877-372-5594

callled me said i owed a payday loan. i already paid it. i thought they would harrass me over it but i just sent them a fax with my paid letter and a Mr. Perez said i was good to go.

I get a recording saying that I have not signed the packet and to press 1.

Bill collectors.Ones who don't give a crap about the Fair Debt Collection Practices Act. Also applies to 954-346-4088.

Bill collectors.Ones who don't give a crap about the Fair Debt Collection Practices Act. Also applies to 954-346-4088.

Bill collectors.Ones who don't give a crap about the Fair Debt Collection Practices Act. Also applies to 954-346-4088.

CALLED AND SAID I WILL BE SUED. BUT AM PAYING ON MY LOAN.

Got a call from this company about a payday loan I took out. Paid it back and they sent me proof. I had no problem with them.

I JUST GOT A CALL FROM A STEVEN SHAW ABOUT NOT PAYING ON A PAYDAY LOAN. STEVEN HAS CALLED MY JOB. HARASSING MY HR DEPT. STATING THAT I WILL BE SUED AND A GARNISHMENT WILL BE TAKEN OUT OF MY CHECK.

called me i owed a loan from 2007. setup payments and i recieved a letter from them yesterday. i gave them a prepaid card at first to see if they would try and take my money but no such thing happened. i called in the date of my payment and asked to change the debit card on file and that was that. i also did a lot of research they are registered and liscened and with BBB. a few complaints but i guess thats normal with collection agencies since i took out 6 payday loans and im just now paying them back.

Called and it went to an automatic message saying I had an account pass due (no name mentioned) and I needed to contact them immediately by pressing "1". Pressed "1" and had to wade thru another menu, finally selecting "4" to speak with someone immediately. Got a Mr. Perez on the line and asked why he was calling my number. He reference an outstanding loan that I've NEVER had. Explained this to him and he was not interested in my side of the story and began to make threats of legal action, etc. Told him to take my number off of his calling list and I've noted his number and would report him for harassment if they called again. We'll see how it goes.

Been getting harassing calls for months mainly from this sleezy Scott Harrison.  Same old threats.  Call him back in 24 hours or face being pursued to the fullest extent of the law by their client.  Both AFG and their client can kiss it.

THIS BUSINESS IS NOT BBB ACCREDITED
AFG & Associates
East 4th Street Suite 449
Santa Ana, CA 92705

F On a scale of A+ to F
Reason for Rating

7 complaint(s) filed against businessFailure to respond to 7 complaint(s) filed against businessBBB does not have sufficient background information on this business. BBB made at least two requests for background information from business. BBB has not received a response from business and/or has not been able to verify information received from business.

Our complaint history for this company shows that the business has not responded to customer complaints brought to its attention by the Bureau.

BBB file opened: 12/6/2010
Business Category
Collection Agencies

Alternate Business Names
AFG & AssociatesAFG And Associates

http://www.la.bbb.org/business-reviews/Collec ... na-CA-100101301

keep getting calls from a Scott Harrison on debt belonging to my ex-husband and discharged in bankruptcy --

Just received a call from a phone number and the guy told me he had a package for me and asked if I still lived at this address. When I told him no he said I had to go to court house Tuesday with my ID and when I asked what this was about he couldn't tell me just that there was a phone number on it I could call which was 877-372-5594 and I could resolve it through them. He didn't even ask for my new address. Doesn't he want to give me this package? When I looked up the phone number for the guy that called me it was for an RV park a couple of towns away from where I live. I called it back and there was no answer. Really!! I am not stupid I do know that if someone is suing me I would get some documentation at least a month before the court date. These types of people really need to get a life.

This Business is not BBB Accredited
Invision Consulting Group, Inc
Find a Location

(954) 779-68003854 LYONS ROAD 209, Coral Springs, FL 33073a.flores@allied-financial.nethttp://www.invision-consulting.com
BBB® Non-Accredited F Rating
On a scale of A+ to F Reason for RatingBBB Ratings System Overview

BBB Accreditation

Invision Consulting Group, Inc is not BBB Accredited.

Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation.

