had to work and sereved me papers. Now ive had to hire an attorney bc of this which i didnt have the money to do so in the first place so now im really screwd.

I just received a call on my cell phone from someone named Charles Smith.  His message on my voicemail notified me that this call served as an official notice. There is a complaint against me and  I need to call 877-204-5782 and refer to a case number he gave me within the next 24 hours otherwise I would be served either at my place of employment or my residence. I immediately called this number after hearing this message and an automated service answered "legal department". I was on hold for a couple of minutes and was prompted to leave a message. Someone would get back to me as soon as possible because all of the customer services representatives were busy.  If you go into the Better Business Bureau, you can enter the phone number in question and retrieve the company information related to thisnumber .  This phone number belongs to First American Solutions. I Googled this company and came across a website informing consumers that this company is part of a suspected scam (http://www.ripoffreport.com/directory/First-American-Solutions.aspx).  They  are supposedly grant writers  or something like that. Others have been scammed out of money. All can say is be careful...

i recieved a call from Charles smith on feb 30th 2011 sayn the same thing about i got a complaint against me to call the same number as the rest... I could call and pay them or if not he will be in my area in a couple days to serve me papers at my residence or place of work. So i called and a john long answered and by the way i made him mad i could tell it was a scam bc of the things he said and kept puttn me on hold and never takn me off hold. Then another guy started talkn to me about it and sayn they dnt have to mail me nething bc it was a online loan. So i checked here and seen it was a scam but the company that has my file is american debtholding and wen i call them i have to leave a messege then a women called and said fas was a real company but i think that is a scam too so i guess ill wait and c what happens also wen i call it just said legal serfices thats wen i asked what the name of the company was. They said more but too much to type

i meant march 30th sorry mistype