877-386-0283

Left suspicious voicemail

I keep getting calls from this number for a name I never used. The name is not even my maiden name. They only have my first name right. I try to call them but their representatives are always busy.

Company claims I owe for a payday loan from 2011, which is a lie. My belief is that they are scammers. I haven't received a payday loan since 2008 and I'm waiting for a refund check from a company that says I overpaid.

left message that I must call them back to verify info or else they will use legal means. Left no clue what it's about & no name to contact or business it was. Red flag of being a scam .....

Sarah called me and my family and ask them to find me. I knew it was scam since I researched on website that the person had no rights to call others. I plan report to FCC.

I received a call from this number trying to collect on a debt that was paid off years ago

The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:

is seeking payment on a debt for a loan you do not recognize;
refuses to give you a mailing address or phone number;
asks you for personal financial or sensitive information; or
exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.
If you think that a caller may be a fake debt collector:
Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.

Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft – charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.

Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.

https://www.consumer.ftc.gov/articles/0258-fake-debt-collectors

Keep getting calls from this number for a Jamie Reames, who i do not know, and i have called these people about two or three years ago, and told them this person does not, or never has lived at this address or phone number, and they stopped calling for a while, now they are calling again, and it is very annoying. how do i get these people to stop calling my number and leaving threatening messages?

Let them know the next time they call they are being recorded (legal in most states), and you will see them in court if the calls do not stop.

Claims I owe over $3000 from a $400 payday loan from 2011 which has never happened.. I've never taken out a payday loan in my life. The woman swears I'll have a "hard time trying to prove that". Definitely seemed suspicious after hanging up, but she did know my last 4 of social.. however she tried to say it was given to me thru a prepaid card.. and from what I know, to take out a loan, you need a bank account..

Claims I owe over $3000 from a $400 payday loan from 2011 which has never happened.. I've never taken out a payday loan in my life. The woman swears I'll have a "hard time trying to prove that". Definitely seemed suspicious after hanging up, but she did know my last 4 of social.. however she tried to say it was given to me thru a prepaid card.. and from what I know, to take out a loan, you need a bank account..

This is a scam. They claim you owe from an online payday loan, even though you NEVER TOOK OUT ONE. This idiot wouldn't even release info like the loan amt., documents as proof or the date of when the loan was supposed to be paid back. I got her so flustered that she hung up on me. Good riddens [***]! Go dupe the next sucka because you are not getting a penny from me!

Exactly!

keeps calling.  I do not answer!!!!

I keep getting calls from a "Sarah" from the number 877-3860-283 wanting to find me and threatening to my associates in order to find me.

Well known criminal enterprise pretending to be a debt collector:

You need to send them a certified, return receipt debt validation letter (think of it as the best $6.47 you ever invested).  Also send it first class mail in case no one will sign for it.  Make a notation of that fact at the bottom of the letter.  You also need to report them to the proper agencies to which I have provided links to.  Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment.  If everyone did these three things, these crooks would be bankrupt and we would all be the richer for it.  Use these web sites to find an attorney in your state that will probably take the case on a contingency basis (no money out of your pocket up front):  http://www.consumeradvocates.org/
http://www.consumeradvocates.org/find-an-atto ... tates_value=All

Everything else you need to know follows including at least two agencies where you should report their criminal activities.

FORWARD MOVEMENT RECOVERY AKA FMR AKA WORLD WIDE PROCESSING GROUP
Per Resident47
Forward Movement Recovery / FMR / Concord Resolutions / Concord Resolution Inc / Keystone / West Coast Collection / Worldwide in Buffalo, West Seneca NY
linked to infamous sprawling Bahamas Marketing Group and WorldWide Processing Group in Blasdell NY
Forward Movement Recovery Phone Number List.xlsx

I have to wonder why an allegedly “legitimate “business would need over 50 phone numbers to call out on?

