877-366-1520
877 area code:
Toll-free
Read comments below about 8773661520. Report unwanted calls to help identify who is using this phone number.
- Jan| 6 replies8773661520 Scam calling from India about credit card. Don’t give them any information
- Caller: 8773661520 Scam from india
- Call type: Scam suspicion
- GeeSCAM!!!!!! They just called me talking about taking me to jail if I don’t pay them. This is insane.
- Caller: Samfa
- Call type: Debt collector
- Angie| 1 replyHarrassing!!! Calling my work!!! Foreigner that is barely understood, going by Joe Hart. Threatening to have me arrested.
- Caller: 8773661520
- Call type: Debt collector
- MoScam! Calling my in-laws. I called back and a foreigner answer that I could not even understand
- SaraCalled my work number, and when asked if it was work related, they responded "it's personal." Office Manager said she couldnt understand him. Went by James Grand
- Caller: "MCM"
- Call type: Scam suspicion
- Mar10| 3 repliesScam foreigner saying my parents owed money for a debt. Tried to get them to pay a debt before he hung up or it would be to late to settle the debt and they would responsible for all the debt he reported to them. Bogus debt! Went by the name Dave Stan..hahahaha It looks like they are targeting older folks. Consider this as a warning!!!
- Caller: Collections
- Call type: Scam suspicion
- JanetComplete scam
- Caller: Mcm
- Call type: Scam suspicion
- Jessica| 1 replyCalled my dad looking for me and asking for personal info. Don’t answer and don’t give them any info!
- Caller: 877 366 1520
- ErikaThey called my grandfather claiming to be a collection agency stating he had an account up for collections and a payment was required ASAP! When I called back to clarify details they kept giving me the run around and eventually left me on hold. The man speaking stayed his name was “Josue”
- Call type: Debt collector
- Anthony| 1 replyCollection agency (all foreigners with which barely speak english, yet use real common everyday english names) that repeatedly calls my house looking for someone that does not live at my house or has use of this phone. They have repeatedly called and harass me. I have asked repeatedly to be taken off the list and they continue to call. I have asked for contact people to have my lawyer send a legal letter stating they have the wrong number and they have given me fake names and addresses, just this number to call. If the federal government wants to do something useful they should shut these companies down and put these companys out of bussiness
- Caller: MBM Credit Management (this time)
- Call type: Debt collector
- BigA replies to AnthonyAccording to the other posters this would be Midland Credit Management. They do use call centers from India. Midland can easily be found on the internet so that you can send them a "not me" letter by certified, return receipt mail. Debt collectors do not have to remove you from their call lists like telemarketers do. This is why sending them a letter is the best way to handle this and it gives you proof that you told them. Then you can not only report them but you can sue them as well.
- BBThey are telling me they are midland crdit bank and told me last time i did pymnt agust 2018... Asked them to send me all the details .. They cant because i have to give my account info.. His name is alfred abby ...
- Caller: 8773661520
- Call type: Debt collector
- Liz replies to Mar10| 1 replySupposedly they are a debt collector from midland funding
- BigA replies to LizYes, it has been established that this is Midland Credit Management.
- post pending moderator approval
- BigAYou will need to send them a certified, return receipt debt validation (by law they have to go back to the original creditor to prove you owe the debt), cease and desist calling, or "not me" letter (this will be the best money that you have ever invested). Also send it first class mail in case no one will sign for it. Make a notation of that fact at the bottom of the letter. You also need to report them to the proper agencies to which I have provided links to. Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment. If everyone did these three things, these crooks would be bankrupt, and we would all be the richer for it. Use these web sites to find an attorney in your state that will probably take the case on a contingency basis (no money out of your pocket up front): http://www.consumeradvocates.org/
http://www.consumeradvocates.org/find-an-atto ... tates_value=All
Everything else you need to know follows including at least two or more federal and state agencies where you should report their criminal activities.