To be accredited by BBB, a business must apply for accreditation and BBB must determine that the business meets BBB accreditation standards, which include a commitment to make a good faith effort to resolve any consumer complaints. BBB Accredited Businesses must pay a fee for accreditation review/monitoring and for support of BBB services to the public.
Reason for Rating

BBB rating is based on 16 factors. Get the details about the factors considered.

Factors that lowered Invision Consulting Group, Inc's rating include:

  Length of time business has been operating.
  Failure to respond to 2 complaints filed against business.

Customer Complaints SummaryRead complaint details
2 complaints closed with BBB in last 3 years | 2 closed in last 12 months
Complaint Type    Total Closed Complaints
Advertising / Sales Issues    1
Problems with Product / Service    1
Billing / Collection Issues    0
Delivery Issues    0
Guarantee / Warranty Issues    0
Total Closed Complaints     2

Read Complaints | Definitions | BBB Complaint Process | File a Complaint
Customer Reviews Summary Read customer reviews

1 Customer Review Customer Reviews on Invision Consulting Group, Inc
Customer Experience     Total Customer Reviews
Positive Experience     1
Neutral Experience     0
Negative Experience     0
Total Customer Reviews     1 Customer Review

Read Customer Reviews | Submit a Customer Review | See Trends in Customer Reviews on Invision Consulting Group, Inc
Complaint Breakdown by ResolutionAbout Complaint Details
Complaint Resolution Log (2)BBB Closure Definitions
BBB did not receive a response from business (2 complaints)
10/20/2014    Problems with Product / Service | Read Complaint Details

Complaint
My complaint is regarding a contract for charged off accounts and a transaction of $3900 to Invision Consulting Group and Allied Financial Group.
Hello, I am the owner of a collection agency called Dynamic Dedicated Financial Partnerships llc (Dallas, TX). I have done business with a debt seller by the name of ********* ****** with the companies Invision Consulting Group and Allied Financial Group (Coral Springs, FL). I purchased 447 charged off HSBC Retail MasterCard files on 6/24/2014 for $3900.00. I deposited $3600 into Invision consulting group's bank account and he used his company Allied Financial to debit $289.00 from my credit card and $11.00 from my debit card. Per our contract, I would receive the unmasked version of the accounts, which shows all the private information such as social security number, address, etc. Upon receipt of the accounts I realized a number of the columns where missing such as the original store the card is associated with, pay structure, and credit score. Upon the discovery of the missing information, I let **** know and he assured me he would get me the information I paid for. **** never delivered that information. Per our contract within 48 hours, I was to receive the chain of title showing that I own the accounts; I still have yet to receive the chain of title. I was advised that I would receive the media, which are the original contracts upon purchase of the accounts. After the transaction, I was told the media was upon request but when I requested any original contracts, my requests went ignored. **** then advised me he would let me work a file of his older accounts on contingency until he fixed all of the issues that I was having but when I read that contract it would have replaced the original contract which was not the deal. Until this day, ********* ****** has refused to pay me any of the money that he owes me from this deal. He says he was selling the accounts for someone else and they are not answering his calls. He never advised me that he did not own the accounts until after the transaction. I am the sole owner of a growing company and that is why I am just now able to make the complaint. Invision Consulting Group and Allied Financial definitely harmed my company and they are refusing to rectify the situation. Please assist me so other owners will not have to go through the same situation with these companies.

Desired Settlement
I am seeking a full refund for $3900.00. My company is not able to service the accounts without all of the information promised in the contract. We do not even own the accounts without the chain of title. The right thing to do would be to refund us for the purchase.
08/19/2014    Advertising / Sales Issues | Read Complaint Details

Complaint
this is the letter my lawyer sent to **** ******, you can contact my lawyer if needed. This was the draft copy.
July 17, 2014

********* ******

Invision Consulting Group

7351 Wiles Road, Suite ***

Coral Springs, FL XXXXX

Re: Debt Purchase by ****** ***

Dear Mr. ******:

Mr. *** has retained me to contact you regarding his dissatisfaction with a recent purchase from Invision Consulting Group. Mr. *** tells me that he purchased roughly $266,000.00 of consumer debt for $1,650.00. According to Mr. ***, the debt he bought was supposed to be of a 2012 vintage from a creditor known as ************** The debt he ultimately received was from ********** but it was charged off much earlier, some in 2006, opening Mr. *** up to significant liability issues under the Fair Debt Collection Practices Act when he attempted to collect the debt. Mr. *** has also advised me that he purchased the debt based on your advertising it as being fresh with only one prior collector working the file. Your website inventory (last updated on June 23, 2014) seems to indicate same, since the debt purchased was from ************* and the rest of the data appears to line up. I have enclosed a copy for your review.

There are a number of significant issues arising from the age of the debt and the number of collectors who have worked on it. First and foremost, debt charged off before 2009 faces a statute of limitations issue in New York, where it becomes essentially uncollectable after six years barring certain circumstances. Attempts to collect debt from XXXX-XXXX would inherently and immediately expose Mr. *** to FDCPA liability while debts from 2012 would not.

Second, almost 50% of the debt provided originated in Arizona. Mr. *** has advised me that Arizona stopped allowing payday lending in 2010, although debt owed prior to 2010 was still valid. I may be wrong, but my understanding is that ********* is/was a payday lending company. Even if the debt was close to the 2012 vintage that you claimed, collecting that debt could have opened Mr. *** up to significant FDCPA liability if the debt arose from post-2010 payday lending practices in Arizona.

Third, the number of collectors previously working the file has a direct correlation with the toxicity of the file from a liability standpoint. If the file has only been worked by one collector, the likelihood of debtors mistakenly remaining on the list despite having paid in full is significantly lowered. If the file has been worked by a laundry list of collectors, the probability of error increases dramatically. Despite advertising this debt as having been held by only one prior collector, it appears it has been through a number of agencies. Frankly, the debt appears toxic.

Mr. *** purchased debt that was supposed to be of relatively low risk. He received debt that almost invariably would have led to his company being sued under the Fair Debt Collection Practices Act, Telephone Consumer Protection Act, or both.

It appears Mr. *** did not receive what he bargained for in his dealings with your company. I am unsure whether it was a mistake or purposeful misrepresentation, but the fact remains that Mr. *** purchased what he believed to be relatively recent, collectable debt and received debt that is near impossible to collect on. Mr. ***'s business spent time, effort, energy, and resources attempting to collect on the debt, all the while wondering why it was so difficult. Unable to explain the difficulty, Mr. *** looked into the debt and found out what I have detailed above.

His business suffered a significant loss of profit due to this purchase.

Mr. ***'s request is simple. He wants his money back. He paid $1,650.00 for collectable debt and received debt that was very much toxic. His business lost money as a direct result of that debt. Please contact Mr. *** to advise if you will return the purchase price of $1,650.00. If you refuse, I have advised Mr. *** that he may be able to secure both the money he paid and additional lost profits through litigation in New York.I trust you will take time to consider your options. If y

Desired Settlement
I trust you will take time to consider your options. If you wisely elect to return Mr. ***'s money, you can forward payment directly to him at ******* **** ********** ****** **** ******* ***** ******** ** XXXXX.

Thank you for your consideration of this matter. You may contact Mr. *** directly with any questions or if you wish to establish payment arrangements.
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Collection Agencies

  Government Actions

  BBB knows of no significant government actions involving Invision Consulting Group, Inc.

  What government actions does BBB report on?
  Advertising Review

  BBB has nothing to report concerning Invision Consulting Group, Inc's advertising at this time.

  What is BBB Advertising Review?

Additional Information
top
BBB file opened: 05/05/2014Business started: 05/15/2011
Contact Information
Principal: Mr. Alexander Flores (President)
Related Businesses
Allied Financial Group & Associates, Inc - 7351 Wiles Road, Suite 106, Coral Springs, FL Alexander Flores is also a principal of this company.
Business Category

Collection Agencies
- See more at: http://www.bbb.org/south-east-florida/busines ... h.MkZtDLub.dpufCaller: Allied Financial Group & AssociatesCall Type: Debt Collector