No web site found for FMR, World Wide lists a PO Box in Western NY, known haven for criminal debt collectors:  http://worldwideprocessinggroup.info/contact.html
The address is a UPS store
They are not registered in New York as required to do business.
BBB page for Forward with a rating of No Rating and 438 complaints and 28 negative review (this was changed from a B- rating and 21 complaints with 2 negative reviews):  http://www.bbb.org/upstate-new-york/business- ... ca-ny-235977227
BBB page for Woldwide with a rating of No Rating and 438 complaints and 28 negative review (this was changed from a B- rating and 21 complaints with 2 negative reviews):  http://www.bbb.org/upstate-new-york/business- ... a-ny-235977227/
Report from Florida:
http://florida.intercreditreport.com/company/ ... lc-m14000000359
Bizapedia page:  http://www.bizapedia.com/us/WORLDWIDE-PROCESSING-GROUP-LLC.html
New York Dept. of State info:
Selected Entity Name: WORLDWIDE PROCESSING GROUP LLC
Selected Entity Status Information
Current Entity Name:    WORLDWIDE PROCESSING GROUP LLC
DOS ID #:    4032670
Initial DOS Filing Date:    DECEMBER 20, 2010
County:    ERIE
Jurisdiction:    NEW YORK
Entity Type:    DOMESTIC LIMITED LIABILITY COMPANY
Current Entity Status:    ACTIVE

Selected Entity Address Information
DOS Process (Address to which DOS will mail process if accepted on behalf of the entity)
DAVID G. PELTAN, ESQ.
PELTAN LAW, PLLC
128 CHURCH ST
EAST AURORA, NEW YORK, 14052
Registered Agent
NONE
My thanks to David Stone who helped fill in some of the blanks about this criminal organization:
https://www.thesequitur.com/fmr-debt-collecti ... covery-3030305/

This might be the head criminal at this organization:
https://www.corporationwiki.com/p/2ej88s/worldwide-processing-group-llc
And yet more crooks who work there:
https://www.linkedin.com/in/diego-carrasquillo-a08890b4
https://www.facebook.com/cayla.schaefer

There was another one by the name of Rebecca Fox but she took her Facebook page down.

Other Complaint Sites:
http://www.lookwhocallsme.com/index/page/874190/313-369-6019
http://www.lookwhocallsme.com/index/page/521485/209-242-9403
http://lookwhocallsme.com/index/page/1818729/701-306-1963
http://ustelcosportal.com/phone-914-920-4365.html
http://www.scamcallfighters.com/scam-call-8779262583-FMR---Forward-Movement-Recovery-alleging-default-of-a-payday-loan-Debt-Collection-28133.html

From the above web link:
Also known as World Wide Processing Group LLC and they are located at 5817 South Park Ave, Hamburg NY 14075 and have a PO Box 2474 Blasdell NY 14219. The owners name is Frank Ungaro and the Director of Operations is Nick Curtis.

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  https://800notes.com/faq/attorney-general

File a complaint at the NY State AG's Office here:  http://www.ag.ny.gov/http://www.ag.ny.gov/

BigA -
Will changing my phone number (for the 2nd time, if I do it) lose these losers? Seems like they "found" me again, somehow - perhaps through one of my contacts (family/friends) they harassed - OR, do they have the technology to track your number changes.  I go for a few weeks, maybe even months at the most without these jerks calling me - then they start up again. I block all numbers - and today, I noticed there were about 5 "unknown" calls (blocked) listed on my phone (blocked calls don't ring, but there is a record of the call). The sixth time I got a call from a bogus 855 number. I know they keep trying to come at me with these calls - and they'll use a "new" fake number when they can't get me (as I stated above). I just never answer. It's upsetting to my spouse - as one of the "contacts" they continuously call. So - will changing the number be an exercise in futility? Will they just "find" me again - anyway?  Or will we just have to accept the fact that we'll be getting these same, lame calls until we die?

You replied to BigA's post but it appears you didn't read it as he clearly explains how to deal with this caller. Why go to the trouble of changing your number (which you state didn't work the first time) when you can go after them?

Well, you can change your number but what happens if they find out the new number.  Or you can read my post, and follow the directions, which I have always found to work 100%.

I will read it in detail. I honestly was just trying to "find" BigA" - my personal guru (in my head!) :-)  Thanks!