MIDLAND CREDIT MANAGEMENT AKA ENCORE CAPITAL GROUP AKA ASSET ACCEPTANCE, LLC. AKA ATLANTIC CREDIT AND FINANCE AKA MIDLAND FUNDING AKA WEST CAPITAL FINANCIAL SERVICES
Alternate Business Names
Encore Capital Group Inc., MCM, Midland Acquisitions Corp, Midland Funding LLC, MRC Receivables Corp, AAC, Asset & Lee Acceptance, Asset Acceptance, Asset Acceptance Capital Corp., Asset Acceptance Corp., Asset Acceptance, LLC, Asset Acceptance, LLC, FCC Financial Credit, LLC, Lee Acceptance Corporation, RX Acquisitions
MCM contact page with a location in California: https://www.midlandcreditonline.com/contact/
The also go by the name Encore Capital Group: http://www.encorecapital.com/contact-us
BBB gives Asset Acceptance an accredited A+ even though they have 10 complaints and 1 negative reviews with 1 clearly fake positive review (BBB removed 385 complaints and 1 negative review so that they could keep the A+ rating). Looks like they will fit in perfectly with the Encore Criminal Enterprise as of 10/20/20: http://www.bbb.org/detroit/business-reviews/c ... rren-mi-3004304
BBB gives Midland an accredited A with 238 complaints and 95 negative reviews with 1 positive review clearly written by that employee, and an alert that the CFPB has filed another case against them for violating an administrative order (money talks at the BBB as they removed 424 complaints so that Midland could go from a B+ to an A) as of 10/20/20: http://www.bbb.org/sdoc/business-reviews/fina ... diego-ca-101104
They are a Kansas Corporation. Information from the Kansas Dept. of State:
Current Entity Name Business Entity ID Number
MIDLAND CREDIT MANAGEMENT, INC.
0048421
Previous Names:
MERCHANTS FINANCE CORPORATION, INC.
Current Mailing Address: 3111 Camino Del Rio North Suite 1300, SAN DIEGO, CA 92108
Business Entity Type: KANSAS FOR PROFIT CORPORATION
Date of Formation in Kansas: 09/09/1953
State of Organization: KS
Current Status: ACTIVE AND IN GOOD STANDING
Resident Agent and Registered Office
Resident Agent: CORPORATION SERVICE COMPANY
Registered Office: 2900 SW WANAMAKER DRIVE SUITE 204, TOPEKA, KS 66614
Bizapedia has this on Encore which is a Delaware corporations:
http://www.bizapedia.com/nc/ENCORE-CAPITAL-GROUP-INC.html
And this on the address these criminals are located at. Seems they have a lot of different names:
http://www.bizapedia.com/addresses/8875-AERO- ... O-CA-92123.html
It is incumbent upon them under the law to prove that the debt exists and that you owe it, and (this is the important part) that they have the legal right to collect it. You are not obligated under the law to prove that you don’t owe or that it is paid.
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified. If and when you get that letter you should immediately send that debt validation letter by certified, return receipt mail.
First, you should make a complaint at this Federal Agency, and while there you should also read up on how debt collection is supposed to work as well as what your rights in this matter are: https://www.consumerfinance.gov/
Also file complaints with the FTC: https://www.ftccomplaintassistant.gov/#crnt&panel1-1
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: https://800notes.com/faq/attorney-general - post pending moderator approval
- IvonneThey said with an accent that they were from credit one bank that I have an account with them since 2013
When I said I didn’t have any dealings with that bank
Ask me for my las 4 numbers of my social
I did not give him any info
They gave me a bogus number . The original number was from a 844 number
I ask to give me the number of such bank and they gave me the 877
They are definitely scammers- Caller: Credit One Bank
- Call type: Debt collector
- A replies to JessicaSame situation. Called parents but using my name. My dad almost gave out my info
- Rachel replies to JanJoey Sanders with an Indian accent. Lmaoooo scam
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